Total Loss

dano17439

Hi

Last week my parents (80 year old dad and 69 year old mum)suffered a total loss building and contents due to a house fire. The insurers have ask them to compile a contents list of everything they owned which of course is proving to be quite arduous.

How do we set the list out. I'd of though

Item
Approx purchase date
Quantity of items
Approx purchase price

What about all the general stuff that they have no clue on value or amount - i.e. kitchen utensils, clothes etc. Is it for the insurers to give you a value?

Any advice welcome as ive never done anything like this before

rs65

I have a spreadsheet with the following columns:-

Room
Item
Make
Model
Serial number
Purchase place
Purchase date
Purchase Price
Replacement price

(I also keep receipts and photos where possible)

You really need to think your way around each room and list everything. Its reasonable for insurers to understand you will have pots and pans etc but it is really up to your parents to claim for what has been lost.

InsideInsurance

As above but I would add a quantity field given you will have multiples of items which are non-unique (plates) but also I'd expect in the first instance to be listing 30 CDs rather than the artist and album name of each one