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Mpi
Hi all, after some advice please ... is MPI worth having? I have just been made redundant and have, thank heavens, managed to find another job. However, pay isn't as good, so I need to drastically cut my spending/keep my outgoings in check. Is is worth me keeping up the payments for MPI? I did look into using it this time,…
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Help with Contents Insurance Claim
A couple of months back we were burgled, during which some of our property was damaged and my mother's jewellery stolen along with a few watches. There was a cash settlement paid out last month for repairs. But we are still waiting for the claim on the stolen jewellery to be settled. The majority of the jewellery stolen…
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Do home insurance companies, come to properties to value them or Check them out??
When getting some new quotes for home insurances, from online compare sites, (or even if we get quotes over the phone) then with the home insurance companies which we choose, then do they send somebody out to come out to visit/view the property? and if the property has huge cracks, in the walls then will they insure us? or…
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Getting contents insurance with a rubber roof
I'm now living in my (owned) 3rd floor flat. Need to sort my contents insurance. Problem is that they are asking me for info on the roof which is rubber. Now I don't need buildings insurance as it's included in my service charge but they are asking me this for the contents insurance quote even though it's an 8 floor…
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Contents Insurance - claiming for new sofa and carpet
Soooo, just need a bit of advice. I've recently totally trashed my carpet in the spare room as along with it my sofa in the living room. I put red hair dye on :( , and guess what, i spilt some on the floor and then I didnt notice that some also went on the sofa when I went downstairs. :mad: I've tried everything to get rid…
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Home Insurance Cancel/Refund
Hello, I was just wondering if anyone has any advice, I applied for Home Insurance on the 27th September and received an automated email thanking me for applying for a policy and I would be contacted by the internet team shortly to confirm my policy, which never happened, I cant use a telephone so after not receiving an…
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Do I pay for repair or claim on car insurance
When I returned to my car after finishing work to go home there was a taxi parked directly in front of other cars parked on the opposite side of the car park which lead to me having less space to me to manouvre out of the parking space. Whilst trying to get out of the space and trying to avoid the taxi I accidentally…
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Help Mortgage Insurance 3xD Wont Pay Out
Hi All, I love this site and have been a long time reader! My wife and I took out separate payment protection insurance to cover our mortgage as advised by a mortgage broker in the event of sickness or unemployment with 3xD when we bought a new house 2 year ago. My wife had a serious illness and needed 6 weeks sick from…
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Level term insurance/ paying off mortgage early
This may be a stupid question but our level term insurance was taken out with out mortgage and due to finish in 2025 with the final repayment. However the mortgage will be paid by the end of 2013. What do we do?? Carry on paying or what??
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House Insurance / Boarding
Hi, I would like to rent a room out to a friend for 4 months. I'm on income support, so will be making sure I inform the relevant people there and also Council Tax. I currently have house insurance (buildings and contents) on the property. Does any body have experience of whether I need to pay extra insurance, and also if…
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April UK Health Insurance
Hi, Has anyone used April UK health insurance? It has been recommended to me by 'active quote', but I have not heard of the company before, so would welcome some feedback about them. Thanks.
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Onequote Direct - Admin Charges Warning !!
Just renewed my car insurance, following a search using the Comparison Sites I ended up going with Onequote Direct as they appeared to be the most competitive. Foolishly I didn't check this company out before committing to purchase. Just looked through my documents and found this paragraph : "Additionally, if we undertake…
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first time buyer - life insurance or mortgage insurance?
Life-term assurance or mortgage life insurance - Which is the best insurance for a 26 year old, single at present, first-time buyer with a £170,000 mortgage over 17 years? He has his dad as guarantor for the mortgage so he needs to protect dad against having to pay in the event of son not being able to, also. Also if dad…
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Lost mobile and Incorrect phone insurance
Ive just lost my phone which is a samsung galaxy s2. I have had insurance with policy admin services for about 3-4 years. I recently phoned them to make sure my insurance was in place and they told me that my insurance was for a blackberry curve 8520. I got rid of this phone a year ago. Would it be terrible of me to change…
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Life insurance for biker
Someone told me that some life insurance companies dont pay out if you die in a bike accident. I'm taking out a new policy and cannot see any mention of this in all the bumf - I did have to confirm that I dont take part in motorcycle sport, which I dont, but it didnt ask about using one on the roads...
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Pay out from suicide?
I'm looking at taking out a life insurance policy and when I was applying, one of the terms said: We wont pay out of you take your own life within the first 12 months of the policy. I thought that no life policies paid out for suicide?
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Contents Insurance only - Leasehold flat
Hello, I Have recently bought my first home, a one bedroom new build flat. Im now looking for an insurance policy that is contents only, as the building insurance is covered by the lease. Can anyone recommend a good insurance company to go with? What are the minimum types of cover I should be looking for? Is additional…
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House insurance policy holder no longer lives here
Hi, here's the situation. My partner and I have recently separated, and he has moved out of the house (which we jointly own), while I am continuing to live here with our teenage son. My partner is the policy holder for the buildings and contents insurance, with myself listed as an occupant. I am wondering if it's ok to let…
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Last Survivor Term Assurance
Hi, I've been looking for online quotes for last survivor (i.e. payable on second death) term assurance. However, I've been unable to track this down despite much searching. Anyone have any ideas of where to look? Many thanks
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Flooded :0(
Our home has been flooded in the awful weather on Saturday :0( just wondering if anyone one here is in the same boat and how they are getting on- we have claimed on our contents insurance for our stuff- we live in rented accommodation so he landlord is dealing with the house. My question really is has anyone had to deal…
