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No insurance! Help!
My partner was driving my car today and has been stopped for no insurance. Turns out I overlooked my renewal in March! 6 points on his licence, £200 fine and the car has been impounded. Have bought a policy online and now attempting to get car out asap to avoid more costs from the pound. BUT my partner has cover for…
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Cancelled Insurance?
Hi, Very recently my girlfriend changed her bank account, they informed her they would swap all direct debits over for her so there would be no problems. Last week, she rang her insurance company to tell them she was changing address and they informed her that they had cancelled her policy due to non payment - The guy down…
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Buildings Insurance - Expat with with parents living in UK house
Help please - I am an expat living in the UAE we have 2 houses in the UK one is let so have landlord insurance on that - the other my parents live in and we stay there when we are back in the UK (which isn't that often) - any insurance experts out there that can advise on which type of buildings/contents cover we should…
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help
does anybody know a freephone number for halifax ireland, total mortgage protection. tmpp administration unit PO BOX 53 UXBRIDGE UB8 1WF 0845 601 4718 are the details on my letter, would be most grateful for help as am a novice at this stuff.:(
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Temporary addition to car insurance - non-UK licence holder?
Quick query if anyone can help please? Several years ago, my BIL came home from Oz for a UK visit. Whilst here, MIL added him as a temporary additional driver on her car insurance so he could use her car. He used to live in the UK and still has a valid UK licence, so other than an admin charge and small additional premium,…
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is being a second driver bad thing?
Hello guys. I'm looking for a car insurance now... In my current policy I’m the owner of the car and the policy is in my name and I had my father added to the policy as additional driver. Now the prices have gone up but when I put the policy under my father's name, the price goes down dramatically! I held car insurance for…
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Gap in Car Insurance due to holiday abroad.
Hi all My current car insurance policy is due to expire in July (July 28th,2012) and I am out of UK from the 25th of July,2012 until the 3rd of Sep,2012 and so was thinking of not renewing until Sep (when I get back to the UK) Can i do this without invalidating my 6 years no-claim? Is there a requirement to be continously…
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Bicycle Accident
Hey, I got hit by a taxi last thursday, causing damage to my bike, bag, and the portable hard drive in my bag. I got the bike fixed for just £35. The HDD was worth £80 (2.5" 1 TB I just bought!!) and the bag cost £50 but quite a while ago. I just got called by the taxi company now I'm trying to sort insurance out and they…
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axa sunlife - moneyback plan
hoping someone can advise. i got one of these sunlife moneyback plans ten years ago (2002). I spoke to someone at sunlife in 2009, as the policy is a complete wast of time and wanted to cancel it - it's currently a 15 year plan @ £20 pcm. The advisor said it was silly to cancel at that stage as i'd get nothing back, but if…
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Credit card surcharges on car insurance - illegal?
Hi I thought this was (or had nearly been) outlawed? For example elephant are charging £5.95 to pay the premium by credit card!!! Total rip off. They also charge £17.50 for policy changes such as a change of car. Again profiteering. It does NOT cost them £17.50 to issue a new cert. with a different make, model and reg on…
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Car insurance coming down
Last June my insurance was £714 fully comp for a 2010 Bmw 320 coupe M sport,just had a long chat with Direct Line who had initially advised it had come down to £612,the problem was they did not know i had done my homework and gone on line earlier as a new customer,finally paid £465
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Critical Illness Cover
Hi All, Wondering if anyone can help, i'm in the process of arranging life insurance with critical illness cover, the cover is for £150,000 according to our financial advisor the policy will pay out the full £150,000 if either one of us (two of us covered by the policy) was to get a critical illness. Is this generally the…
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What's worse on car insurance?
Points or an insurance cancellation? My partner has 9 points on his license, and insurance cancelled once for a mix-up where they didn't have the right details down and declared the policy null and void. 6 of the points will be coming off his license this year - will it likely make any difference to how much he's paying?
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Car Insurance Quote
Hi, My car insurance renewal is nearly due and am trying to access the 'quote' button for a comparison of car insurers on this site....i have accessed the links but no quote button. This site didn't used to be so frustrating....all i want is a comparison: is that too much to ask??! Skipster71
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Help! Advice on insurance co. claiming against us...
Hi all, have just had an interesting conversation with the estate agent who sold our house in December last year and hoping anyone with insurance or legal experience might be able to stop me freaking out!! Hope this message is in the right place... The lady that bought our old house has just put it back on the market but…
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Problem with Virgin Travel Insurance
Hi I've just applied online for Virgin Travel insurance, single trip for hubby and myself. The page with the quote summary was a bit confusing, but the amount stated in red at the top was £15.47, and the price at the bottom in red saying Price was £15.47. When I paid for it and got the policy, I'd actually been charged…
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Travel insurance refund
I wonder if anyone can help me with travel insurance problem. My sister has insured my mother for a cruise due in July. She paid around £140 last November. She informed the company of Mum's illness and what medications mum took. Couple weeks ago Mum had heart attack, she is ok Doc's. say mum can still travel and they have…
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NCD question
im looking to renew my car insurance Ive been driving for 29 years without an accident [touch wood !] until now insurance companies have asked about ncd 5+ years but today they are asking up to 20+ yrs ncd, to complicate me even more Aviva have sent the renewal through with only 5 yrs ncd but i had 9 yrs before i went with…
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Could the Euro problems affect insurance?
So, there is a lot in the news lately about the problems in Europe and the Euro generally. Some insurers appear to be underwritten by non UK companies though are FSA registered. What protection does a consumer have if say, they suffer a loss and needed to make a claim which coincided with a collapse of the market. Could a…
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Pregnancy and travel insurance
Hi Please advise if we need to advise our travel insurers before travelling on our holidays ,my partner found out she was pregnant yesterday