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ecar insurance/worldpay - trouble cancelling policy?
Hi guys, Well last year I took out a PAYG policy with ecarinsurance.co.uk to insure my vehicle. I recently took my car in for an MOT and to be honest, rather than spending dead money on fixing the problems I have decided to buy a new car. Therefore, I am looking to cancel my currenty policy with ecar, which I can do 5days…
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Contents insurance - deduction for wear and tear
I just moved my contents insurance to the AA, and although its a new-for-old policy on most items, it says a deduction for wear and tear will be made on clothes and linen. What is this likely to mean in practice? It doesn't sound the same as second hand value (which would be close to nil).
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Travel insurance - need to claim
I have around £1000 worth of booked hotels/ferries that cannot be cancelled. I'm leaving on holiday in 7 weeks time, I'm self employed, but start a new contract, relocating 300 miles, in 2 weeks time. I have asked if I can get the 2.5wks off, but the answer is no. To add complication to this, I originally booked this…
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2 policies on 1 car
Is it possible to take out a policy on your name on a friends/family members car with their approval off-course whilst they already have cover (on their name) for the given car? Is it possible to have 2 different policies held by different people on the same car?
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Car Insurance Hastings and Flux Direct?
Its that time of the year again and the Hastings group (direct,essentials and premier) along with flux direct are coming out the best anyone had problems with any of these? Unfortunately I get a lot of companies not quoting because my vehicle is not at my home address overnight,this is because I work nights and it is in…
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Car insurance due
My car insurance is due on 26/06 and we are buying new house and the move-in date is 28/06. But actually I will move to this house on 19/07 due to the notice period in the current rented proprty. While renewing my car insurance what address shoud I give?? One importnt thing to note is the premium quotes I ma getting for my…
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Car insurance quote - credit check
I am trying to get car insurance quotes from confused/moneysupermrket. I am wondering, do these sites do a credit check on the quotes, if they do I guess these credit checks will affect your credit rating?? TIA
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Car insurance -rights to cancel
Hi, just wondered what rights do I have when comes to cancelling car insurance? The story: Yesterday checked online on moneysupermarket for the cheapest quote (as it is my first car,new driver), paid deposit, and received an email that someone will call me (which apparently never happens?). Anyway, today I have received a…
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Insurance from Sentinal via bank
I took out insurance, through the bank,with Sentinal. I must add that I have not had any problems with the company, they have always been efficient when I have had dealings with them. You pay the premium every three years, which seems strange but not a problem. In the beginning it covered loss of bank cards, passports etc.…
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Getting car insurance for my 19 year old daughter
I would appreciate any advice here please. My daughter is 19 and intends learning to drive this Summer. I have a spare car, a Citroen C2, which she can use. However my policy is with SAGA, who have said I cannot include her on my policy. Is there an company which will insure young learner drivers, or is it better for me to…
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Scottish Water have left me in the poo..... Should I have to claim on my insurance.
Apologies if this is in the wrong place. Long version of the buildup to this sad tale is here: http://forums.moneysavingexpert.com/...scottish+water Short version is: - 5 years ago got sewage / rain water coming back into my downstairs shower flooding downstairs of house. House is at bottom of steep hill / road. - Scottish…
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Travel Insurance - new condition after booking
Can anyone help me out with this query please? OH aged 82 has several pre-existing medical conditions which don't trouble him at present, but are always declared in travel insurance quotes. If we take out travel insurance for a cruise almost a year ahead and he develops a new condition, I understand this has to be declared…
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ltd company
Hi just wondering if anybody knows if and if so what type of insurance I might need for a ltd company with me on my own working away from home. Thanks
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Home insurance - leaving windows open while house is unoccupied
Asking this because a neighbour noticed that I'd left my window open while I'd gone out a few days ago, and said that if a burglar managed to get in through it, I wouldn't be able to claim on my home insurance for it. I've read my policy booklet, and I can't find anything that relates to leaving windows open, or even…
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Sheilas Wheels Scam
Hi, I recently had an accident which resulted in the car I was driving being written off. I have been paid out but the insurance company want me to carry on paying the monthly instalments for the insurance even though the car doesn't exist any more, and they sent me a letter out stating that the insurance was now lapsed. I…
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Group Risk - Critical Illness
Hi, can I ask what is Group Risk in respect to a Critical Illness policy? My employer offers a Flex benefits system that includes CI and IP. I have always subscribed to the Income Protection but not the CI believing the IP would pay out till retirement should disaster strike and I be unable to work long term. Upon checking…
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Car Insurance Renewal - Changed jobs (etc)
Hi I'm named driver on a fully comp policy in my wifes name. A couple of questions have come up relating to car insurance renewal Firstly - A few months ago a hire car was stolen whilst hired out to me (long story!) Do I need to declare that as an insurance claim? Car was arranged through work and I didn't have to make any…
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Car insurance address change
I am with Wiser Choice. An address change has cost me £50. This was an admin fee and nothing to do with an area being rated differently. Something to bear in mind with the budget insurers.
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Car Insurance, help
I'm due to renew my car insurance and was browsing around. I thought it would be a good idea to post here and see if there are any deals discounts that I can take advantage of. Here's the situation I am a second driver with my dad as the first driver. The current insurance is pretty cheap: around £600 with my dad as 1st…
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Age UK Home and Contents Insurance
We recently had our Insurance renewal through from Barclays and it has increased by over £100 despite our having made no claims. We're both over 50 so I looked at AgeUK Home and Contents Insurance and they quote a third the price of the Barclays premium. Has anybody had any experience of the AgeUK insurance and, if so,…
