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Insurance & life assurance

Archives for June 2015

Admiral Boiler cover; any good?
Both my home insurance and boiler breakdown cover are due for renewal next month. My current home insurance provider, UIA, wanted £220 for the year for buildings and contents. After some online searching I found that Admiral could offer me the same cover for £180, although with a higher voluntary excess. Crucially,…
cancelled insurance
im hoping someone on this forum can help me out. im due to get married in september if next year, however when looking into wedding insurance i remembered around 4 years ago having my home insurance cancelled by the provider as i had made to relativly small claims within around a 6 month period, 1 i believe was a repair…
Mid-term Renewal Success Story
Afternoon all, Just thought I'd write in with a quick success story. Passed my test last year, took my first policy with Diamond in May 2014. Come renewal, Diamond wanted £1600 to renew - comparison results consistently showed Elephant/Admiral as lowest at ~£850. Diamond matched their quotes straight up since they're all…
What is the highest price car insurance quote you have got ?
What is the highest price car insurance quote you have got ?
Car Insurance - Data Protection Act
Hi folks. 11 months ago I took out an insurance policy (Octagon Insurance) for my girlfriend. We live together and I am a named driver on the policy as a common law partner/spouse. I set it all up and the payments even go out from my bank account by direct debit. We are in the process of changing the car and I want to swap…
Building Insurance - excess query
I was wondering if anybody is aware of any buildings insurance companies that offer policies with variable escape of water excess? I can't find anything that offers less than £250 so far.
Level term assurance: keep or ditch??
I took out a level term assurance (£69000 to be paid on death or critical illness over a 30 year period) about 13 years ago when I got a mortgage. I was 31 when I took out the policy and it will end when I'm 61. I'm now 43. However I have now paid off my mortgage and have about 100k savings (I'm saving for a bigger house…
Terrorist Attack - Holiday Insurance
Hi I'm after some advice please. I have a holiday booked in 3 weeks to spain and a further one in a few weeks to Turkey both of which are on red alert for terrorist attacks. Can anybody point me in the right direction - ie am I insured if I need to cancel due to the high risk? What are my options? Thanks
Life cover for new mortgage
Im just taking out a new mortgage, can anyone recommend the cheapest product to cover my life/critical illness? Ive looked at Legal and General and Aviva, but wondered if anyone had any good recommendations? As its for a mortgage would it be better to take out "mortgage protection" instead? Would this be cheaper? The…
Car Insurance Re-newal
Hello all, Avid reader of MSE but rarely post if at all however I have a question which I cannot seem to find the answer 2. A month ago I did a car insurance quote on Gocompare which came out £497 with Elephant, however my insurance isn't due until 4th August. I've jut done another quote with exactly the same details…
Landlord Insurance - mixed occupancy - student and professionals
We are in the process of renting out our buy-to-let property. The buildings insurance is covered via the service charge so we only require landlords contents. We have 2 new tenants, one of which is a Phd student and the other a professional. I am struggling to find any insurance company that will provide contents insurance…
Should I claim quandary
Another driver hit my £800 car over the weekend - while parked up outside my house. The damage is cosmetic only but a bit of a mess. I've chatted to the driver and he seemed open to paying for the repairs himself. However I've spoken to the garage about how much the cost would be, and I doubt it's the kind of figure he can…
Breach Of Terms of Part 36 Offer
I wonder if someone with knowledge of PI insurance give me some advice? I'm the personal representative of the estate of someone who was killed 3 years ago by a drunk driver. As the deceased left a 8 year old child, we began a PI claim. Clearly I have used the services of a solicitor. The insurance company made a part 36…
Car NCD
Just a query really - I've not had an insurance claim on a car in over 20 years (fingers crossed!!) But i'm due to renew later this month & I notice that my current insurer has got 70pct NCD = 5 years!! How do I prove I've got much longer than that as I generally change insurers every year. I have noticed in the past when…
Warning about direct line renewal
I recently got a home insurance renewal from Direct Line for over £800. I went online and quote a quote from them using the exact same information and the quote was under £300. I was told the individual person had nothing to do with the price, only claim and property information. After a complaint and the company looking…
Motor legal insurance
I have just taken out a car insurance policy and declined the legal cover as I have more than one vehicle. I was intending to buy a stand alone policy available from around £7 to cover me in both vehicles but now I find a company offering it for free http://www.freemotorlegal.co.uk/ any recommendations gratefully received
Car insurance
Hello, can you wonderful people confirm if multiple insurance policy searches (some with different information)for a car can result in the insurance being terminated? Thanks
Named Driver on a previously voided insurnace policy
Hi, In early 2014, I was a named driver on my father's insurance policy. I had an accident which was not my fault and made the claim with my company, but they voided the policy (The Car was under my brothers name, the Insurance Policy under my father's name, the insurnace company felt we lied to them though my dad was sure…
New insurance laws wef August 2016 & life insurance
Several years ago I took out £44500 level term assurance for my mortgage. This is due to expire 23 April 2016 as the mortgage would have been paid off by then. The cost is £7.27 a month and my outstanding mortgage balance is now £30391 (repayment mortgage) I have since divorced and my son currently aged 20 will inherit the…
Setting up insurance for someone else.
Hi, For reasons that I'd rather not go into, my mum doesn't like to talk on the phone at all to the point where she is unable to in certain scenarios such as involving strangers. Her home insurance is up for renewal and she has asked me to do it. She says a friend of hers did this for her last year and that immediately…

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MSE News

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Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
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Insurance & life assurance

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