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Unemployment loan
I am currently unemployed and have no collatoral or savings. I urgently need a loan in the next 24 hours. Is there anywhere trustworthy that I can get a loan this quickly?
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large provident debt advice needed
hi any advice any of you could give me would be greatly appreciated i have had many loans with provident ( yes i know i'm stupid ) always seemed to be offering more when i needed it i was paying them back weekly untill earlier this year when my circumstances changed and could no longer afford the payments i have since…
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Good credit rating but lots of checks :(
Ok i'll start from the beginning, i'm 20 years old and am applying for a loan for £5000 over 4 years for a car. Now when i was first applying i'd failed to realise that i had one payment left (comes out beginning in November) then is finished, so when i applied for my first handful of loans i was declined for all. This off…
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Yay!!!!!!!
My student loan repayments are finally nearly finisehd!!! :beer: Got aletter couple of months from them a ciouple of months ago to this effect. So gave them a call today with payments made since Apr and now have the predicted stop on the account - 3 more monthly payments and then I'm finished!!!! :beer:
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Paying off a loan early
Hello If you have a 7 year loan and decide to pay it off after, for example 3 years, how much needs to be paid back other than the early redemption charge? What im trying to work out is; is the balance to be paid the remainder of the "total amount payable" (i.e. including the full loans interest for the full term) or "the…
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Satisfied loan - still appears with balance on Experian
Hi Money Savers, I've been hunting around for a car loan early on in the summer & found that my first call on a lender was not agreed due to my poor credit history. They told me they were not happy with the outstanding amount of 13k on my credit report. 13k? This was news to me so I ordered my report from Experian and lo…
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Sure I've paid this off??
This morning I received a letter from Thesis servicing - in respect of 4 student loans I took out between 1992 and 1995 - only a small balance remaining, but I'm sure that I have paid off all my student loan some time ago. I deferred payment for a few years and then paid it all off - I've never heard from SLC re being in…
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Advice Needed Please
Hello Looking for some advice as im thinking ahead, hope you can help... Hello, more a less straight to the point on this one, going to look into everything to give me plenty of time. I’m looking at getting a second hand car next year with the value of about £16,000 may be slightly less than this. I may have a small amount…
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Loans for Joint Freeholders
Hello Does anybody know if it is possible for joint freeholders (x 4) to get loans for essential repairs to the building? any lender I have spoken to says only lend to max of 2? We are 4 flat owners who each own an equal share of the freehold on the entire property. thank you :confused:
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Rights regarding Direct Debit payments.
Can anyone tell me what my position is please regarding the following (I'll try to keep it brief!): I have a car loan with Barclaycard Finance; The DD is set to come out on the last day of the month; September's payment was requested on 1st October; There were insufficient funds in the account (my fault, no issues with…
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My Credit History was never released...
I've been using the same HSBC current account for 9 years. I don't understand any of the 'banking lingo' I see and hear on TV, it's all alien to me. I'm just happy sticking with my Debit card and the same bank account I've been using for 9 years. I have no overdrafts, no credit cards and nothing to worry about. My wages…
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Unregulated HP Car Finance Agreement - Termination advice required please!
Hello, I've posted on here before about this agreement, but I'm hoping one of you lovely finance-savvy people can offer me some advice as I am in a predicament! We have been struggling for a while to meet payments on an unregulated (total amount borrowed was over £25,000) HP agreement we took out in March 07. The monthly…
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Help, Welcome Finance secured Loan nightmare.
Hi All This is a long one I'm afraid :( About 2 years ago we took out a secured loand with the above bunch of crooks. Up untill March this year I have to say I cannot fault them. they were helpful, all was organised quickly and they really did seem to do their best. In March I lost my job, The day I found out I was to be…
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Welcome finance trouble looming in the future
we had a welcome finance loan for 10k in oct 03 as a final try to get ourselves out of trouble, but it didn't work so in apr 04 we decided to sell our house and start a fresh. When we came to sell the solicitor found that the welcome loan was actually secured on the property, not something we realised and the solicitor…
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Wishful thinking? - or have they goofed??
A question for you if anyone can help please. At beginning of my thread on DFW's, you will see that I was actually feeling very guilty about letting Nationwide down. WELL - those days are gone. They are singlehandedly trying to drive me mad!!! :mad: Anyway - here's the question (and probably a forlorn hope):D I have a…
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help need advice on my loan plz!!!
i have lowered my payments from 200 to 100 pound a month while unemployed. but i put my money in my bank account tuesday to pay for my loan and i've got my statement up on the net this morning and they have tried taking £500 pound out of my account with no letter or phone call to inform me of this. my question is what can…
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Guarantor Rights???????
Can anyone help with this one.... my far too nice boyf went guarantor for a so called friend about 4 years ago and today has found that not only did she not bother to pay any of it and had a car repossessed but also didnt think to let him know.... we're in the process of attempting to get a mortgage and the company have…
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Commercial Loans
Not sure if this is the correct place for this post. I was wondering if a borrower has any rights when dealing with commercial lenders or can these guys just do what they want. I have facilities with the infamous RBS who effectively have trippled my interest rate on an office loan and two BTL loans that is now putting huge…
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Loans - nightmare
Its a long story but I have been trying to borrow 20k since April 2008. To consolidate and start again. I have equity of about £130k and an excellent credit record going back 30 years. The bad thing is I am self exployed and the figures are not that good. So its catch 22, I am paying out more than I can afford but cannot…
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Career Development Loan (Barclays)
Good evening all, this is my first thread on MSE.com and is out of frustration of the process of applying (and hopefully one day getting a decision on) my CDL from Barclays. I graduated in May 2009 from a BSc, and have decided to go straight into an MSc at Loughborough University. I looked closely into how I would fund it,…
