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swapping ISA's within the same company.
My OH and myself have just over £6500 each in the Nationwide instant access ISA. If we wanted to swap it over t there members ISA which pays .25% extra would this be an immediate transaction or is it the same process as swapping from one company to another? And I know I could get a better deal elsewhere, and probably will…
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Cash ISA
:confused: I am hoping someone can give me some advice here!!... I currently have a cash isa with Standard Life...over the past 6 months it would appear that the cash- in value of this policy has dropped by around £3,000. My plan is to buy a house in around 6 months time (now the prices have dropped a tad) and am dependent…
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First Direct ISA paying 4.5% not 5.89
I have just checked my statement online and worked out that im only getting 4.5% interest on my First Direct ISA and not 5.89%. Ive sent a secure message to them on monday but as yet have not had a reply. Can someone else please check what rate they are getting please? I worked out that £3600 should pay approx £17-18 a…
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A & L - compensation advice re: ISA not credited
I’d appreciate anyone’s advice here please on compensation for an error A&L have admitted to. (Hope this is on right board) Alliance & Leicester basically cocked up my ISA for 07/08 monumentally with their incompetence and system errors. Consequently I have a big fat £0 in there instead of £3,000. They tell me know it…
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Help with transfering/closing cash ISA
I currently have a cash ISA with Halifax. I'm pretty skint at the moment so there's only actually £200 in it. I'm about to come in to some money in September and want to put it in my ISA but think I should probably try and find a better deal. Is it possible to close my current ISA to get my £200 which I could do with at…
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Bradford & Bingley B .S. ISAs
My husband & I have an Isa each in the above. With all the talk about B&BBS not being stable and the interest rate going down, would we be better transferring one of them to somewhere else, just in case we needed some money urgently and B&BBS HAD gone beely up (as I understand in this case, although our bit would be safe,…
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Dunfermline regular saver - check your direct debit!
My first statement for the regular saver ISA arrived this morning and alerted me to the fact that there was no regular saving going on! They told me I hadn't filled in the direct debit form, although they also said this had been happening a lot, so I am inclined to suspect that the direct debit form was missing from the…
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Transfer woes
Can I suggest that anyone suffering the usual Cash ISA transfer problems reports them (briefly) to the FSA at www.fsa.gov.uk using their Contact Us form. Having just reported my own bad experience I was told by the FSA that they have no rules for the transfer process and this would only change if there was sufficient…
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Opening a new ISA by tranferring old ones
Can I open a 2008/9 ISA just with a transfer from a bad paying account. I was looking at Skipton and they accept transfers but it is not clear whether I have to open one with new money and then do the transfer?
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NPBS - Norwich and Peterborough fixed rate ISA - rate going down on Fri
Just spoken to an branch adviser and the 6.25% rates on the 1 and 2 year fixed rate ISAs are likely to go down on Friday. So it you want to open one, be quick! They also accept transfers in. http://www.npbs.co.uk/savings/isa-savings.asp
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Questions on ISA-fund supermarkets-ITs
Hello, First, apologies if this post is not in the right forum - it is my first message and I am not sure if I doing this correctly. I would appreciate some help by other users of the forum regarding a stocks&shares ISA I am looking into setting up. My understanding is that it would be less expensive to go through a fund…
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Help me find my interest rate!
Hi everyone! My parents sent up an ISA account with Abbey for me when I was younger about 8 years ago. I want to compare this account to others out there, but I don't know the interest rate - it doesnt say on the statement anywhere. Could anyone help? It's an Abbey Easy ISA if that's of any help. Thanks very much!
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Isa With Bradford And Bingley What Would You Do
My mom and dad have an isa with the bradford and bingley and would like to know what to do is it best for them to take it out with the trouble at the moment or leave it where it is
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Part Cash Part Stocks & Shares ISA?
Hi Everyone I currently have £6750 in a cash ISA and have now used up all my cash ISA entitlement for this year. I believe I can invenst up to £7200 this year if I buy stocks and shares. However, I dont want to convert all the cash I have at the minute - I would like that to reamin "safe" I have about another £500 I could…
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Will Nationwide backdate interest on transfers in?
Morning all, I handed in my application for Natinwides 2 yr fixed Isa on the 10th of april with a cheque for £3600 and details of my B&B Isa which I want to transfer in aswell. To this date the transfer has not happened, I have enquired about NW backdating interest and the reply was "Yes", However I am still unsure as to…
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Should I transfer to stocks & shares
I have about £13K in a cash ISA which has been slowly gaining interest for years - it used to be a TESSA,then a TOISA,now just an ISA. Obviously the best time to buy anything is when prices are low but is now a good time to be transferrring to stocks & shares considering how the market has gone down,or should I wait in the…
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Quick ISA question
I have an ISA with NS&I (there is two full years allowance in it, including this year). However the interest rate isn't the best - if I move it to another provider (say IceSave), will I get the interest accrued to date from NS&I for this financial year or will I lose it? Interest is paid annually for NS&I, as far as I can…
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Put £3600 this year in one ISA, want to transfer another ISA to a different provider
Hopefully the answer to this is yes. I have an ISA from a previous year which hasn't performed well (ISA-1). I opened another ISA (ISA-2) this year which has a better rate and deposited my £3600 for the current tax year. ISA-2 doesn't allow transfers in. I have found another ISA (ISA-3) that allows transfers in and I would…
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Recommend me an ISA
My IF Cash ISA is currently paying a measly 5.1% AER, so I'd like to transfer it elsewhere. Can anybody recommend me a Cash ISA please that:* has a better interest rate (some form of rate guarantee would be a bonus). * allows transfers in. * has interest paid monthly. * has online access (and opening if poss). * is not…
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Icesave ISA Transfer Form
I'm a bit puzzled, on the Icesave ISA Transfer form, there are 3 name fields: Full name: Middle name(s): Surname: seems a very odd choice, does anybody know why they've done it that way? (or is it just poor form design!) Thanks
