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car insurance cancellation
Hi all, cut a long story short: renewed my insurance over the telephone only to find a much cheaper deal else where, two days later. Cancelled my direct debit, telephoned them and sent a letter to cancel. Didnt think anything of it and went on a couple of week later, when I got back i had a letter demanding a ton of money.…
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Questions to ask before you buy car insurance
Many of us have been stung by extra costs when we want to change or refund our car insurance policy. So i suggest when we are getting quotes, or before we purchase car insurance we ask: 1 / How much refund will be deducted if i need to cancel or change policy during the year (in £ ) 2/ What will the administration fee be…
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Critical Illness Cover from Equitable Life
Hi there, My wife and I have similar unit-linked critical illness cover from Equitable Life taken out in apx. 1997, we are in our late 40s now. I thought, clearly mistakenly, that the premium was fixed for ever. We were surprised to get letters saying that EL will be reducing our level of cover: "for the next 10 years is…
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Providing insurance details to a car insurer for fictional crash
Can anyone help? My mother in law (in her seventies) has had a letter from Admiral Insurance saying that she was in an accident with someone in July. She wasnt. This letter has come out of the blue... She rang and told them she knows nothing about it, but they are insisting she should pass on her insurance details. I have…
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Car insurance - buying a policy in advance
Hi My car insurance is due for renewal in January. As a young (ish) woman am aware that costs will probably rise steeply for me after December 22nd due to this gender equalisation thingy. Being a moneysaver I heeded advice and have been looking around for companies that let you buy 60 days in advance of policy start date.…
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Travel insurance cancellation cover for pregnancy
This week I have booked a holiday for August next year. I would like to buy our travel insurance for the trip but I can't find any policies that will cover me in case I have to cancel if I become pregnant. We are trying at the moment and if I do get pregnant soon the holiday would only be a couple of weeks before the due…
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£3000 excess bill
Any help would be greatly appreciated!! Like a clown i took out car insurance with one call which had a £3000 excess. At the time tbh i was paying more attention to the monthly payments and based on that i took it out. As you may have guess this policy was brokered to xs direct. I had an accident in May which I thought at…
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14 day cooling off period question
Quick question if anyone can help. Sent a renewal for my car insurance from LV (incidently they took the funds a week before renewal which is a bit cheeky). It was renewed last night. I would like to cancel the policy now as I have found a cheaper option. Called LV and asked about a full refund - less one days insurance…
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Advice Please - Free gift card not received
Hi All, I need some advice if possible - I set up a new Sainsburys Pet Insurance Policy on August 30th 2012 - and was promised a £50 gift card within 60 days of opening policy. I didn't receive it so on 5th November I called their customer care team, who said they would look into it and get back to me. They never did. Long…
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Selfish brother
Hi Hate talking like this but here goes. My brother is 64 & a very heavy smoker & drinker has had health probs for yrs & has just come out of hospital still qiute weak. On all kinds of meds & is always about to quit the fags. He is on DLA & a small pension from his former employer & has no life insurance to cover expenses…
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Swiftcover New legislation
I try to log on to my online policy with swiftcover and I am met with "Please take a moment to update your details New legislation means all insurers will no longer be able to consider a person’s gender when preparing their car insurance. Because of this new law, we’re finding out a little more about our customers now so…
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Fighting against outrageous cancellation fees in car Insurance
Hi, I am 29 years old and got my driving license back in 2010. I have clean driving record (no motor conviction, no claim) so far. I took an insurance for my car (5 years old) with "The policy shop" this year for £1600 (with £3000 excess). Yes, I couldn't get anything cheaper than this as I don't have "No Claim Bonus".…
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AxA home insurance auto renewal
watch out for their auto renewal they dont tell you about it just do it and the money even comes out of your bank with an expired bank card!!! they will do a refund but take a £15 fee am not happy :-( watch out
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Can caravan site charge for not using their 'preferred' insurer?
I have a static caravan on an holday park. I have used the insurer they recommend for 3 years. Today i switched to RSA -as it was £25 cheaper and allowed me to pay monthly.. Now the site want £25 for not using their prefered insurer - Willis. Is this even legal in this day and age?
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Non fault car accident & insured third party fire and theft/advice
Hi all, just looking for a little advice Last Thursday a car pulled out straight in front of me from side road on a junction resulting in a non fault collision. I reported it to my insurance company and then on Friday morning was contacted by what i thought was my insurance company. They offered me a replacement vehicle…
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Insurance Issue...!!
hi guys I really really need some quick help here I took out an insurance policy in July, gave them all the correct direct debit details, paid my deposit and went on my way! I noticed in September that payment hadn't left my account, (I work abroad a lot so checking my bank statements isn't something I do often) so I…
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Insurance Mistake
hi guys I really really need some quick help here :( I took out an insurance policy in July, gave them all the correct direct debit details, paid my deposit and went on my way! I noticed in September that payment hadn't left my account, (I work abroad a lot so checking my bank statements isn't something I do often) so I…
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Family Travel Insurance - worldwide(excl US/Canada) insurance for 3 weeks
Wife n 3 kids (1,3,5) require worldwide(excl US/Canada) insurance for 3 weeks - should we go for single trip or annual (probably won't be able to afford a holiday abroad in 2013) ? After a Good policy rather than the cheapest, as I would like to be in a position to look after my family properly in the event of anything…
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need advice on a non-fault accident
I had a car accident on last Saturday that another driver insured by Zurich hit the back of my car resulting the bumper damaged on the passenger side. i just bought the car from a Vauxhall dealer two weeks ago and this accident happened exactly in front the Vauxhall dealer ( i went to their garage for a MOT). some salesman…
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Vacant Property Insurance
I am currently in the position of clearing out my late father's house (who passed away in March this year) - with a view to getting it on the market ASAP. I live 40 miles away from the house so can pop back once or twice a fortnight on average to check post/tidy up etc. With cold weather imminent, I need to have the place…