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help
hi im new to this forum and to computors in general please can someone tell me how to put my soa on here hope i can get back to this page to recieve the answer many thanks:beer:
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Payday loan trouble
Hi everyone, i'm really here for any advice people can give me, I recently took out a payday loan which is due for repayment at the end of this month. Unfortunately i am now facing the possibility of bot having the funds to pay it back. So far the company is being not to helpful as i can't remember my mobile number for…
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Loan Question
Hi, I currently have a 20k loan with Halifax over 6 yrs at 13.9%. Obviously this is not the greatest rate but was all I could get at the time. As my credit limit gets better (hopefully) will I be able to go to my bank and ask them to reduce the rate? Alternatively I could look elsewhere and get a better deal? Any advice…
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Perfect repayment history but can't get a loan?
Well tried to apply for two loans in the past week for £5,000 been turned down so not going to apply for a few months. I have never missed a payments on any credit and was confirmed when checking my credit file and my girlfriends with experian, I'm 25, a home owner and current debts are £400 on 0% credit card and a £900…
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Business Bank Loans - advice
Does anyone know what the average monthly repayments would be on a business loan for around £150,000? I am just looking for a ball park figure. Thanks
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Secured or Unsecured Loan Advice
According to EQUIFAX my credit rating is "Good". I would like to borrow £50,000 and remortgaging isnt an option as I dont have suficient money in my property. I have been on Moneysupermarket and First Plus is the cheapest amount payable, however it is secured and I have to pay back approx £90,000+. Who should I turn to for…
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Northern Rock taking 1 week to approve loan.......
Not heard a reply from them yet after a week. Think my credit should be OK now (had problems a few years ago). Do you think that means I'm pretty much screwed? Also, I've noticed that since I applied the typical APR has went from 7.9% to 8.9%...do you think I'll still get 7.9% because I applied before it changed?
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Anyone have any recommendations for a loan for poor credit??
Sorry for starting a new thread! Does anyone have any recommendations for a loan with poor credit history?? Need £5k Thanking you in advance...xx
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PPI Problem
Firstly apologies if this has been asked before but I'm new and have a dilemma I hope somebody here can help me with. I have a loan with PPI and I left my job and moved to another area as a relative said I could get a job were he is. Well, it all went belly-up and I couldn't get a start. Fortunately, I managed to get a…
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HELP PLEASE hp on car
LONG I KNOW i just need help not should have done ! really any points very much appreciated I have a serious problem which I am about to post on MSE I would appreciate your view as a well balanced point of view, it is about my 19 year old son and is as follows . My son was talked into buying a car from Evans holmshaw he…
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Transfering loan to credit cards
Is it economical for me to transfer a 8,000 loan on to a credit card/s? I currently pay 9% on my loan. Any advice is this is a good idea, and what would my best options be?
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39.9% APR Typical!!!!!!!!!!!
Saw a car finance company today with this as their "headline" figure Whilst I appreciate APRS show risk Id have to say once a loan reaches that sort of necessity for APR then it should be illegal as they are basically saying the risk is massive
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Help - with PPI
I am totally new to this site, but have been trying to claim back insurance cover on a loan following Martin's advice - however they are quoting 'rule of 78' and have refused to refund me. Can they do this? I need advice!!!! Can anyone help? Also have said they are unable to recaluate the loan without insurance. :confused:
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im scared but ill give it a try, but need advice
ih all im plucking up courage to send letters reclaiming ppi from yorkshire bank. firstly i had a yb visa, who do i send the letter to, y.bank or customer services. reason i ask is to cancel direct debits my local y.bank wouldn't have any thing to do with it and i had to contact customer services by phone. secondly i have…
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im scared but ill give it a try, but need advice
ih all im plucking up courage to send letters reclaiming ppi from yorkshire bank. firstly i had a yb visa, who do i send the letter to, y.bank or customer services. reason i ask is to cancel direct debits my local y.bank wouldn't have any thing to do with it and i had to contact customer services by phone. secondly i have…
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Knocked back for a loan everytime?!?!
I have been knocked back for a loan everywhere I try. I do have a Trust Deed that lasts for another year and my credit is probably the worst? Is there any firm out there which would give me a loan on my bad credit rating?
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Confused-How Many Months??
i took out a large loan with Black horse nearly 2 years ago. It was to be repayed over 10 years (120 months) Last month i cancelled the insurance on it as it was no use to me so with that spare cash i'll be over paying and therefor reducing the snowball date.... I have received a letter from them this morning stating my…
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I need a loan, but I live abroad
Hi, I have a property that I have been renting out for over 10 years. Due to circumstances beyond my control, I have to find another agent to look after it. The agents that have viewed the place so far seem to think it needs upgraded. I thought this was fair enough, but they estimate the cost to be in the region of…
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HP Agreement Enforcable?
Hi I'm sure this question has been asked a million times over but cannot seem to find it at the moment so I'm asking again - sorry!!! I have received a copy of my CCA for car finance (signed by me in 2003) and it is not signed by the HP company and cannot ever remember receiving a signed copy neither (only ever got the fax…
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stick or twist
I been rejected by 3 lenders and then applied through the Personal Loans Centre & UCC Loans. I got a offer for a loan of 3500 at 45% APR from Welcome Finance and again rejected by Scottish London as i do not have enough disposable income (i earn 562 per month. My credit rating is 'FAIR' and i phoned my bank Barclays and…
