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Landlord Insurance - mixed occupancy - student and professionals

KennyH1
KennyH1 Posts: 224 Forumite
Part of the Furniture 100 Posts Combo Breaker
in Insurance & life assurance
We are in the process of renting out our buy-to-let property. The buildings insurance is covered via the service charge so we only require landlords contents.

We have 2 new tenants, one of which is a Phd student and the other a professional.

I am struggling to find any insurance company that will provide contents insurance due to use having a mixed occupancy tenants.

Any advice?

Comments

  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    I am surprised you are having issues, normally they just take the highest risk occupant and base the insurance on them.

    Have you tried a local broker, other than swintons? Tried the bigger direct players like Direct Line etc?
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If you're struggling try Endsleigh
  • silvercar
    silvercar Posts: 49,778 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Does the professional know he will be liable for all the council tax - albeit with a 25% discount?

    I digress, I have found alanboswell.com good brokers for BTL.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • mchale
    mchale Posts: 1,886 Forumite
    http://www.mclaren-neve.co.uk/
    ANURADHA KOIRALA ??? go on throw it in google.
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