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Loan PPI reclaim newbie help needed please
Hi all hope you can help received loan agreement paperwork back from GE Money Home Lending (igroup), can you good people take a look at the figures below and see if I have a chance of reclaiming PPI. Considering my wife and I get paid by our employers if we are off sick, have an accident or go into hospital Igroup loans…
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Welcome Finance Loan - Please Help
Hi, I am a student working part-time. I am in urgent need for some cash, roughly £1000. I applied for an Unsecured Loan at Welcome Finance. My credit rating is pretty bad but not adverse, and with the loan, I could consolidate all my existing debts. I admit I signed up to Yes and Advantage, but after reading this forum,…
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YES! Loans robbed me £50 and I didnt even have a loan
I applied for a loan with them and the bloke to my card details, and said they wouldnt charge me any money until I have signed the forms. Anyway suddely 49.00 went missing out of my bank and I couldnt figure out where it went until I saw it appear on my statement from YesLoans. I now have the forms which asks for more card…
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Loan Advice
Hello, I am looking to get a new car plus some home improvements after moving into a house. To do all this I need a loan for 18000 which would allow me a new car plus home improvemetns and pay off my credit card. I currently pay 150 a month off credit card and 185.50 for car loan. So putting that together it would allow me…
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changing PPI?
My brother and his wife have a loan with Natwest which includes PPI. They are happy to have PPI on their loan but the amount is putting a hefty figure on top of the original amount, and has hiked the monthly payments up . He would like to know if they would be able to cancel the PPI with Natwest and take out PPI with…
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Got PPI settlement figure - what now?
I hope that someone out there can help us A bit of history - We took out a loan with First Plus in July 2005 (business debt) for £54,000. We also took out cover solely for my husband (we were pushed into this) which came to £10,762. We were told that the insurance was for the whole term - 25 yrs but if we didnt make a…
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Did I do the right thing?
I have been paying £66 (the minimum monthly payment) a month by direct debit to GE Bank for a kitchen I bought from B & Q. I recently rang them and asked them if they could increase this amount by £50 as obviously I don't want to be in debt longer than I have to. They told me they could not change the amount of a direct…
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Credit Security Limited
Many moons ago (prior to 2000) I held an account with Abbey National, and I had a loan / credit card which I apparently defaulted on. As I stopped using Abbey around 10 years ago as far as these apparent debts is concerned, I heard nothing from them until 2002 when Credit Security Limited (CSL) contacted me to arrange for…
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GE Money Home Lending and ppi reclaiming
Help I need a bit of advice. I Sent the template letter off to GE Home Money Lending requesting they reimburse me for my ppi on a secured loan I had three years ago. They definately mis sold the policy as I didn't realise that it was only covering 5 years and we paid a single premium for the policy and repaid the loan…
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A&L Special Rate Loan
The typical advertised rate for an A&L personal (unsecured) loan for amounts between £7500 and £15000 is 7.7% (http://www.alliance-leicester.co.uk/loans/index.asp?page=home&ct=primarymenu). I've received a flyer with which you can get a special rate of 7.4% rather than 7.7% for the same loan. You need to quote reference…
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Post Office Loan?
Does anyone know if the Post Office Loans are flexible? edited to add: Since posting this I've since discovered they are not however I can't change the subject title sorry! So, Im looking for a 15K flexible loan that will allow regular lump sums to be paid in. Is Egg's 9.9apr the best I can get? My credit rating should be…
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Car Loan Short Settlement, Help??
Hi, can anyone give me advice on the following situation? I owed my car finance company £15000 for a car I could not meet the monthly payments for. They agreed for me to sell the car privately for £11500 and to send them the money, which they accepted as “Short Settlement”. Following this they released the title to the new…
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Changing Loan Period? - Halifax Loan
Morning Guys, I took out a new loan on saturday after thinking finances through etc. Went ahead with it over 4 years. However got pay packet today and the amount they are taking for my pension is alot higher than the company said it would be. Went and checked with them if its right and they said yes they must have worked…
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Interest not added to agreement
I took out a loan over 5 years some 3 years ago for home improvements on asking for a clearing figure it was some £3,000 more than I expected. the loan was for £11,000 which is on the agreement however when you add up the 60 payments its for roughly £14000 this total is not on the agreement. I know we should have checked…
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Car Loan Settlement help please
Hi guys need some help with car loan settlement I have asked them today and they faxed me with £4,323.98 to pay in total and they also wrote on the letter (This amount should be received at our office no later than 9 June 2008 being the settlement date calculated in accordance with regulation 3 of consumer credit…
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person loan or finance?
what is the best option? My bank is in the middle of transffering an old account so im guessing that could work against me for the loan and as i have no credit history its going to be hard to find a lender, is my own bank my best option or shall just go down the finance route? Ive never needed to borrow money so this is a…
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Guarantor
Hi All, New on here, so hello to you all. I have applied for a loan from halifax but they have asked for a Guarantor, but what does this mean?, what do they do, do they contact the Guarantor by letter?phone?fax?. the Guarantor would be my partners auntie, does this matter? Any help would be superb.
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Nationwide Loan paying up
Hi i have £3000 remaining on my Nationwide loan if i was to pay it off early would i incure a fee, Thanks
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repaying a loan - can an offer be made ?
Silly question i know but i am paying off my late brothers debts from his estate and have £15,500 left to pay 3 loan companies (all banks):- £15,000 £12,000 £9,000 is it best to phone them all and make them an offer for me to repay a bit of each or do i pay just one and tell the other two that the Estate has no further…
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Payday Loan help
Hi All, Wonder if someone can help, I stupidly took a payday loan out last year at my previous address prev bank details etc. I defaulted on it but heard nothing from them. I applied again to them recently using my new address new bank and debit card details (i'd forgotten all about it by this time) anyway the refused me…
