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Is it count as claim?
Just want to know whether ask help from home emergency or legal assistant cover under home insurance will be counted as a claim?
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un-wanted car insurance
my car insurance policy was cancelled by the provider after my direct debit was not honoured, I then took out a new insurance policy with a new provider which was alot cheaper than my previous policy, my old insurance provider then sent correspondence to me which I did not open as I was no longer a customer, then my old…
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Faults not picked up by surveyor
I had a full house buyers structural survey conducted prior to the purchase of a ground floor maisonette. I have spotted that there is foliage growing from within a rain water pipe, and this should have been picked up in the report (as it has damaged the down pipe). The photo shows the bare branch pointing out from the…
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Inheritance Query ...
Hi, I have used the site before but never been a poster so exscuse all my taking and no giving. This may also be in the wrong place but one of the mods can tend to that ;-) I recently recieved a letter from a company here in Northern Ireland - Ingram Garrett & Schofield who say that they have traced a relative of mine that…
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Holiday home insurance.
We have a static caravan holiday home and have had a bad water leak from the washer. Covered for accidental damage and the insurers have sent a loss adjuster round to take a look. I've got two independent repair assessments and they both agree that the van is worth £12000 but the cost of repairs will exceed this. Also the…
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OneCall Insurance Problems
Hi all, I recently took out insurance with OneCall, paying an £80 deposit with payments by monthly direct debit. The day after my wife reminded me she had 3 points on her licence, and so I contacted them immediately to add the 3 points to our details. Twelve days later they sent a letter increasing the premium by 25%…
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How do you choose a Car Insurer?
Recently received my renewal - £246. I then followed Martin's search process ( the first bit at least) and the cheapest is £151 and there are lots of other well known insurers with offers in the gap between 151 and 246. The 246 is fairly basic insurance - superficially the 151 provides the same. There are companies who…
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Insurance terminology - Cancellation v Lapse
I know it's very simple for us in the trade, but I see so many posts here where there is confusion. Cancellation is deemed to be mid term - and you could be liable for cancellation fees. Lapse is saying I don't want to renew with you, so please let it expire. And make sure you tell them to not take the automatic renewal…
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Car Insurance Cancellation Charges
Anyone have experience of cancelling a car insurance policy which was being paid for monthly? I just cancelled my policy because I bought a new car - assumed I would have to pay a cancellation/admin fee but that would be that. Now I'm being told that the "additional options" I purchased with my policy (rescue, enhanced…
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FirstAssist/Halifax 50+ Accident Cover
Hi All I'm a bit new to this so bear with me (hope i'm posting in the right place)! I was at my mums a few weeks ago when a converstation came up about how it had come to light that she'd been paying for Accident cover through her building society (halifax) and she hadn't realised. The only reason it had come to light is…
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Home insurance
Hi all I have just had a few problems with my roof fixed few loose slates rebedded and some pointing done. The roofer said this will be fine for a while but the roof needs replacing soon as it is old and slightly 'twisted'. So I'm thinking of a new roof around £2500 sadly but someone has mentioned phoning my insurers up…
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Narrow boat holiday insurance
Hi all, My wife, two babies, and I are going on a narrowboat holiday in the UK next week. I assume it would be best to have some form of travel insurance, in case of loss of possessions, injuries, hishaps with the boat or otherwise, etc. Would a "normal" travel insurance policy cover a holiday on a narrowboat? Can anyone…
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Hit by a cyclist, but apparently it's my fault?
I pulled up to a red light at a junction in the lane to turn right. The traffic light had the normal green light and a right turn arrow green light as well. The lights changed and both green lights lit so I started to pull across the junction, as I get half way across the other side of the road a cyclist coming from the…
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Please help with car insurance
Hi everyone. My car insurance was up for renewal today, and I rang my insurer last week to quote me for renewal (Im with kwik fit) First of all they ask for my postcode (I changed address with tem last month yet they have no record of it) so I give them my old postcode and change my address. Next the lady tells me my new…
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LV car breakdown terms question
hello guys i was shopping around for car insurance and got the cheapest one with Liverpool Victoria (LV). There is an option for roadside breakdown and I chose UK Recovery package so they take me home if the car is not fixed at the roadside. but after reading thier terms and stuff, i became a bit suspecious about this:…
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Cooperative Young Driver Insurance
I recently took out car insurance with the cooperative young driver insurance when i purchased my new car. one of the questions i was asked was if i had previously had insurance with them. on my previous car i had insurance from cover box with the cooperative being the insurers. they claim that they were only the…
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UK Car Insurance that includes Fully Comp in EU???
Having lived & worked in France for 10 years, where I drove my French car and insured it with a few different French companies over that time, I had fully comp cover automatically within the policy cost for driving that car in all EU countries, including the UK, without the need for a Green Card. I believe that is the…
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Tips for when buying Iphone Insurance
I have recently purchased PYB (Protect Your Bubble) Iphone insurance. I found this process a challenge as there are so many mixed reviews out there. My biggest pieces are advice are: READ the T&C's - So many of the reviews are from people unhappy they didnt get a claim payout but I bet many didnt read the T&C's fully to…
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Hit by Virgin Media van, they now say he was at home asleep.
Help needed please, a bit of a long story... A few weeks ago my husband, me and one friend were travelling in Luton (we are from Suffolk). When on a roundabout a car changed lanes in front of us and my husband had to do a emergency break, behind us was a white ford transit van who then went into the back of us, he was…
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Help wanted with contents for rented home please
Hi, I am moving out of my house and am worried about having money taken out of my deposit for any accidental damage whilst the move is happening. Can I get cover for the short period of time during the move period to avoid the risk of damaged floors, woodwork, whatever, coming out of my deposit? I don't really want…
