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M.E/CFS and Serious Illness/Disability Cover
Hi all! I'm posting as I'm looking to see if anyone has had a similar experience to me with Life Insurance. I've been paying into a policy with Serious Illness and Disability Cover. I've recently been diagnosed with ME and email the provider about this. However, apparently ME isn't covered as they don't consider it a…
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Home insurance claim amount reduced by Adjuster
Hi there, Need help, URGENT!! We had fire in one of our rented properties (flat). Building insurance is with Towergate and Certo Claims are handling the claim for them. They allow us to get the works done after choosing one quote out of the three provided by us. Initially, Certo rep who came in for viewing raised the point…
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Car stolen issues with gap insurance
My car was stolen about 6 weeks ago and my car insurance has paid out.. I bought gap insurance from the car dealer has he told me that it would cover the difference between the car insurance pay off that the finance left.. I have no found out that my gap cover doesn't do that I quote: in the event of a total loss, the…
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Cpp
I was wondering if anyone used a company other than CPP for card and key protection ? I like the idea of key insurance as car keys are expensive to replace and kids lose keys ! Having once lost my keys, the service worked and I got them back ! I also like the idea of 1 number to call to cancel all cards if I lose my…
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Family trip insurance
silly question, i just got a Europe family trip insurance for a year from Virgin, as im the main insured person plus the additional insured (my wife and child) if i decide to dont join them in a trip abroad would they be covered anyway ??? im assume yes lol ,but want be sure! thanx
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Wiser Choice car insurance - any experience?
A quote for this company has come up as very competitive. Reading the blurb it's a division of Europa Group and is specifically aimed at the over forties. I've never come across them before and can't find any information on the net about them. Is anyone here insured with them or ever had to claim whilst insured by them?
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Car Insurnace No Claims Bonus Proof
Advice on Car Insurance no claims bonus, I am due to take a new job with a car allowance and therefore give up my company car. How do I prove No Claims bionus to insurer for the previous 4 years I have had company car. Is it simply to get a letter from current employer to that effect?
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Type of lock for Insurance Quote
I have a new door this year, I think it is this key operated multi point system type, but you can also lift the handle before it locks for added security is that a deadlock?
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Car insurance help
I'm looking for cheap car insurance. I'm 29, female. i had an accident in 2009, a speeding fine and points in 2010. I've had my licence 3 years and only have 1 years NCB. I'm being quoted £1,600 with a £3k excess. Does anyone know where i can look for cheaper quotes. I've tried all the compare sites.
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£200 charge to change surname on diamond insurance
Having just got married, my wife (still sounds so odd!) is going through the motions to change her surname for various documents. Some I accept will be chargeable, like driving license and passport but her car insurance are asking for £200 for the admin!!! So my questions are this: Is that a crazy request? What other…
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Do I need to disclose....
I had an accident in my daughters car and we claimed on her policy. This is completed. My car insurance is due on 27th. Do I need to tell them about the accident? Is it relevant to my policy I have 8yrs Protected NCB.
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Piggybacking?
My husband used to have use of a company van for getting to and from work. I have a company car. And we also share a family car. Up until now the family car has been registered in my name, it's my insurance with my husband as named driver. (I don't make a 'good' passenger - I nag about his positioning on the road and get…
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Leasehold Insurance Requirement
Hi, One of the requirements of the lease on a property we are in the process of purchasing is that the home insurance policy is taken out in the names of the purchaser and the leaseholder. Why would the leaseholder want to be involved with the house insurance? I'd appreciate any comments as to whether this requirement is…
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Income insurance
Hi Looking for some advise if any one knows any providers that provide good income protection insurance. My main problem is I am registered disabled and attend a specialist every few months. Most companies I have looked at state you will not be covered for pre-existing medical conditions especially if u have attended…
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Tesco pet insurance - refusal to pay
Hi, I have been with tesco for approx 4 years. I took out their maximum cover, which is £4,000 per condition. A year ago my dog suffered a prolapsed disc - the bill came to approx £5000, so we put a claim in and tesco paid £4000 back. They have since increased their cover to £7500. Our dog has just suffered a further…
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Tip to reduce your car insurance renewal quote
Got my renewal quote through and phoned Admiral to try and haggle. They asked if the market value of the car was still £3,000 (which is what I paid for it in 2008). Obviously it's not - the car could be replaced for £1,200 tops today, though I told them £1,500 to make sure I was well covered. This reduced my quote by…
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AXA dragging feet
Hello! In February I got run over by a driver when on my bicycle. The driver admitted responsibility, and passed me his insurance details to claim back for my bike, which was completely destroyed. I submitted the claim, with recipes and quotes, now whenever I call them it is still "being processed" and they can't give me a…
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cancellation of lloyds car insurance
having sold my car and not planning on buying a new one i called my insurer lloyds tsb to cancel. I was charged 288 quid for the pleasure. phoned them back today as their due to take the money on the 23rd may to see if they had it right with the amount. the policy was rolled over in december so had six months to run. SHORT…
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Insurance stories with Solar PV fitted?
I'm wondering whether anybody on this forum has experience of applying for home insurance after having solar panels fitted? I'm about to apply for quotes.
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Refusal to pay out on a mortgage cover policy
My friend's brother died in hospital last week aged only 43 after a long illness. He had mortgage protection cover which he had been paying for the last ten years. It has been discovered that because he was so ill towards the end and couldn't keep up with everyday things anymore, the last two month's payments on the policy…
