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27 years driving lost No Claims Bonus!
I've been out of the country for 3+ years driving on my own insurance in the US. Just came back to the UK and my previous NCB here isn't recognized (over 2 years not insured here). Is there anyway I can get the brokers to recognize that I'm a low risk safe driver with over 10 years NCB in both countries? The quotes I'm…
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Car Insurance - Maintaining No Claims Discount
Having recently retired, I find that our two cars (mine and the wife's) are not really getting the use that justifies all the cost. Since my wife's car is the younger / better, I was thinking of ditching mine. We currently both have separate insurance policies (each named on the other's as second driver), and we both have…
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Insuring a visitor from overseas for driving
My son in law is coming to visit from the Czech Republic. I cant seem to find standalone car insurance that i can pay for as i dont want him to pay. Does anyone know of a way of insuring a car for him please.
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insurance accident settlement?
My daughter, and sister (driver) where involved in a 3 car collision a couple of weeks ago, a car hit the rear of my sisters car (stationary at the time) sending her into the back of the car in front (stationary at the time) which was behind a car waiting to turn right. This resulted in my sisters car being a write off.…
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"civil liability insurance"?
My daughter who is 21 has been offered an internship for three months in Alcudia. She will be working in a hotel as a waitress etc. The organiser of the scheme has asked for photocopies of a her cover for "civil liability". I have spoken to her travel insurance provider and amended the travel policy to cover the three…
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Help needed...Mis-sold?
Hi just after a bit of advice on behalf of my parents...after searching the web I still cannot find an answer. About 15 years ago my step dad took out a buy to let mortgage with HSBC. At the time he was single with no dependents, however he was sold mortgage insurance. Was this really needed? He has been paying £57 a month…
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Travel insurance for voluntary manual work in Egypt
As the title mentions, I am off to Egypt for a 30-day voluntary work in an archaeological dig. I am also a university student. What travel insurance should I get? Any recommendations? What are some deals out there that could cover me? I have noticed that most deals do not cover manual work. Thanks in advance Age: 32, no…
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Quick question plz re: rewnewing insurance
Hi, I had an fault accident last year on my husbands car. I was a named driver on his policy. Our car rewnewal is in a month and I just need to ask when looking for a quote do i add the accident under his name as it was his policy or do i add it under my name because I was driving. thanks
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Albany Assistance - Steer clear
After being involved in an accident where I was hit from behind my insurance company (swiftcover) put me in touch with Albany Assistance for a courtesy car. When I received my own vehicle back after being repaired I contacted my insurance co to let them know the hire car was no longer required. This was Friday afternoon, I…
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Is not locking my room in a Multiple Occupancy Home negligence?
Hi, I tried to make a claim for a stolen smartphone against the insurance company CPP, but it was declined on the ground that it was caused by my negligence. So I'd like to get some advice on this. This is what happened, I'm a tenant in a multiple occupancy home, there's a communal shower room 4 metres away from my room, I…
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Moving house 1 month after Car Insurance Renewal
I know I'm moving house 5 weeks after my car insurance is due. I'm finding it very hard to make a decision on which insurer to pick. Presumably my whole quote will be recalculated when I provide a new address. I have done a search at both addresses and have chosen a few insurers that come close to the top of the list for…
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Should I report an accident
I have just had an accident. Not my fault. If I am sure that the other driver will pay for the repair am I legally required to report the incident to my insurer anyway?
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Challenging loss adjusters settlement?
Dear MSE forumites, I am hoping I will get some sound advice from you regarding our insurance claim. Sadly we were burgled a couple of weeks ago. Among the items that were stolen were a camera and a camcorder. The camera in its day was around £185-200 when bought. The Camcorder cost around £650-700. The camcorder was top…
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Can I insure a refurbished iPhone 4?
I recently bought a refurbished iPhone 4 from the Carphone Warehouse. Will I be able to insure and if so, where would you suggest? TIA Hopeless
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20+ year old life assurance??
hi all, in 1989 I took out a life policy with Pearl Assurance (least I think it was a life policy, but it's been so long it might have been a 20yr policy or whatever!) anyway, I stopped paying it years ago and i've moved a couple of times so don't have any paperwork or details. I'd forgotten all about it till a couple of…
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Breakdown cover Options help
Hello, i have searched the threads and haven't found anything specific to my query. I am looking to get breakdown cover and have read through Martins bits on the BD page and i have narrowed it down to AA, RAC ( I know many peeps with :mad: with that) but they do have the cover i think i need. the issue is which do i go for…
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Barn Conversion - Home insurance
Hi all, just wondering if anybody has a barn conversion and which companies you use, are they a specialist or do the normal firms cover these as well?
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Travel or health insurance for holiday in Egypt?
Dear all I am going to Egypt for a month soon. I have booked a flight with BMI (British Midland Airways) and I do not think that bookings include travel insurance. Since I am going away for so long I also need health insurance. Do I need both? If I only buy travel insurance, does it cover health issues as well? Not sure…
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Travel insurance?
Ok got my holiday booked just wondering if anybody has recommendations for insurance company. Ive done the search with Money supermarket and all the prices seem cheap so just need some recommendations or steer clear away form companys. Mike
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LG life insurance
Hi everyone, I’m a little confused so please help if you can. Me and my partner took out joint cover for decreasing term life insuranceand CIC almost 2 years ago. At the time we took out the policy we were non-smokers. We got accepted with no problems and have been paying every month ever since. Sadly we have recently…
