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RAC keep taking money early!
We have had one of our cars insured with RAC since February this year and they for the past three months they have taken the direct debit 1-2 days early. I'm currently on maternity so money is a little tight. Because of this we have set up all of our direct debits at specific times in the month to ensure they all get paid…
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Car damaged by landlord!
I am living in a rent house and yesterday the ski dish fell from the roof narrowly missing the postman and landed on my very new car making a deep grove in the bonnet. Can I claim on landlords house insurance? What are my rights? What should I do next? HELP!!!!!!!!!
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Car Insurance
Hi I was involved in a car accident where the third party reversed into my car in a car park. The third party was in a hire car and their was minimal damage. He had a hire car and the reverse sensor broke off his car so he had to go through the insurance. The damage to mine was a very slight dent on the back door and a…
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meaning of joint policy home contents
I am sure there are some experts on insurance in this forum who can help me understand. I am looking to renew my contents insurance and was wondering if it would be a good idea to add my lodger as a joint policyholder. I don't really understand what it means - if it is as trivial as what I read on confused.com it just…
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Would I need business cover on my car insurance?
Looking for ways to to better market our company locally and one thing I've though of is having decals put on my nice new car with our company logo and website address on, however, would I: a) Need to inform my insurance company? b) Need business cover on my insurance? I wouldn't be using the car for 'business' as such but…
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Virgin travel insurance claim query
Hi folks, Situation – Holiday to Thailand booked in April using Tesco credit card.Due to fly out – 25th May 2013. We discover wife is pregnant on 19thMay but is in good health with no signs of sickness or difficulties. Check virgin travel insurance and we are covered but the wording is as follows– Pregnancy and childbirth…
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Share Good Home Insurer Experiences
having think I found an insurer 3 times already, I've changed my mind due to the reviews of people having hassles trying to claim for something. Can anyone actually recommend any insurer that they currently use based on good customer service and price? Current cheapest in order of cheapest first for my Buildings & Contents…
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Total Loss
Hi Last week my parents (80 year old dad and 69 year old mum)suffered a total loss building and contents due to a house fire. The insurers have ask them to compile a contents list of everything they owned which of course is proving to be quite arduous. How do we set the list out. I'd of though Item Approx purchase date…
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Pet insurance and now a county ct fight
Hi, I have received a county court form from a vets and was just asking if anyone has any advice or help. I fully intend to defend myself in the matter, however as always it,s best to see if it,s worth it My story is about my dog, Bobby, who was bought in Jan 2009. He became ill with minor ailments(sickness and diarrhoea)…
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Scooter insurance
I have recently sold my scooter and purchased another one, both from a trader. My insurance wanted an extra £250 for the remaining 3 months of the policy. I only pay £11 per month. I was advised by the trader to just take out a separate insurance policy on the new scooter and wait for the old one to just expire. I'm now…
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House Insurance Claim - Not at Fault
Hi, My neighbours dishwasher recently leaked and caused damage to our dining room walls which now need stripping, repairing as well as out floor being replaced. Their insurance company confirmed that my insurance company should contact them to process the claim etc. However when I spoke to my insurance company they stated…
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life assurance review
My wife has been pay life assurance, currently £20 a month. Starting the policy around 20 years ago. A review has come through the post and im questioning whether its worth it. Her salary is double what is on the review and the the cover end date is in 2027. My wife will be 50. Hardly old age. The main benefit it offers is…
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Dummy quotes
Advice is often given here that someone should try getting dummy quotes in order to assess the impact of possible changes in circumstances, disclosures, etc. But any comparative site I have found won't let you do anonymous quotes - they want a name and address. Do people give fictitious addresses? Doesn't that mean someone…
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accident abroard
hope someone can help, i have just returned from holiday in turkey, whist there i had a fall in hotel reception due to a puddle of water on floor, was taken to hospital , i have a fractured ankle which is in plaster and torn the tendons in my knee. so question is can i claim on a no win no fee bases as it was abroad and if…
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Diamond Car Insurance Cancelled
Hi, My daughter has just phoned to say that Diamond cancelled her car insurance without notifying her! She pays her premium up front but wanted her boyfriend to be fully insured to drive her car for a couple of weeks so arranged for £90 to be paid to Diamond to cover this. Unfortunately for some reason the money did not…
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B+C insurance before buying a house
I am in the process of buying my first house and although I know I need to have buildings and contents insurance in place before my mortgage application is accepted, most insurance companies will not give a quote / policy starting more than 30 days in advance. As my move in date is more than 30 days in the future, what is…
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Car fire claim
Can anyone give advice please, My sons car caught fire and is a total right off. He has full comp insurance but when he took out the policy online stated when asked the "approximate" cost of car he unfortunately undervalued car by around £1000. The policy states that in the event of a right off he will be paid a market…
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Virgin Mobile Insurance
Hi. I have just received an email from Virgin Mobile stating from next month they are increasing the excess on my insurance from £35 to £70. Is this legal, as surely once I sign up for it, it is fixed for the length of the contract. In the same email they state they are increasing the monthly line rental as well. Thanks,…
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Car insurance issue
Hello Sorry in advance for the wall of text!!!!! I need some major advice for my sister and me. We bought a new car in October last year. On the 28th of January the car was stolen off our drive way. We took all the necessary steps and started a claim with the insurance company. To cut a long story short, the insurance…
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Help needed. settled claim outside insurance
Hi I recently reversed into somebody's car and accepted liability. The person I drove into came back with a huge quote which they had obtained from the official car dealer. I rang around and found a much lower quote. I wanted to settle without using insurance to keep my no claims and avoid the excess payment. Anyway, they…
