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ahhhhh help
My loan company recently sent me a letter saying that they had closed my account, cancelled my DD and thanks for my custom!! - Great but strange I thought, as I still had a good 2.8k left to repay. Thinking that they had just given up on me making my miniscule payments every month, i was very pleased!! However I then…
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Personal Loan Protection (Natwest)
Hi I'm taking out a new loan with Natwest to refinance the mess I got into with overdrafts and charges. They've been very good in helping me out, despite having a pretty poor credit rating with them. However, when the woman on the phone was confirming the agreement she started going on about the dreaded Personal Loan…
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Not so bad loans for people with bad credit
All, Due to emergency circumnstances that I would not like to disclose here, I need around £3000. For someone with poor credit rating, no CCJ's, and not a homeowner, is there any company you could recommend? I know that most of them are day time pirates, but which ones are the not so bad? I just want £3000 max, not one of…
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Student loan query - has this happened to anyone else?
Hi people... I graduated from Uni in 2004, and have been working since October 2004, always earning more than the threshold for repayment. I've never had any repayments made and have never been asked to pay anything back.. what's the deal with this? My gf is the same, but she graduated in 2006, and one of my mates who…
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Loan overpayment
Hello everyone.. this might seem like a strange question.... If my loan settlement amount was over paid would the loan company still cash the cheque and wait for you to contact them about it or would they contact me. Or would they cash it, pay the settlement amount and refund the remainder? regards Rambi
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Lloyds loan - Been passed to 1st credit
Well, here's the story, I owe £7618.00 to Lloyds TSB for which I couldn't afford the repayments after being made redundant some time ago. I'm now employed and trying to get back on track with the help of this site but my Lloyds loan has been passed to 1st Credit. The first I heard from them they demanded the full amount of…
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First Plus interest rates up...can they do this?!
Good evening everyone - I was wondering if someone can tell me, why on earth First Plus have put up the interest rate on our loan?!! I know that it is a variable loan, and is prone to going up...down...sideways, whatever, but didn't our wonderful Prime Minister not too long ago, come out and say that he had had a meeting…
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Barclaycard
I have secured variable loan with Barclays Bank Cardiff, yesterday I received a letter from them informing me that my variable rate will increase by 0.5% due to 'increased underlying costs associated with borrowing' Is this legal?
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The Money Shop
Hi All. Has anyone ever used The Money Shop and can shed light on what happens? Due to unforseen circumstances, I'm needing a small loan until I am paid next Friday - I've asked my parents but they struggle to get by as it is. I cannot get an overdraft but my friend suggested trying them as she walks past the shop…
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How can you find out if there is ppi on a loan?
I am going to look into reclaiming ppi on cards,loans etc. I know one loan definitely has ppi on it but how can I check if the others do?
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Claiming PPI back from Welcome,where to start??
I got talked into taking ppi out on a loan I took with welcome,I am self employed so I assume that the ppi is invalid? Where do I start????????????
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How are Egg loans Paid?
Hi I'm thinking of getting an Egg loan, how are they paid usually? I've got an Egg account but thats credit card of course so how would you get actually hold of the cash? Thank you
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Advantage Loans
Has anyone ever heard of or used Advantage Loans? I have had a few bank charges in the last 6 months and now don't have the best credit rating but am now desperate for some money to pay off some debts i need clearing in the next few weeks. I found Advantage Loans on Google whilst searching for loans for people with bad…
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Credit Union Loans
Hi, does anyone know how easy it is to get a Credit Union loan? I'm with an organisation which can use them, you pay in whatever you like each month from your salary, and can apparently get a loan once you have "saved" enough to cover the cost of the first repayment, but am unsure if I would get accepted as my credit…
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Loan Repayment - Nasty Phone Call
hi we have a loan with abbey for £130.00 a month which we can't make the full payments on. We offered them £50.00 a month which they accepted for 2 months. They have now passed this debt onto 1st Credit who have just phoned my husband at work and threatened to take the house from us. He said the man asked if his parents…
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Anyone heard of Capital Trust?
Was refered to them by MSE for secured loan... when applied via Firstplus... :confused:
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Barclays partner finance
I have probably posted this in the wrong place, here goes anyway I recently asked barclays partner finance to setup a direct debit for me as I am a bit better off than I used to be. but they said that the direct debit date they wanted was the 14th of month. I asked them to change this to the 23rd of the month (my date of…
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How Long
I no before we start this is a bit of a no no but does anyone no how long it takes to get your money out of welcome finance, i sent my agreement back last week but its not even on the system yet. Thanks all
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Advice On Loan Needed Urgently, Please Help!!!
I have an existing bank loan and am thinking of trying to claim back quite a few bank charges and have downloaded the MSE letter etc. Before I send it out could anyone advise whether if i do this the bank may call in my existing loan with them. Any help greatly appreciated, as I am a bit worried whether to do this or not?
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need an unsecured loan
hi there ppl, i am new to this forum. iv got a car on finance at the moment, i have had the car for 4 months now and have made all the payments on time. iv decided to part exchange my car into a company which buys cars on finance and i am going to pay the remaining balance back to the insurance company as the finance…
