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Life insurance for biker
inch_high
Posts: 179 Forumite
Someone told me that some life insurance companies dont pay out if you die in a bike accident.
I'm taking out a new policy and cannot see any mention of this in all the bumf - I did have to confirm that I dont take part in motorcycle sport, which I dont, but it didnt ask about using one on the roads...
I'm taking out a new policy and cannot see any mention of this in all the bumf - I did have to confirm that I dont take part in motorcycle sport, which I dont, but it didnt ask about using one on the roads...
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Comments
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Not an expert on Life but going through my own applications recently not a single company called it out or asked about it and certainly there is nothing in my policy excluding it.0
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If your not racing and not intending to then you will be fine.
There are no exclusions for being a motorbike riderI am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Its not an issue. Although I have known income protection plans exclude bike accidents if the rider was at fault. Not life assurance though.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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Likewise, I have known some personal accident and travel polices that exclude motorcycle accidents. Some have a cc limit, eg nothing over a 50cc or a 125cc.
Never seen it in Life Assurance though.0
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