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Being turned down for Unsecured loans
I have recently moved into a new home and owe 8500 on credit cards and 1000 on HP. I can afford to pay them back so Im not in debt crisis, but to lower interest and consolidate (thus lowering monthly payments), I've applied for some unsecured personal loans of 9500 over 5 years. The average payment was about 170-185 a…
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Second Charge consent, advice needed!
Hi guys, I need your advice please. I am applying for a secured loan, but my current mortgage provider are taking there sweet time, giving consent to having a second on the property. I have never had mortgage arrears and i have never had any late payments. Can mortgage company refuse consent for any other reasons?…
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paragon ppi
I took out a loan for £15k in 2000 with paragon, unsecured for 10 years. We opted for the ppi, but didn't know it only covered us for 5 years, we were told it would cover us for the term of the loan. We only found out it covered us for 5 years when we tried to claim last year when my husband broke his arm and couldn't work…
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Do I need to pay PPI when loan is paid off in full
Can anyone tell me if I have to continue paying PPI on a loan I took out with Northern rock in spite of paying off the loan. I have been informed that I have to continue as this insurance is with a seperate provider Pinnicle
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PPI with Northern Rock
Can anyone tell me if I have to continue paying PPI if I pay off my loan with Northern Rock. I've been told I have to continue paying as it is with a seperate provider
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Log Book Loans
STAY WELL CLEAR. I had my car taken by this bunch of crooks last monday morning at 8.10am for a loan that i never had. However they have all the info and my V5 and it all looks like my writing. They even have a copy of my details such as driving license, phone bill, bank statement.:confused: I have solicitors working on it…
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Part Time Student Loans! URGENT!
Hi Forum, I am writing this on behalf of a friend at university who is studying there on my course part time. She started the 2 year course in 05/06 but left before the 1st semester ended as her best friend died and she felt she couldn't stay on. She then stated the course again in 06/07 when i joined after clearing her…
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Student Loans
I've worked out that I have finished paying my student loan (well I have about £80 left, but that's less than what they take each month out of my wages). I have been on the phone to the Student Loans Company who say they have put a stop to it, but can't really tell me how much there is left as they need proof that I have…
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Business Loan
A couple of years ago (at age 25) I went to the bank to ask for a loan to start a second business. I started my first business (sole trader) with my own funds which had been running for about 2 years so they agreed to give me a loan based on my first business (but the real purpose was to put it to startup costs). I needed…
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PPI Reclaim - Lloyds TSB addresses
Hey all, We are trying to reclaim Loan and Credit card PPI. Does anyone have the addresses fr the different departments to send them to? We've looked and can only find the registered address which is the same on all statements, no department name or anything. We know it will take months if it's not addressed to the right…
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HSBC OVER CHARGING on loan closure !
In Feb this year i requested a settlement figure for my loan, i was given the sum of £26,554.43 which was valid until 18th April 07. I was advised (in writing) that i should continue my monthly payments of £504.38 and that these payments would be deducted of the settlement figure. WRONG, i made 1 further payment then HSBC…
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Loan Advice
Hi All, Was wondering if you could help me. Im very new to this sort of thing, and my knowledge of loans etc is minimal. I have a £5000 Overdraft, which I want to clear ASAP. I want to loan £7000, to clear my Overdraft, and also build a fence around my back garden. I am a home owner, and have a mortgage, however no other…
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help im new ppi question
hi took out a loan back in june 2005 with ppi with hsbc the loan insurance was set up as an single premium policy and not a regular premium policy my ouestion is with the loan been set up after may 2005 shouldnt the insurance have been set up as a regular premium policy and if so for this reason can i reclaim my ppi on the…
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help im new ppi question
hi took out a loan back in june 2005 with ppi with hsbc the loan insurance was set up as an single premium policy and not a regular premium policy my ouestion is with the loan been set up after may 2005 shouldnt the insurance have been set up as a regular premium policy and if so for this reason can i reclaim my ppi on the…
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Loan Question
I wonder if you can help me I have struggled to get a loan due to being in temp employment, although I have been with the same company for just under two years. Then, due to numerous searches on my file, it has dented my score. I am considering getting finance on a car as 6 months ago I was accepted with Renault, although…
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car loans - early payment
i heard that there is a way to pay your car loan off early by handing the car back if over 50% is paid. can any one help and provide further details my loan at present is more than the car is worth, by about 6K please help many thanks
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PPi Claim from Norton Finance - Please help?
Please can someone advise me? I recently wrote to Norton Finance when I realised that I had bought a single premium PPI Policy from them for £13000 when I took out a secure loan. The PPI is with Barclays Insurance. I stated (as I still believe) that I was not made aware that this policy was optional and that I was not…
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Can't get a loan.
Hi all, I keep on getting my loan/credit card applications rejected(even before the recent credit crunch) and i think it might be because my girlfriend who i live with and have a joint mortgage with has a poor credit rating. her rating is five hundred and something(as a result of missing some credit card reypayments) and…
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Can you still get a payment holiday? And should I?
Hi, I'm new to the forums but not new to the site, which has been really helpful over the last couple of years (especially when I became a first-time buyer last year) - so a million thanks Martin and all others involved! So my question now is because I am most likely moving on... I'm on a short term contract which ends in…
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Expired?? Credit Agreement
Sorry posted twice please see other thread
