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No claims & joining partner's insurance
I'm totally naive to this sort of area, and can't seem to google the situation clearly enough, so I thought I'd check in with you lot. Partner: Has car, insurance and driven solidly for 8 years. Me: Drove 2003-2008, no claims, but then stopped driving and insuring myself until now when I want to be added to partner's…
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Pet insurance.co.uk avoid at all costs
Please do not ever use Pet insurance.co.uk if you are buying pet insurance for your pet. My dog needed veterinary care 7 weeks ago and they have still not paid up although the claim has been approved. The keep putting me off with one excuse after another. During the claim they delayed approving the claim by emailing me and…
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Car insurance company charging for not updating licence details
I have recently got an accident and during the documents check it turned out that the insurance company has my wife's provisional licence details instead of the full licence she has now. Today I received a letter from them that they are charging me over 200 quid for the changes in the policy. What happened was that when I…
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Contents insurance plus extra items
A friend is about to buy contents insurance for his home, but it is astronomical. He is using the same insurer as he doesn't understand how to look at comparison sites. I said I would take a look, but I do not want to give his personal details away. Also, he has a lot of professional musical equipment that needs to be…
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Holiday insurance for pre existing medical condition for family member NOT travelling
Hello this is my first time posting on this thread. My husband and I plan to go on a three week holiday to Tanzania. Our daughter has a life limiting pre-existing condition. We have already cancelled one holiday due to our daughter's condition and now we cannot get insurance to cover us. Please, is there any company who…
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Insurance for Empty House
Can anybody recommend the best place for about 6 months insurance on an empty house. Parent is in care and the house will be sold. Nothing of value in there apart from some furniture and we visit every week.
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Asked to have a medical for private health and death cover
I exchanged on an apartment in March. I decided to take out life assurance to include death and critical illness cover from exchange as there is a long gap between exchange and completion and I wanted to cover off the risk of my estate being obligated to complete the sale with no mortgage funds being released in the event…
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NHS worker which Life Insurance Cover
Hi I am an NHS worker and paying into an NHS pension, which has life assurance benefits. However, I would like to know from you experts what cover should I apply for. I am married and we have a mortgage of around £360,00. My wife is a solicitor and I am the NHS worker. Please can someone advise what cover we should get to…
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Lifesearch Vs Cavendish online Income protection
Just called Lifesearch after giving my details to Cavendish to initiate quotes for income protection and Critical illness Before I finished, the call handler at Lifesearch shut me down and said Cavendish online will always be cheaper and they are more expensive as they provide more tailoring and service to their clients.…
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Dental Work - covered by Insurance?
Hi, A few years ago, I had an accident resulting in one of my front teeth requiring root canal treatment and it is now dead but looked okay. As I had insurance with my dentist the work was covered. I moved house, so went with another dentist and took out the insurance with them, through a different provider. In the past…
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Travel Insurance for Channel Islands
I've been trying to book travel insurance for a visit to family in the Channel Islands. I need medical expenses cover as there is now no reciprocal agreement with UK (yes I know but Channel Islands not really UK). However... I have discovered that to be covered I have to have TWO NIGHTS PRE-BOOKED accommodation to be…
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Car insurance premium increase
Hi, I am hoping that somebody may be able to offer an opinion on my situation and whether I should just accept it or not. I will try to be as brief as possible. A parent was involved in my previous car insurance policy and informed the company I had three points on licence, which I did not. I had attended a driver…
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Aviva Compensation
Just wondering if anyone has applied for compensation against Aviva against Endownment policies due to issues when they took over from Norwich Union. Our return (10 years ago) was a lot less than expected and was put down to the financial market, however, we weren't informed our policy payout had droppped considerable…
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Direct Choice - Cancelled Inusrance
Hi all, just wanted some advice.... I've held a clean driving license for 9 years, 7 years no claims and a pretty good payment history too. I'm a law abiding citizen who works for the Civil Service too. Now, I was working away for the first 3 months of the year, and had to change my insurance over to Business Insurance…
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Student Guarantor insurance
Hi, last year I signed a Tenancy agreement as Guarantor for my son and the agreement is Joint and Several, which means that I may be requested to cover rent arrears for one of the other Tenant's. The agreement starts 1st July 2017. At the time, I fully understood what I was signing and as the rental company had included…
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Insurance History
Hi all I am currently selling my home & have a question about a historical insurance claim & if I would need to disclose the events to a buyer. I have a house with detached brick garage at the end of the garden. In the early 1990s I found some very fine step cracks in the mortar bed in one corner of the garage. The…
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Renewing home insurance - URGENT!!
Is there a way of deleting a post? I asked this question but needed to act urgently and have already done so, which means now it is obsolete, but I can't delete it.
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Car Insurance Prices Skyrocketing?
Last year, it cost me £550 to insure my car for a year, and thought this was a bit much but sucked it up. However, looking for new quotes on comparison sites, and the cheapest quote is coming out at £976. Nothing's changed on my end, so just wondering if insurance in general has gone up. Can't believe it's going to cost me…
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Declaring claims on multiple policies
I hold three different car insurance policies and I am a named driver on two other policies. On one of the policies that is held by myself there have been two claims due to fault accidents by two of the named drivers. Do I have to declare the claims on all three of my policies and on the policies where I am a named driver…
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Viable trust alternative to Petplan
Hi I have have Petplan Covered 4 Life Classic for my 2 Jack Russell terriers. I have made two claims for the same dog in the last 2 years for non cancerous lumps. I asked Petplan and they have said these would be classed as a pre existing condition if I were to switch insurer. If I could move I would want another…
