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Loan Question

lucy_w86
lucy_w86 Posts: 827 Forumite
I wonder if you can help me

I have struggled to get a loan due to being in temp employment, although I have been with the same company for just under two years. Then, due to numerous searches on my file, it has dented my score.

I am considering getting finance on a car as 6 months ago I was accepted with Renault, although I decided not to purchase

Would it be worth going to my bank or somewhere and say I have been offered a loan at 9.6% for example, can you beat that? Or are they likely to still turn me down?

Comments

  • scotsgirl_3
    scotsgirl_3 Posts: 1,618 Forumite
    they will still do a credit check, so if you didnt meet their criteria before then saying you have been offered better elsewhere won't help.
This discussion has been closed.
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