Am I covered?

edited 30 November -1 at 1:00AM in Insurance & Life Assurance
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edited 30 November -1 at 1:00AM in Insurance & Life Assurance
I booked a holiday to New York for June through a travel agent which is ATOL protected and need to get travel insurance. If I get travel insurance for the week of travel only am I covered if something happens to the hotel/airline/travel agent before the date of departure will I be covered if I purchase insurance now?

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