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person loan or finance?

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baby.boo_2
baby.boo_2 Posts: 114 Forumite
what is the best option?
My bank is in the middle of transffering an old account so im guessing that could work against me for the loan and as i have no credit history its going to be hard to find a lender, is my own bank my best option or shall just go down the finance route?
Ive never needed to borrow money so this is a completlynew world for me, i need help :eek:

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