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Insurance paid out on disputed claim
Hi, Lokking for some advice please. My OH was contacted by her insurance compnay in September last year saying her car had been involved in an accident in Milton Keynes. My OH contacted them & told them she has NEVER been to MK, & she was with her daughter all day in Kent. My OH does not drive outside the town we live, she…
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Life Assurance
From 1999 to about 2008 I had a "Limited Company" business in the Manchester area. My business bank account was with Barclays. I had a £30,000 mortgage and a £20,000 overdraft with Barclays. To protect the bank I was told I must take out a Life Assurance policy to cover the £50,000. This cover was for the overdraft and…
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Life insurance/critical illness cover
Myself and my husband have some life insurance and critical illness cover from when we bought our first house in 2011. We moved to a new house earlier this year and need to sort out the life insurance and critical illness cover again. We are in the lucky position where either of us could lose our job and the other could…
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Insuring Possessions - does it have to be through home insurance?
My son is living away from home and is staying with a relative. We are trying to avoid asking if my son's things can be insured under his household policy. Does anyone know of a policy that can be taken out for things like a laptop, camera, bicycle and clothes that is stand-alone?
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Re NCD on car insurance
Hi Guys. Do all companies only take into consideration 9 plus years as maximum NCD to get maximum discount? I have got nearly 40 years, but, on comparison sites, they just go up to 9 plus years, on forms! I have just changed from Privalege to another company, and when I Asked Privalege for proof, of NCD, I got 9 first,…
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Suggestions for cheap insurance while we rent car to friend while we are away
Hi there :) Really hoping anyone can help. My partner and I will be away for about 4 months. A friend of ours will be moving houses during this period and we are planning for him to use our car while we are away. We were looking at the cheapest way for insurance to work. Btw our car is not worth much. Market value on a…
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Best Student Insurance
Daughter going into halls of residence at uni in 2 weeks. I'm looking for insurance - the usual ( phone and laptop, nothing much else of value). Endsleigh quoted £170 Any cheaper options ? Thanks, Bob
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Admiral assumptions - auto renew
I have taken out my motor insurance with Aviva - last year, I was with Admiral This morning - I received an email from Admiral that really annoyed me - informing me that they had tried to take funds from my bank account and failed "Please fix this ASAP".... (or words to that effect ... I had informed Admiral by email 11…
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Monthly contents insurance?
I'm moving house soon but annoyingly my current contents insurance on my rented flat requires renewal before we move. I will have both houses for a few weeks so want to have a bit of a crossover for cover so I don't want to just have one policy that switches houses and would rather have separate policies. Trouble is that…
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Cancelling Life Insurance
Hi, I have a decreasing life insurance policy to cover my mortgage. I am retiring in the near future and will be getting a lump sum which will more than cover the future mortgage payments. As the mortgage interest rate is extremely low I am not going to pay off the mortgage immediately but plan on investing a proportion of…
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Learner driver insurance
I've bought a car for my daughter. However I drive a company car so no longer have my own insurance. I'd appreciate any guidance on the best approach to insuring, i.e. do I (or can I) insure in my name and add my daughter, or can my daughter get her own insurance and add me as a named driver?
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Building and Contents - Declaring a minor claim
Hi All, I'm looking to move my Buildings and Contents home insurance from Hastings to Policy expert as its cheaper and Top Cash Back have a good deal on at the moment too. When filling in all of the relevant details, of course, it asks if I've made any claims within the last 5 years... In June this year, when returning…
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What Counts as a "Single Item" for Contents Insurance
I'm moving into a house share and we're currently trying to sort out contents insurance. When listing item's over £1,500 should I list sets? For example if we have scuba gear, or stage amps/soundsystem where the total set has a value above the single item limit, but no individual tank, or amp, or speaker say exceeds that…
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GAN policy from 1997
Hi, Found a personal wealth plan policy from GAN dated May 1997 Do not remember how it came about? There is a policy number and it was 100% managed at the time it was worth £6,000 Don't know were to start with this...any one out there can help. Much appreciated
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Advice re Insurance
Hi Recently took out 2 policies for decreasing life and critical illness cover for my husband and I following advice from IFA. They are for the sum of £215,000 each over 20 yrs. We are paying £155.75 for my policy and £ 34.81 for my husbands per month which seems excessive after I have spoken to others. We have also…
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Car Insurance Claim but no collision
Hi forum buddies I'm hoping you can help me with an issue I'm having with my car insurers. On 22nd July as I was driving along, another driver coming the opposite way threw an egg at my car, causing some small damage to the paintwork and knocking off a piece of trim from the bonnet, cost to repair is roughly £575. Luckily…
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Mobile phone insurance for someone under 18
I took out a contract for my brother who is 16 with insurance but I'm wondering if it would be valid if anything actually happened. Does anyone have any experience with this? I'm with three and I looked at the terms and conditions but they seem a bit vague.
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Car insurance companies
The hand break on my car failed and rolled into my "elderly" neighbours car 2 days ago. Agreed not to go through insurers and we have both been busy getting quotes. He now says that he has reported the accident (and my car reg) to his insurers. Both still not looking to claim but will my insurance company be contacted? And…
