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Do insurance compannies always check??
Has anyone in this situation been lucky / unlucky????
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MSE News: Jobless get walloped when buying insurance
"The unemployed are sometimes charged over five times more for their insurance than those in work ..." Read the full story: Jobless get walloped when buying insurance
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Personal Injury Claim after road accident
I don't want to involve my insurers and end up loosing my unprotected no claims and making my premium shoot up.
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Life cover and critical illness cover
My current policy started in April 2009. These are the details: £130,000 of life cover £80,000 of critical illness cover 21-year plan - ending in 2030 The premium is £35.30. I am a non-smoker and I am 35 years old. When I took out the policy, my mortgage was £130,000. It is now just under £100,000. I am single and have no…
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UK Travel Insurance with Insure and Go
Hi everyone, My family and I are flying to Northern Ireland from England in June for a weekend and I need to sort out some basic travel insurance. I've done some quotes on the various comparison sites and it's coming up at about £2.50 for the 3 of us (2 adults and 1 toddler). The most appropriate quote for us is Insure and…
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Protected No Claims
Hello Money savers! I'm shopping around for new car insurance, I've found a much better deal with the RAC, the price is cheaper than my current quote and add the use of topcashback it gets cheaper by another 70 quid! There is the option to pay for no claim bonus protection, I have 8 years, its another 80 quid is it worth…
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Halifax Car Insurance Cancellation
Hi there, Unfortunately I was unable to make payment for my car insurance policy, and a gap as little as 3-4 days, has meant they cannot reinstate the policy, and I apparently owe them £1300, because a claim is still open and has been settled as 'at fault.' I made the claim, when I crashed, and payed full excess of £700,…
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Thinking of Getting A Different Car - Insurance Groups?
Hi Is there any way of knowing how much insurance cover will go up if I change my car and the insurance group goes from a 5 to a 7/8 - I imagine not, but thought I'd ask Cheers Ms C x
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Do I keep my no claims if.....
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Pathetic Aviva Scrape the Barrel
Aviva Scrape the Barrel The recent case of Yeates -v- Aviva reported 15/5/2012 shows the depths an insurer will go to avoid paying out a genuine loss. In June 2007 the claimant suffered a substantial flood loss when a river burst its banks. The claimant formed a company called Pro Man Restorations Ltd to project manage the…
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Mortgage Protection Insurance payouts - are they taxable?
My husband and I have both been made redundant in the last 12 months. We have 2 separate MPPI policies, which we've both claimed on. I'm just in the process of renewing our tax credits and wondering if the monthly insurance payments are classed as a taxable income? We've paid our monthly premiums using taxable income…
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Question about life assurance waiver
Evening everyone, Hoping one of you kind people can help me! Just received the paperwork through for my husband's life assurance policy that we recently took out whilst applying for a mortgage with a broker. There is a special condition on the last page saying 'subscription waiver will not be payable in respect of any…
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50/50 split liability with inaccuracte policy details
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Car insurance cancellation nightmare...
Bit of a long story, but hopefully you'll bare with me... So back in January I changed the car on my Coverbox insurance policy to a Daewoo, I did some searching on-line and found some very cheap premium prices that i would be happy with. I rung Coverbox to change the car details over, payed a small fee, as you do..They…
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Home Insurance Nightmare!!!!!!
Hi all Please can someone advise me? This may take some time! I burgled nearly 2 weeks ago. They took everything they could! My insurance company (after days of not responding to my claim request!) finally got in touch with me. I explained that a bedroom window at the front of the house was left slightly open, and back…
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Bike/Car/Motor Insurance renewal saving tip
Although my recent experience was regards motorbike insurance through Carol Nash, I presume this tip could help anyone regards bike/car/motor insurance renewal. I recently had my bike insurance renewal notice through the post. Much the same price as last year, but thought hey, it should have maybe come down a bit,an extra…
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Victim of car insurance scam?
hi to all! a friend paid just under £1400 over 2 payments to a car insurance scam. The payments were direct debit from her bank account. On discovering that she had been the victim of a scam she had the payments stopped. Obvious question really, is there any way that she could get her money back? many thanks.
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uncertain times
dear all I am new to this so I hope to explain myself clearly enough. I work for a large charity however we live in an uncertain times, our area budget has got a huge black hole and walls speak. even though we have not been told anything, i fear there will be some re-organisation soon and jobs will go. This is just…
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Age Concern and Age UK - not necessarily the same.
Today I spent some time trying to get a good price for my elderly aunt's car insurance. My aunt said she was insured with Age Concern. I went on the internet, did a search for Age Concern, was directed to the site which said "Age Concern and Help the Aged are now Age UK". I contacted the insurance department by phone and…
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Buildings insurance
Hi, We have recently submitted a claim to our buildings insurer. We had an ariel come down from our chimney damaging the chimney in the process resulting in water ingress and additional damage occurring within the house as a result of this. We put in a claim under storm damage which we are covered for. They requested we…