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MSE News: Car insurance prices could stabilise after Government rethinks...
Proposed changes to the way personal injury compensation payouts are worked out could stop the rise in car insurance premiums, insurance experts have claimed...Read the full story: 'Car insurance prices could stabilise after Government rethinks compensation shake-up' Click reply below to discuss. If you haven’t already,…
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Fallout from car accident (my fault, policy had expired!)
Hi all, hope someone can help. In January, I had a car accident that was my fault. I admitted liability but, when I went to check my insurance documents, realised that my policy had expired. Great! I complained to the financial ombudsman that my insurance company had not told me the policy was due, but I lost as they…
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Corporate private health insurance
Hi folks, My employer offers private health insurance as a benefit, which is obviously taxable. This year, the premiums have doubled :( and I'm trying to decide whether it's still worth it. I'm totally aware that (a) it depends primarily on our actual use of it, which you can't predict, and (b) different schemes will have…
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Car Insurance Question RE "locked boot"
Hi, I am trying to sort out the aftermath of a car break in with my insurance company and there have been a couple of issues which basically means they are not going to pay out (I can go into detail on this if needed but I am not sure if relevant at this stage). My question revolves around the definition of a locked boot -…
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First time buyer insurance question
Morning team! My partner and I are due to move into our first home any day now. Our mortgage agreement stipulates that we must have insurance in place to cover the mortgage should we die.. What is this insurance called and can anybody recommend something to google?! we havent taken out any insurance yet and nobody has…
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Part of my PC exploded and damaged the rest, am I covered?
The (newish) power supply in my desktop computer exploded a week or so ago and because it was well within warranty, I sent it off to be replaced. They found it was faulty and replaced it. After installing the new power supply, the PC won't turn on. When the first one exploded it must have sent a surge of electricity or…
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Car insurance renewal
I have been driving 18 years and never made a claim so when these online comparisons say years no claim bonus can I put 18 years?. The reason for asking is someone said it's up to the insurer you are with but surely if I haven't claimed I should put 18 years.
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Car damage from house tile - which insurance pays?
We had a roof tile blow off and damage the bonnet of husbands new Maserati Levante. He is very unhappy! He has no claims protection on the car, and we have an Aviva Prestige buildings insurance policy. Which would be the best insurance to claim off? Don't want to call them just yet as I know some insurance companies…
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New Driver "Black Box" Car Insurance - Concurrent Policies
Hi I would really appreciate any views on the below scenario, which pertains to "New Driver" car insurance, of the type for which a discounted premium is given for attaching a "black box" device to the car to monitor driving style: 1. Son passes tests. We purchase a "black box" policy to give him comprehensive cover on the…
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Alternative Accommodation, what can i claim
We had to move out of our house due to a major water leak in Dec 17 and the only suitable accommodation that could be found was over ten miles away from home, we have a disabled child. This meant that we had increased costs for the kids to getting to school and myself and my wife getting to work. Now the insurance company…
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Adrian Flux Learners Insurance
Looking for some help with my cancelling my learners insurance. I took out a policy in May and I'm selling the car, so I called them up today and they said that I have to pay almost £150 to cancel it. I couldn't really understand the lady on the phone but I think it is a £25 admin fee (which I understand) but I don't know…
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Ncb
Hi everyone. I need some help understanding how these No Claim Bonuses work. I've had my driving licence for 2 years now and had a vauxhall corsa with the insurance in my name and my girlfriend as a second driver. I then decide to buy a van but i didnt transfer the NCB to the van. Now the time has come to renew insurance…
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Hastings direct are misinforming people on their website portal
I've thought I've been insured since March 2017. It now seems I'm not even though their site still states my policy is fully comprehensive until 2018. How can they get away with this?
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Car insurance conundrum - switching main driver after a month
Hi everyone, Looking for some car insurance advice as I'm in a bit of a complex situation. I have a full clean driving licence but haven't owned a car since passing my test almost ten years ago and haven't been on an insurance policy so have no no claims discount or bonus to protect I don't think. My partner has a…
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Travel Insurance - Pre-existing conditions
It's a slight mystery to me what is classed as a pre-existing condition. On one online search it was 2 years since you had symptoms on another it was 4. I also read that if you do not disclose a pre-existing condition and make a claim insurance companies can't refuse the claim if it's unrelated. Can anyone clarify?
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Adding newly qualified driver to policy
Can anyone recommend a car insurance provider which you can add a newly qualified driver (aged 30+) to without it breaking the bank?
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Life Insurance Setup Incorrectly
We have just sold our flat and haven't yet found a house to buy so are temporarily living with parents. When we bought the flat nearly 5 years ago, we took out a life insurance policy via London & Country with Aviva. As I'm now looking to cancel this policy, I have literally just noticed that instead of our flat address…
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Car Insurance. 1 month until 3 NCD
Hi, I wanted to get some advice from you guys. I’ve had a car accident recently. It wasn’t my fault by the way so I’m not going to lose my no claims discount but I’ve had 1 month until 3 years of NCD. Now I’m stuck with 2 years and 11 months. Every car insurer allows me to choose between 2 or 3 years but I obviously can’t…
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Cheap Car Insurance?
HI, Just wondering if anyone knows of any car insurance companies that are not on price compare websites and are reasonable with their quotes? Being quoted crazy amounts for insurance for the year.... I also do not want a black box as I don't like the idea of being tracked. There is probably no such thing as cheap car…
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Mortgage insurance cover
A family member had a policy to cover mortgage payments for the usual reasons including sickness, unemployment etc which they have held since at least 2011 if not before. February this year she phoned them to say she could afford the payments due to ill health (this is their words according to their records) so they…
