We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
PPI reclaiming on a morgage
Options
Can anyone help
I am off work after a bereavement (my 17 year old son) and have tried to claim on my morgage PPI only to be told There is a 60 day deferment period and a 90 day wait before any benefit is paid. I did not realise this and thought it would pay out after the 1st month. I have told legal and general I feel the insurance is not fit for purpose and that I feel it was missold as I wasnt aware of the 60 day deferment or 90 day waiting period. They tell me as is was sold through a broker I do not have a claim with them The broker in question is morgage talk who act for legal and general and sell only their insurance
Please can anyone advise me on this
I hope to be back at work soon as I feel it will help me, but after 11 weeks or 77 days off I will recieve little or nothing from the policy. The policy remains in place at present and they will only pay out after the 19th of October, so I need to decide what to do before then
Many thanks
I am off work after a bereavement (my 17 year old son) and have tried to claim on my morgage PPI only to be told There is a 60 day deferment period and a 90 day wait before any benefit is paid. I did not realise this and thought it would pay out after the 1st month. I have told legal and general I feel the insurance is not fit for purpose and that I feel it was missold as I wasnt aware of the 60 day deferment or 90 day waiting period. They tell me as is was sold through a broker I do not have a claim with them The broker in question is morgage talk who act for legal and general and sell only their insurance
Please can anyone advise me on this
I hope to be back at work soon as I feel it will help me, but after 11 weeks or 77 days off I will recieve little or nothing from the policy. The policy remains in place at present and they will only pay out after the 19th of October, so I need to decide what to do before then
Many thanks
0
Comments
-
Replied to your other posts on the other thread "PPI reclaiming discussions".0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards