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Accident been allocated to wrong policyholder
Hi all- 2 queries please I am the primary driver on my policy, my wife is a second driver. In Nov 2012 a car bumped into our car while she was driving, but due to her position in the road was deemed to be her fault. The other driver lodged a claim which was settled by our insurers. I then received a 'Confirmation of…
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malicious damage. buildings insurance
I am insured with ESURE and am having a bit of a battle with them over a claim I have made. I wont bore you with the details but an outline of it is that I have a joint septic tank and soakaway system with next door. New neighbours moved in, put a very large mobile home in their garden (with no planning permission etc) and…
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Pregnancy Insurance
Hi, Has anyone heard of insurance firms offering insurance for twin births? and if so, do these still exist and where? Seems a potential rumour and nothing more..but would be interested to find out. Thanks for any help
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Being offered lower amount to settle claim in cash than vouchers.
Hi all My insurance company has said that due to the vouchers I was given as part of my claim being difficult to use (!) they will give me a cash replacement, but will only give me £1700 cash rather than the £2000 I have in vouchers. I am going to appeal regarding the amount offered as surely as my settlement was for…
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rECOMMENDATION FOR TRAVEL INSURANCE PLS
hI GOING ON A WEEKS HOL TO GREECE WANTING A CHEAP BUT GOOD TRAVEL INSURANCE COMPANY FOR A POLICY ANY ADVICE PLS
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EHIC card help pls, filled out details on bogus site
Hi just come across some info on EHIC cards, filled out an application online last week for a card but sisnt proceed with it after asking for £19.99 i just thought well thats changed used to be free, just looked on here today and says about bogus sites, now im scared to death as input all details apart from the credit card…
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contents insurance with tenant's liability for landlord's contents
Hello, I've agreed to let a private rented property through a letting agency and have been told I need to get tenant's liability insurance which covers the landlord's contents. I've been passed a link for Homelet who do one but I'm guessing it will be overly expensive through them. Does anyone know of insurance companies…
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overseas car insurance please help :)
hi i am currently living and working in chamonix france and i'm wanting to get my car out here so i can get around more easily, can anyone reccomend a good insurer that will also cover me until the end of september??? thanks in advance, J.
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Travel insurance claim. Urgent advice needed
Hi I wonder if anyone can help with this. Ill try and keep it to the point. My mum and her partner were due to go on holiday . Whilst waiting for a taxi to take them to the airport he collapsed and died. They both had different insurance companies. My mum had paid the holiday in full using her credit card. The holiday…
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car insurance fraud
have received 2 separate car insurance policies through the post in last 3 weeks for people and cars we have never heard of!! both taken out on credit terms. one was with AA and other with Adrian Flux - on contacting about what are clearly fraudulent applications they seem remarkably indifferent - will make note on file -…
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Car Impound Insurance- HELP!!!
My car has been impounded as my license has been revoked as I forgot to surrender it when I got 3 points. It turns out that because I started my policy after it has been revoked Elephant has decided to cancel my policy. I'm not stuck in limbo. -Can't get new insurance policy as I don't have a license. -Can't insure someone…
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Cancel home insurance
Hi all I took out insurance on my flat in September last year, but moved out in June. I paid in full in September and got a discount for doing so. Today I phoned the insurance company to cancel it and to make sure they would not renew it from my debit card and they told me I owed them £40 to cancel!...so I didn't cancel!…
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Car insurance Advice - am I right to feel cheated?
Hi guys, right this is an issue going back a year now. So I doubt it would be worth pursuing it now. But for future reference: Last year I purchased an insurance policy that started on 21st July. On the 27th July I decided I wanted to buy a new (old) car. p/x my 06 Fiesta for a 59 plate Focus Zetec 1.6tdci. Before I had…
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Renewal confusion
Hi. Last year I took out my car insurance with Hastings Direct and this year their renewal quote is £321 which is cheaper than last year but doing a comparison on Confused.com comes up with the cheapest of......Hastings direct at £275. I have checked all details on my policy and what has been inputted into the comparison…
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Life Insurance for mortgage
Just some advice please - I currently have Term Life Assurance and critical illness cover for which I pay £12.80 a month (fixed) and will pay out fixed amount of £70,600 in the event of death and critical illness. This policy expires April 2027 (25 year term, taken out 11 year ago). I am just about to remortgage (due to…
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Feeling pressurised to take out Critical Illness policy
Hi, I'm just after a bit of advice and/or feedback. I'm currently applying for a mortgage via a well-known national mortgage broker. They've been pretty good so far, but v keen on pushing lots of other stuff. Long story short is that I feel like I'm being slightly railroaded into taking out a Critical Illness policy. I…
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Is this the biggest Saving Yet
Hi Guys Just thought that I would pass on my home building and contents insurance saving to you. Renewal came through from Nationwide at £602 PA, went onto confused.com as recommended by Moneysaving Expert and got quote from e-sure for £170 PA. Caveat is that I paid all upfront as instalments added a few quid and now have…
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Sharing my home insurance quote
Hi Folks After a bit of research on this and other comparison website I got a quote from the Halifax which works out at £152 for both buildings (based on £70k rebuild value) and contents (based on £30k of contents) I live in a mid terrace house. This works out at approx £14 per month. Would like your opinion please. Thanks…
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Haggling
Just got 20% off a renewal but I've just thought does this mean that the insurance company will secretly put a mark against my name should I need to make a claim and thus be more likely to refuse any claims? Can anyone that has worked in insurance let us know what happens? :)
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Does Anyone Have Any Idea What's Going on Here?
In the last couple of weeks we've had 7 or 8 quotes for buildings and contents insurance via the post. [The same] Fictitious name but the address and post-code are correct each time. What could someone be hoping to gain here? We rang one of them [Barclays] who said they'll look at it and they also told us the quote enquiry…
