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No house insurance!
Has anyone ever said !!!! it, after 40 years of building and contents insurance and never making a claim and decided not to renew their building and contents insurance?
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FTB Life and Critical Illness Insurance
We had a meeting with our Broker and I am a little confused with the information he has given us. He was obviously trying to sell us some kind of cover. He first called it Payment Protection and later called it critical illness cover. Are these one in the same? Do we need these types of cover or would we just be better…
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Home Insurance
Just wondered why my insurer will not recover my excess from 3rd party who is a neighbour. Basically his car rolled down hill and destroyed my garden wall. Initially he was to get builder to rebuild wall at his expenses to save it going through insurance and I was happy enough to do so. However after 11 weeks and various…
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Court Directions Order
Hope someone can help... Back in 2014 a car hit into mine without stopping. I was not at fault. I lodged a claim with one of the no win no fee lawyers and it has been dragging on since. The defendant has denied being in the location of the accident. I have now received a court summons to a County Court. This has surprised…
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Best mobile insurance route?
Hey all, In preparation for the new iPhone next week, im researching insurance options for the phone to make sure i dont scam myself! How do you guys insure your phones? assuming the new iphone is around 1k, ill need coverage around that from a reputable provider, but i know 3rd part insurers can be a bit dodgey with…
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Lost 20 years NCB as not been driving for 5 years?
Hi all, I don't drive many miles a year but someone is giving me a car that's worth only around 200 pounds - it's got 50 K on the clock in good nick but has a dent in the rear hence friend giving it to me as he wants to get rid of it asap as his insurance is due. and he has another car. Been through all the comparison…
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£38 to cancel car insurance with Aviva
We having sold a car in the eleventh month out twelve we were surprised that Aviva invoked a cancellation charge. What happens if one sells a car and just doesn't tell the insurance company? Are there any consequences?
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After an accident?
Good evening,sorry if this isnt in the correct place. So was in a car accident on 6th aug initially after went to hospital was checked over seemed to be no serious injury ect.2 days later woke upwoth alot of pain in my back,shoulders and neck,went to docs they gave me a few different pain killers and said its a case of…
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Puzzling letter from Ford Insure
I was lucky enough to get a new ford car last weekend and we decided to go with Ford Insure for the insurance. I emailed through to them proof of my No Claims Discount which is stated as Maximum. I have just arrived home from a day out to a letter from Ford Insure asking me to call them asap and saying " we have now…
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Void Insurance
Hi All, I am looking for some advice on taking out a new insurance policy after having my last policy declared void. I made a claim on my insurance after my car was stolen, but I didn't realise I had my mother on my policy who had previously been banned for drink driving. The insurance was void and I wasn't paid out for…
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My insurer sold my scrapped car
Long story short - I had a car accident back in January 2015, my insurers Directline via their third party Quindell sent an engineers report stating the vehicle was beyond repair and offered an amount to me for the car minus £90 for salvage, i accepted and signed the documents they requested and as per their request sent…
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Credit car hire - going to court!
Hi All, I hope someone could help me with my situation right now. ! I was involved in a car accident almost two years ago. ! The accident happened in a traffic controlled roundabout. I was about to exit. I was in left lane, signalling left, the light was green so I proceeded, then suddenly the coming from my left side…
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Hastings direct - different quote through TCB?
Went through all the comparison sites to find best quote. Hastings direct looked good but when I have gone through TCB to take out the policy the quote has increased by £40. All details are the same in both quotes. Tried to talk to the via phone (got bored of being on hold) and through live chat (no operatives available).…
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Content Insurance for student in shared flat
Hi, When applying for content insurance in a shared house, do I put all the rooms & bathrooms in the house, even if I'm only insuring content inside my bedroom? Also, if anyone has had experience applying for insurance for a student, what are the best insurers? David.
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Incident in the ferry boat. Need help
Hello, I hope I am posting this thread in the right place. Nearly 2 months ago I travelled to Europe by car and had to use the ferry boat to Calais. When we reached France and had to disembark, we were told to wait before getting in our car. Then the platform of the boat where the first few cars were lowered down. My car…
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Life assurance rejected due to anxiety / depression?
Hello All, Looking for some advice, I am trying to get life insurance but I have several medical conditions. Diabetes type 2 and high blood pressure. Both are well managed with medication. The other problem I have is that I suffered from depression / anxiety. The forms ask me whether I thought of self harming and how many…
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Broker query
An insurance broker has repeated claimed that I am a client but cannot produce an authorisation. Now his name has appeared on one of my annual premium bills. All requests by me are ignored or replied to in an oblique way. Please help.
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Adding my wife as additional driver
My son has recently passed his driving test, just turned 18. He is looking for insurance for a low insurance group car but insurance still pricey. He has asked his friends how much they are paying and a lot of them have a parent as a named driver to bring cost down. How would this affect our future insurance premiums as we…
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Help with No Claims Bonus
Can anyone advise me? I'm about to restart driving again after eighteen months out with a medical condition and obviously car insurance is going to be a must. What I'm not sure of is what I should enter as my no claims bonus bearing in mind there's a big eighteen month hole in my driving record - couldn't have any…
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oil tank insurance
Hi. Does anyone know where I can get insurance to cover my oil tank in the event of an oil spill/leak? I don't believe my present insurers cover it as standard - only under "accidental damage", so if we just sprung a leak we'd face a hefty clean-up bill. Loads of oil sites recommend getting the tank insured for spillage…
