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Compensation for mis-sold PPI
Can anyone help? I was mis-sold a PPI throught the RBS. I have waited 18months for any formal reply. They have fobbed me off with excuses such as "your documentation is filed at the back of a vault and we're too shorted staffed to do anything about it" and "you have no accounts with this bank". Last week I received a phone…
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Interest on a loan.
Hi, I intend lending a family member £29500 repayable at £1000 per calander month. We have agreed that some sort of interest should be payable in order to reimburse me some of my lost interest, and I suggested 3%. I wonder if some kind soul would work out how much interest would be payable over the 29 months it will take…
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PPI reclaiming on a morgage
Can anyone help I am off work after a bereavement (my 17 year old son) and have tried to claim on my morgage PPI only to be told There is a 60 day deferment period and a 90 day wait before any benefit is paid. I did not realise this and thought it would pay out after the 1st month. I have told legal and general I feel the…
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Removing PPI on a Clydesdale Bank Loan
Hi there Myself and the missus also tried to cancel out PPI on a £5000 loan that was taken out 1 year ago at our local Clydesdale. After being told to make an appointment with the bank, we were informed that the only way to remove the PPI was to reapply for a new loan. Due to the difference in interest rates (it would jump…
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Click Finance & Twopart/Eloan
Thought I would add this in a separate thread here. Has anyone else complained against any companies of: Click Finance Limited Twopart/Eloan I have some ongoing complaints/claims here. One of these which is Twopart/E-loan.co.uk is currently with the FSCS as these dissolved just a few months back. Click Finance Limited have…
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black horse ppi
Hi guys nice to meet you all and i hope some one can help. I took out a joint loan in 2004 to clear all debts and took out Payment protection cover with black horse,my husband went in to hospital in feb a for an operation and tried to claim on PPI and was told couldn't as he was now self employed,they were made aware of…
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whos covered ???
hi me and my husband are trying to get a refund on mis sold ppl but we think we are not both covered as all the replies are adress to my husband and not me but it is for a joint loan what do you think
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welcome finance
has any1 had any experience of topping up there loan with welcome. Do you have to go through the whole process again such as bank statements payslips etc. Any advice wd be great thanks
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loan and no job
i have a £1500 loan that i took out with halifax 3 months ago,my first payment is due this month but my employment status has changed.I am no longer working but i am looking for employment. does anyone know if halifax will do anything for me? or is it just tough and i will get charged for not being able to make the…
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Confused about how much the APR is
I was hoping someone could help. Me and my OH went to get a new car yesterday ( well its 9 months old so not brand new ). The guy went through all the figures and said the monthly repayments would be just under £210 a month ( he did say the exact amount but I can't remember off the top of my head. ) I asked him what the…
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ppl
can anyone tell me what to do next im trying too claim my ppl back from firstplus i have had a reply saying they do not think i have been mis sold but offered me a refund if i choose to cancel paid back in too my loan giving me a saving of just £20 my ppl is £130 a month what do i do next:confused:
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Fixed rate or vari rate
I'm looking into getting a loan but not sure which will be best due to credit crunch. Fixed rate or vari rate. I will be very gratefull of any advice. Thanks Dazron
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Student Loans, Grants and Bursaries.
Hello all. I'm off to Uni next September (after 4 years of procrastination) at the age of 24 (by then). I know about the Student Loan company and have had a quote from them. Are there any none repayable grants and bursaries or trusts I could seek out that would help anyone with the following criteria: - I earn under…
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which loan
Hi i am after some advice. My partner and I need to borrow £6000 for our wedding. we have looked at loans and can manage the repayments. We were wondering if we would be better off getting an unsecured loan or borrowing the extra on top of our morgage. Any advice would be a great help
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Gap insurance on car - worth it?
Hi guys I'm getting a 6 month old car at the end of this month. I've got everything sorted, from how much insurance and tax will cost to running costs. Only thing I'm not sure on, is: is it worth buying GAP insurance? If I buy from Vauxhall they rip you off, my mate paid £400 for his, but I know you can get it cheaper from…
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Hire Purchase Car Written Off !! Whats The Best Mode Of Action..??
I was watching telly this evening and there comes CARCRAFT advert.. and i thought why not i can afford it so why not.. Next week i went up to their depot in chertsey and got myself a sporty looking car. Then everything was going along nice and sweet .. in the fourth month.I was goin to work and got involved in the…
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Welcome Finance - PPI
Hi All I have recently written to Welcome Finance to cancel and have refunded the PPI. I have just located the Agreement and payment breakdown which was issued when the loan was paid to me and interest has been added to the PPI and Lifecare - is this allowed? thanks
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Lloyds loan
Hi guys, I have just applyed for a loan with lloyds my bank. They gave me a rate of 19.99% APR For 1800 pounds Now i have ben accepted but i am waiting to sign the contract, aka for the contract to come through the post. Now she kept insisting on PPI so i said yes, at 300 pounds over the life of the loan! So really i don't…
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Loan Problem
Hi, I hope somebody can help me out with a problem I have with GE Money Home Lending. In June 2004 I took out a loan with GE money (at the time called first national tricity finance) through Safestyle UK for windows & doors etc. Initially the loan was for £5400. In February of this year, I received a letter from GE Money…
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Credit Reports - Idguarduk
Anyone any experience of IDGUARDUK and their free credit report
