Please Beware...djg Loans!!!

sara8700

Hi Everyone.

As the title suggests PLEASE PLEASE PLEASE BE AWARE OF THIS COMPANY!!

I posted a thread last night asking for advice on a company called DJG Instant Loans. The usual....good?bad?legit? REALLY NOT!!

To cut a long story very short, after trawling through google and checking out countless loan companies I eventually found a "no credit check,guaranteed approval,payout within 5 days loan!"

My prays answered, all my debt sorted and a little left over for a treat and only at a 10% APR. Too good to be true, you better believe it!

I felt that I had to email this company and check the details to make sure I wasn't missing anything. Tenants accepted and £7500 winging its way towards me. All I had to do was send a UNCROSSED postal order to an adress in Wales, after I had been dealing with an office in Hertfordshire?ALARM BELLS!

When I went to the post office a very very helpful lady made me very aware of the dangers of sending an "uncrossed" postal order....basically it means after it leaves the Post Office its practically untraceable. She also had my email confirmation of my loan and asked if she could point something else out to me. The first line of the email read "Congratulations,you have been EXPECTED for your £7500 loan!" Spelling mistake???

After taking her advice and taking a little more time to consider my options I decided to take advantage of my brilliant work's account department who gave me some really sound advice.

I managed to get a full name and address of the person who was the "supossed" company owner and after googling the "owner" I found that his name was associated with various companies where people had ordered,paid then suprisingly never heard anything else!

On of his companies had an array of CCJ's against it and one wasn't even a proper registered company!

After looking back on the website I found that the "terms and conditions" were taken from YES LOANS LTD and the "privacy policy" had been taken from NO WORRIES LOANS! And I am even sorry to say that they hadn't even removed the evidence!

Just a note to all...sorry to shatter the bubble but if it sounds way to good to be true it probably is!

SO LOOK OUT FOR THIS NAME DJG INSTANT LOANS!!!

I would also just like to say thank you to the lady at the post office, if she hadn't of spoke up I would of been thinking I had a financial lifeline and £150 light in my pocket.

Final piece of advice. Ask if they can provide you with a company number which you can check out on the internet. See if they are regulated by anyone...ie FISA (this company had a "safebuy" logo on their website but when I looked further into it, it was just a pretty picture!) And if something doesnt add up trust your instinct!!

Sorry to babble but please please please don't get caught...I had a lucky escape!

iolanthe07

EXPECTED for your £7500 loan!" Spelling mistake???

To confuse 'accepted' with 'excepted' (never mind 'expected'!) sounds more like complete ignorance of the English language rather than just bad spelling. Anyway, well done for avoiding this rip-off artist and thanks for the warning.

jonesMUFCforever

OP please report this to your local trading standards office.
If they are committing any offence or do not have the relevant licences to trade they can be closed down.

HeadInSand_2

NEVER pay money for a loan application - if they ask for a fee then it's clearly a scam.

>and a little left over for a treat

Also a bad idea! Debt just gets bigger. DMP sounds like the way forward.