-
Please Help :(
Hi Guys, I've got a funny situation; I want to borrow a loan between 7 - 10k. Currently im self employed contractor in London working freelance at digital agencies as a designer. I'm due to leave London & my freelance role in 2 weeks, where I will stay for a short while at my parents. They have just moved, so they are not…
-
Refused loan - what to do now ?
I'm trying to consolidate my credit card debt of just short of £16,000 with a loan. I applied to the Alliance & Leicester last week and have today received a refusal letter :embarasse I'm worried that the refusal will affect my credit score and further applications to other companies will just worsen the situation. I got…
-
Trying to get my first loan
Hello, I am trying to get my first loan from a bank. Probably the bank i belong to, commerce (i hope its ok to say there name on here). I am looking to get 1500$. Reason - because i need to cover the cost of a streetbike (not sure if i am going to have to tell them what it is for though). I think i may have some credit, as…
-
Hire Purchase Nightmare 50% of interest paid over 5 years.
:mad: :mad: Hire Purchase. Nightmare 50% i paid back over 5 years. I was going to complaim about my Hire Purchase Agreement, i got it through to check to see if i had been charged PPI just to be sure and i read the finanace agreement with Black horse (Chartered Trust) the car cost me £6969.00 and the term of the interest…
-
Egg Loans - underhand Ts & Cs?
Hi, I've an Egg Loan (fixed rate) with one payment remaining. Today I received a letter stating that the final payment would be an amount which is £120 more than all the previous payments. I phoned and they said that because the first payment was made more than 30 days after the loan was drawn down, they can charge…
-
PPI Reclaim
I am in the process of reclaiming my PPI that i believe was mis-sold to me in sept 2004. However i have heard from a friend that i cannot claim because it was sold to me before Jan 2005 and also that because it is a single premium ppi my chances of getting my money back is near impossible. If anyone can offer some advice…
-
Am I Paying To Much?
HI GUYS/GIRLS HOPE YOU ARE ALL WELL,WHAT AN EXCELLENT SITE. WRITE THEN, CUT A LONG STORY SHORT...... I HAVE JUST TOOK OUT A LOAN OF £4000 WITH HSBC THE LOAN IS FOR 36 MONTHLY PAYMENTS OF £142 (ish) at an APR of 17.9% THE TOTAL INTEREST I WILL PAY IS £1,105 AM I BEING RIPPED OF BY MY BANK WHO I HAVE BEEN WITH FOR APPROX 9…
-
Loan must have a current account?
Hi all, I've had a personal loan & current account with Natwest for the last 4 years. My partner and I recently changed our accounts to Abbey, with seperate accounts for the pair of us, and a joint account for all of our bills. This has made my current account at natwest, defunct. I asked Natwest if they could take the…
-
Will he be able to get a small business loan?
I'm asking this on behalf of someone else who is a single parent and on benefits. They had their house repossesed over 8 years ago and is trying to get back to work. They have an idea for a business and have a business plan but need a small amount of capital to get started for equipment. Will the banks entertain him? If so…
-
money advice
hi, i am thinking about getting a loan for £2000,is it better to get a loan for this amount or use a credit card witH 0% transfer rate , any advice would be great
-
Help with Interest rates / APR??
Hi there, i am looking at buying a car. It'll be my first new car on credit or bank loan. The car dealer gave me an interest rate of 5%. When i look at cheap loans it says 6.4% APR and my banks website says 10.4% APR... Is APR totally different than interest on finance, please help i is confused :confused: Thank you
-
Moneybackloans
Just wondering if anybody has dealt with this company ,applied for a loan after seen it advertised on this site,which ive got to say is very good,i wanted a loan with the best apr,so i applied and apparently rejected for the loan,this is the first time i have ever been knocked back for credit so i was a bit surprised as i…
-
Help Needed
I recently applied for a Barclay Loan which was rejected, I checked my credit rating which was poor due to a default when I was a uni, only 180.00 but could be 1,000,000 as far as bank is concered. However I checked my credit report, and found that the default date is wrong, it is almost listed as 2 and a half years wrong…
-
£3000 loan...total repayable?
MSE Official Insert: For the latest loans best buys read our Cheap Personal Loans guide. ---- Ok, please bear with me as I've never taken a loan out before... I want to get a loan out for £3000 for a car. I initially tried my bank via the phone (Lloyds TSB), and was a little taken aback when told that a £3000 loan paid…
-
HELP! How do i stop being credit searched for loans
:confused: I recently had a moment of madness and applied to two loan brokers for a loan (thinking this was the answer to my problems!). They have since past my details on to many loan providers and now im being credit searched every time they receive my details and called various times a day. I no longer want a loan as…
-
Student loans?
..I took out a student loan 10 years ago & have deferred every year since as I don't earn the required £2,100 a month for them to enforce it. Now I can't see me earning that anytime soon so will the SLC eventually write off my debt or will I need to pay it back? The debt is for just under £1000?:confused:
-
First Plus Secured Loan
I have a secured loan with First Plus. It's a nine year loan and I'm about 18months into it, paying just over £500 a month. I've never had a problem meeting the payments, and I don't anticipate problems in the future, however, this month has been a really bad month financially and I'm going to be struggling to pay them. I…
-
Managed loan payments
I currently have a managed loan with HSBC which was taken out a couple of years ago and put all of my debts under one loan. I understand that I cna make extra payments into the account as and when I want to although the standard repayment is £125 per month which I have no problems paying off. I am changing jobs currently…
-
Pre-approved for a Loan
Does anyone know if Barclays says you have been pre-approved for a Loan, one can take their word for it? I mean is it definite that you will get the Loan amount stated or do they do a Credit check before approving or declining your application?.
-
Where do I stand...cahoot AGAIN!
Hi All, Once again Im having problems with Cahoot. I called up last week and asked for a settlement figure on my flexible loan. I then paid this settlement figure which they received by friday last week. I then tried to close the account but their online banking wouldnt allow me despite showing a zero debt. I called them…
