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Mortgage Company have signed me up to their home insurance!
Ive recently bought a new house with a new mortgage and specifically remember the conversation I had with the company about home insurance. They still gave me a quote but both the man on the phone and myself knew that I wouldn't be taking it out. Many weeks later after everything is complete I have received a letter saying…
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What are you paying for car insurance?
Just a quick survey to see if I am getting a good deal or ripped off. I'm Male, 29years old, 2 years NCB, driving for 11 years, 3 points on my license, drive a 53 plate Seat Ibiza 1.2, Company Director, Self Employed, Manchester post code, less than 5000 miles a year, parked in a garage overnght: Quote: £957
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Stolen car has turned up after four months
Hi everyone. I am writing on behalf of a friend whose stolen car has turned up after four months. At the time of the theft, my friend reported it to the police and insurance company. After four weeks, the police declared the car to be an unrecovered stolen vehicle and advised that the insurance company should pay out. The…
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Breakdown Cover
My Autoaid breakdown cover is about to expire and I was wondering if there are any deals out there at the moment. I don't mind paying a little more if there are any offers with the RAC or AA. Thanks.
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car insurance not renewing, will we be charged?
Hi guys, We've called up elephant to let them know that we won't be renewing our policy with them (car is sold) and asked them to stop the payment (nearly a grand) from coming out of our bank. They said something about the payment being automatic and gave me the impression that they will not stop it in time. Is there…
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Claiming after a fire
Hi I had a large kitchen fire a couple of weeks ago thankfully no one was hurt. I have been asked to write an inventory of property - I am unsure how to tackle this the electrical things are easy but should I list everything like 6 banannas in the fruit bowl . . . Toothpaste ( bathroom was very smoke damaged) how detailed…
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Elephant Insurance - Cancellation
Hi I've hunted around for an answer to this question, having had no response from an email to Elephant, and the call centre person not knowing. Hoping someone on MSE may be able to help. Elephant are offering me insurance at £800 when the next cheapest is £1300. I am likely to only need the policy for 4-6months, so…
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Writing a policy into a trust
As per my previous post i'm now looking to get life assurance for me and hubby. It says it can be written into a trust so inheritance tax is avoided and payments are quicker is this done automatically? or do i need to do something special to ensure this? I realise this may be a silly question but i'm not too sure what it…
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Car insurance: changing car
In a few weeks we're changing from a BMW to a VW Golf. I have always used the local broker for car insurance. I am under the impression that brokers do not charge the customer, but get commission from whichever insurance firm (?) and search around for the best deal for you (?). After I'd revealed that we do far less miles…
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travel insurance annual policy help?
hi guys i have a family policy which expires in july ..... my daughter is on cover and is going away for 2 weeks herself next month.... Although its a family policy will this cover her travelling alone she is 17... Try to do a quote for her however will not quote unless 18... Help
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Insurance again makes no sense.
19 year old, still has the classic mini, 1 years ncd. Quote in sleepy hollow, £350 for the year, as a student living away from home. Not from who you would expect, the cheapest are the big banks. As a comparison, change the address to the middle of the big town she's at uni in, a place well known for horrific rush hour…
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definition of pre-existing (travel insurance)
Heading off the the states and completely confused Hubby was in hospital twice in 2010 with pancreatiris. One of the 1 in 10 mystery cases (no gallstones found, teetotal so no alcohol etc) Had loads and loads of tests, they 'think' they saw some old ulceration but no further steps were taken and apart from having H-pylori…
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Confused? you will be using comparison sites
Why is the quote on moneysupermarket.com less than half quoted when I click through using the same reference number? Is this moneysupermarkets mistake or a trick by the AA to undercut other insurers. When I contacted the AA they suggested it was not like for like cover. However, when they cut off accidental cover, it was…
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subsidence and insurance
I am hoping someone can offer some advice regarding thissituation I have found myself in. I will try and keep it concise: -bought my house in 2007 (1900 end terrace) with only themortgage valuation survey (first big mistake) -re-mortgaged in 2009 -Both surveys mentioned evidence of movement which was long-standingand…
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Advice on life insurance please.....
Me and hubby purchased our house 5 yrs ago this oct, at the time (and up until 6weeks and 1 day ago:D) i was a smoker. When Nationwide calculated a life policy it was working out to £50 per month :eek: At the time it was another dd we just couldn't afford so didn't bother. (I'm a first time buyer and didn't really have…
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Home Insurance - Sainsbury - Legal Helpline - What tel number?
Can anyone help me. Tried phoning sainsburys legal helpline which comes as part of my home insurance. 0800 206 1968 is the number in my booklet and confirmed by their home emergency out of hours number. The number doesnt exist. I need to contact them tonight but can't find any new number to contact them. Can anyone help in…
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Insurance - procedure after accident
Our works van had a minor collision a few days ago. A motorcyclist came round a blind bend at speed and skidded into the van. The van sustained a deflated tyre, the bike was scratched, the motorcyclist appeared unhurt but was taken to hospital for a check up. The police arrived within minutes, took everyone's details,…
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motor insurance
Hello All, I have just sold my car and cancelled my car insurance. I now drive my partners car as a named driver. I seem to remember hearing somewhere that if one dosen't have motor insurance for some time, you lose your NCB, my NCB is at the maximum and i may want to have my own insurance sometime in the future. Any…
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Motor Car Legal Protection and alternatives
You may find this interesting the next time you are trying to decide if you should have legal protection on your motor insurance. I've decided to try Matthews Guide for my legal protection (£11.99 as of May 2012 p.a.). It's cheaper and seems a whole lot fairer. There are probably others but I don't have time to…
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Home Insurance for students
My daughter is a student and previously we have had specific student insurance for her belongings. She is now moving into a flat with her boyfriend so my question is can they just get ordinary household contents insurance now as I am sure it would be cheaper than the two lots of student insurance.
