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yes loans the scam
Hi there, i applied for a loan with yes loans and was told i had been accepted! i was told what my repayment would be and was also told that the money would be in my account within 7 to 10 working days! but i had to pay a £59.50 admin fee! so i ask if i had definatly been accepted for the loan and was assured i had been…
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Re hfc and ppi
I have been trying to reclaim ppi from a loan with hfc i took out in 2002 and stopped paying said loan injan 08 as i believe they owe me more than i owe them. i have just refered it to the fos. but have recieved a stat demand leading to insolvency. and a bill including an extra 2k of cost ... help should i set up a payment…
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Credit Card Transfer to a Loan
Hi - hoping some can help. On Martin's advice I applied for a Barclaycard which gives a very low APR for the life of any balance transfers (6.7%). I wanted to use this to transfer a loan i have with a very high APR (29.2%). I was told by Barclaycard that I couldn't do a balance transfer onto a loan so have transfered it…
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Terminating Car Loan Agreement
I have heard that you can terminate a car loan agreement and I would like to do this in order to get rid of negative equity. I am 2 years into a 5 year agreement (FIXED-SUM LOAN AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974) with Black Horse. Can any provide any detail if this is the case and how I go about dealing…
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paying off loan
Hi everyone I am new to the forum and was hoping for some advice on paying off my 11000 loan with the hbos. When I rang up they gave me a settlement figure of 9500 or thereabouts. Also said I could make overpayment without penalty but that I would be better saving up and paying off the amount in full. However they also…
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Bad Credit rating
If as i do Own my own home,Already have Bank Accounts and credit cards and do not need to use finance to buy anythink am i right to assume that a credit rating does not make any difference to me so therefore if i cancelled a D/D for a service that i'm unhappy about it will not make any difference to me apart from getting…
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car loan
New to this site so here goes. my partner has left but not the debt he left that behind:mad: He asked me to get a car on finance which i did but in my name, there is 27 months left to pay and i really cant aford this. Have looked at agreement and if i give it back it states i will still owe what i have left to…
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Advice...
Hi, I'm a regular MSE viewer, just never posted before.. I have a current loan over 5 years @12.9% APR started last october (07) and my repayments are £152 pm.. I got the loan to consolidate some existing debts on CC's and to enjoy myself a little bit as was 2/3's of the way through my Gas apprenticeship, I'm now fully…
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Second charge advice please
Hi there Yet another Welcome Finance request ( see my thread, welcome finance nightmare for details) I am disputing whether my CCA can be enforced as I am trying to sell my flat and Welcome are demanding a ransom for a settlement figure, which in turn has driven me to question the validity of the loan (thank god for seeing…
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MY Loan
Outstanding amount: £5672.55 Remaining Weeks: 39 Right I got this 7k loan out under my parents name in order to get cheaper interest but because I have been in and out of work ive struggled with some payments which my mom has had to make arrears: £1200, Ive just found a job starting tuesday. Problem: Mom and dad are…
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Provident Loan
Hello All. Has anybody had a loan with Provident? If so,could they let me know whether you think its a good idea or not. Did it work for you?
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Business Loan
Hey guys, I'm biying retail business and i need to borrow about 70K, please advice which bank has the better rates? Thank you in advance. J
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lloyds tsb buy now pay later loan
has any one here had a buy now pay later loan, ive been accepted for a loan of £1700, with interest this will be about £2400 over 4 years. i will have the money to pay back the full 1700 plus the 58 days interest charge. if i did pay back the loan in full would lloyds tsb include the full £2400 for me to pay back plus the…
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Getting rid of my loan...I'm confused to be frank!
Hi, my name is Tom, not Frank. First post on here and before I get flamed for not searching I have used the search thread and am still unable to find an answer so hoping one of you lovely people could help me! I owe £3500 to Egg on an 14.something% Egg loan which is due to be paid off in May 2011 - which is far too far…
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Best way to borrow £195,000?
Hi all, I am a multiple homeowner (I have 3 properties in London and 1 in Europe) who needs to borrow £195,000 over 4 years. This is to be a 30% downpayment on an off-plan development overseas. I have exhausted my due diligence in the developer and it is low risk. They will pay all interest on the loan until completion of…
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Paying off loan for struggling couple
Hi, I am after some advise to help my parents out of their money problems. They are both 53 and have borrowings of up to 20000 (will find out exact figure when we have a big chat this weekend). This includes a £5000 overdraft on their current accounts and a bank loan. My father is currently out of work due to ill health…
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Please Beware...djg Loans!!!
Hi Everyone. As the title suggests PLEASE PLEASE PLEASE BE AWARE OF THIS COMPANY!! I posted a thread last night asking for advice on a company called DJG Instant Loans. The usual....good?bad?legit? REALLY NOT!! To cut a long story very short, after trawling through google and checking out countless loan companies I…
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PPP Claiming - Anyone dealt with...
Anyone dealt wth www.pil-loancheck.co.uk For claiming PPP charges back on loans.
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PPI for new loan?
Hi all, I have just taken a loan out and now need to sort out some independent PPI as I didnt want to take the PPI offered by the Building Society. Does anyone have any recommendations on the 'best' company to use ? I know this site mentions a few on the loans FAQ pages but thought I'd get an idea from here also. FTR I…
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Unregulated Lease Purchase Vehicle
My catering company started up last year and we bought what should have been a state-of-the-art vehicle on an unregulated lease purchase. However, we later found out that the vehicle had many problems and was half a ton over its Maximum authorised mass. We took it up with the manufacturer who admitted the faults and agreed…
