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Swinton Car Insurance
Hello all, I recently insured my car (9th of Jan) after a few months of my car being off road. I did your usual Meer-Comparing and found the Cheapest and well rounded quote from Swinton. So I bought the insurance, all was well. 11th Jan I had a courtesy call from Swinton who asked if I was happy and then explained all the…
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Advice please, what to do after an accident?
I have posted another thread about how some idiot decided to pull out of a lay-by and do a U turn right in front of my Land Rover causing loads of damage to his car and a bit to mine. I telephoned my insurance company and spent most of a long phone call listening to them trying to persuade me to make a claim for whiplash.…
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moreth>n home insurance
today i have signup for a building and contents insurance with Morethan.com through gocompare. they have provided a home emergency cover up to £200. they also have an upgraded cover which covers up to £1000. other than the limit everything else is same. i am not sure how this is assessed, lets say my heater is not working…
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Warning to forum! QuoteMeHappy. Please be careful!!
Just wanted to warn people of QuoteMeHappy Car Insurance. Please be careful. Just had the worst experience bar-none. The bottom line is, YOU end up doing ALL the work of the insurance company yourself, chasing all the problems and sub-contractors. QuoteMeHappy have NO idea what their contractors are doing, and don't care.…
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Undisclosed car claim
I had a letter today from my current car insurer saying they have been notified of an undisclosed claim dated april 2010, and as a result my insurance premium is being raised by 25%:eek::eek: with immediate effect. I have never been involved in an accident or any sort of claim action. and as I switch insurers regularly I…
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Tesco insurance threatening to cancel insurance due to proof of NCB
Hi all, Apologies if this has already been answered... I have been with Tesco insurance for the past 6 years and have got 5 NCB. Instead of taking the automated renewal quote that they send me in Dec, I checked online and got a cheaper quote from them which was about £200 cheaper, I took this and have already paid two…
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Adrian Flux car insurance debt
Hi guys, I took out car insurance with Adrian Flux, it was around £344 per month. They advised me that I would need a guarantor, I said no problem. I then forgot about this and they terminated my policy with them, 1 month after I took it out, due to having no guarantor. I never provided them with any guarantor details and…
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Change to main driver on car insurance
Our car insurance is in my name with my husband as named driver. It has been like this for over 12 years, with me having a full no claims bounus. We would like to change to my husband being the main driver, as he does the driving now, and i would like to give up driving. What would this mean for the no claims bonus - would…
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Need Advice for my Mum
In 1995 my Mum took out a life insurance plan with Pearl, she was led to believe that if she died before the age of 70 myself and my sister would get a payout, but if she didnt die she would get a payout of £31,000 herself upon reaching 70. She's paid every month without fail. Then at the begining of January she recieved a…
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Confusion over Home Insurance - new policy or not!
Hi. We have just moved to a new house and wanted to stay with our old insurance co. We contacted them to change the address and asked if the contents insurance would alter at all as we were in a slightly larger house. We have been told that this would be a completely new policy and we would have to pay a deposit, have a…
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Dual Insurance??
I got a renewal from my contents Insurance provider in Nov, the cost had gone up, I cancelled my direct debit and took out a new policy at a much lower cost, the old Insurer Esure wrote to me to say if I didnt re-arrange my direct debit my policy would be cancelled, as I wanted my policy cancelled as I has a new provider I…
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Admiral/Albany Claim - Getting Out Help!
I recently had someone drive in to the back of me whilst I was stationary. The guy gave me the details of the insured party and informed me he was a named driver, then promptly left before I could speak to him properly. The address of the insured party also doesnt have any activity, so I am concerned that no one is…
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Advice Please, Private hire taxi car insurance.
This is my first post as I need clear advice on this issue. I added a named driver on my Private hire taxi insurance policy from MCE Insurance for a part time worker I took on over the Christmas period, my premium was adjusted accordingly & the premium rose as I expected by an additional £87 per month taking my monthly…
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Transfer RTA claim- HELP
Hi I had a RTA accident a little while back now and was been dealt with my solicitors. The RTA was on a roundabout where i got sandwiched in the middle. So far the car on the left is blaming the truck on my right and vice versa. I had a witness on the scene and he decided to give a statement in my favor, i thanked the…
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Car hit while parked MY FAULT??
If your car sustains damage while parked and you are not in it and you therefore have no way of knowing who caused it, then why do insurance companies say it a fault claim. Meaning your fault!! Also been told your premium can be affected even if you have fully comp with protected no claims discount. Anyone explain?
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Personal injury claims - what a scam!
Driving home from work last night some idiot decided to pullout of a lay-by and do a U turn right in front of my LandRover. He came off a lot worse fortunately. I telephoned my insurance company and spent about 45 minutes on the phone. Most of that time was taken up with them trying to persuade me to make a claim for…
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Major cash refund from Car Insurance Co.
My son's renewal in Nov came in at £1500. In January, we rang the insurance company and asked them to provide a brand new quote for 12 months. The company tried to obstruct us by saying there would be admin charges and that he'd lose the 2 months NCB that he'd got since the renewal. The new quote came back at £1050!!! We…
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Am I covered?
I booked a holiday to New York for June through a travel agent which is ATOL protected and need to get travel insurance. If I get travel insurance for the week of travel only am I covered if something happens to the hotel/airline/travel agent before the date of departure will I be covered if I purchase insurance now?
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Ongoing home insurance claim - liability?
My property had a leak recently and it was determined that it was coming from the flue / roof. I'm claiming through my insurance. They will cover the internal damage, but the external damage is not covered. To repair internal damage (ceiling etc), the external had to be fixed first. I called a roofer out. I've already…
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Life insurance for unmarried?
Hello Im looking at taking out a life insurance policy for my other half, we are unmarried and have a child. we all live together and have joint mortgage etc but seperate banks. If I took out the policy and the worst happened, would the money come to me to look after our child? or would it go to his next of kin? Any help…