Help! Advice on insurance co. claiming against us...

charl09

Hi all, have just had an interesting conversation with the estate agent who sold our house in December last year and hoping anyone with insurance or legal experience might be able to stop me freaking out!! Hope this message is in the right place...

The lady that bought our old house has just put it back on the market but during the few months she has lived there she had a flood from the downstairs toilet. It turned out that there was a faulty or incorrectly fitted valve on the loo and this caused a flood which resulted in her claiming on her insurance and them paying up. The estate agent has been asked to pass on our details to the insurers solicitors in the hope that they can reclaim from us/our plumbers. I must add that the house was a complete renovation project for us and we had a few different plumbers as well as doing part of the work ourselves. I don't actually know who fitted the valve - I think it was likely that it was us but I can't say for sure. So - anyone know if the new owner's insurers can claim against us. We're off on holiday at the weekend and I'm panicking about a potential law suit!

Many thanks in advance

InsideInsurance

Caveat emptor

Dont worry, I would be HIGHLY surprised if you received anything and even if you did it would 99% most likely be from their insurers and not solicitors.

If you do, and in my opinion only if you do, then have a word with the solicitor that handled the sale for you to to double check the contract etc but it is very much a case of caveat emptor (buyer beware - or more accurately its the buyers responsibility to make sure its all ok before buying not your job to).

If you dont know the solicitors or they want too much money for the advice then check if you have legal expenses on your current Home policy, if you do then you almost certainly have a free legal advice line as part of that and you can call them up for professional advice.

charl09

Thanks InsideInsurance, that has put my mind at rest a little!

The agent has now emailed me the letter which is definitely from the insurer's solicitor and states that they are hoping to 'seek a recovery from a third party who may be responsible'. Will call the solicitor that dealt with the sale this afternoon, and for now I'm trying to dig out the contracts.

Thanks again.