-
Car insurance claim
Hi everyone Someone has hit the wife's car this morning, wife had parked car, returned to see some popping a note on screen to leave details. They had clipped the rear wing, dented wheel arch and they must have hit tyre as well. Wife has details of other person And their insurance details I know we need to let our…
-
Home insurance and valuables limit
Following a recent robbery at our home, over £40k worth of items were stolen, most in jewellery. Despite the fact that our contents cover was upto £30k ish, we have now been told that due to a valuable items clause in our policy with Co-Op Insurance, most of that jewellery value, though valid and confirmed by an…
-
CHEAPER insurance if you are 50+
This is probably the wrong place for this so please Mods, feel free to move it. Hi all. Couldn't find this mentioned elswhere so here goes. I drive a pretty quick Primera GT and have managed to keep my premium around the £100 mark every year but this year premiums are definitely higher. Finally had to settle on Saga at…
-
car insurance?
Hi, Was hoping someone out there can help with my long and complicated story. Went to vauxhall to buy a car for my son but could not get their interest free credit deal as it is with santander and my husband has adverse credit with them. My sons aunt said that she would act as guarantor for him but they said that he was…
-
Insure a non-existent pet for cashback
Is it legal to take out insurance for a pet that does not exist? Greasy palm give £60 cashback on new pet insurance policies with More Than. The cheapest policy I can find is for a cat, non pedigree, about three years old who has been neutered is £51.62. I do not own a cat so will never make a claim, but if I insure the…
-
Travel Insurance - Rented accommodation limit
Hi all, I will be staying in rented accommodation for two months in the USA this summer. As part of my rental aggreement, I must have liability insurance for at least $300,000 (about £200,000) for rented accommodation. Of course I could purchase from their "preferred" provider in the USA, but the costs are quite high. I'd…
-
Subsidence claim for out building, negligence?
I built a new garage at the end of the garden 4 years ago. I had a chartered architect design it at the same time he designed a two story extension on my house. I carried out the work and dug the foundations for the garage to the same depth as the extension 1m. The drawing for the garage said dig to suit ground conditions…
-
A lesson learned about bike insurance
I've leaned a lesson, and I hope this helps others. I changed my motorbike this week and rang my insurance broker, Swinton Bikes, to get the bike changed. They charged me a staggering £183 for the remaining 6 months. I was told this was because I was moving from a 600cc bike to a 1200cc bike, and also based on the claims…
-
Car Insurance Monthly Payments...
Hello all, Just wanted to vent a little and find out if anyone is/has been in the same situation. Recently got a quote for car insurance and was pleased with the price quoted online. I phone up to confirm all details and take them up on the offer... I wanted to pay monthly, mainly because it means I don't have to fork out…
-
Courtesy car - insurance
Hi all, I am currently driving a courtesy car provided by Sandicliffe whilst they repair a used car that I purchased from them at the beginning of March which turns out to have had a blown head gasket. Unfortunately, a woman ran into the back of the courtesy car last night and did very minimal damage to the exterior. I…
-
Car Insurance Quote - Do I have to declare Windscreen cracks?
Coming up for renewal and wondered if I needed to declare any windscreen claims? I've been told I don't but I need some confirmation please? Curerently with Swiftcover and have been told I had two options with Windscreen claims: 1. Register the claim, pay the excess and forfeit a years worth of NCD 2. Protect the NCD and…
-
Company Car Insurance- does it affect private?
My boyfriend has been asked to drive the vans at his place of work. Before he agrees to this, he'd like to know something. If he was to have an accident in the company van, would this affect his own private car insurance?
-
Car insuarance now wants to charge me extra after 5 months
Hi, I have my policy with Admiral for past few years although during this period i did not have my car insured for few periods as i was not driving. Anyways to get to point i have been on my policy now for 5 months and i got an email saying they will charge me a further 323.30 pounds due to a undisclosed non fault incident…
-
Tesco Car Insurance problem
At the beginning of May I was stopped by Hertfordshire Police for not having car insurance. I told the officer that this was a mistake as I had only just renewed it with Tesco. He rang Tesco only to be told that my insurance had been cancelled due to non payment. My car was impounded and I had to make my own way home. I…
-
Travel insurance for hospital workers
Dear all I have a job in New Zealand working as a doctor for one year. I'm trying to sort out travel insurance. I have been declined insurance by AXA and direct insurance on the basis that I'll be working in a hospital. Have also tried Wesleyan but a quick look at their website shows single trip only available up to 120…
-
Shower Tray Claim refused
Hi There, I hope someone can offer some advice here. We bought a house around 18 months ago that had been extended to include a downstairs bathroom. This has a 1600x800 resin shower tray which has develped a large 30cm crack from one edge, directly under where people normally stand. This in turn has caused water to seep…
-
Mis-sold Scottish Widows Level Term Assurance
I'm really looking for advice before I start a complaint formally with Lloyds TSB about what I believe is the mis-selling of a Scottish Widows Level Term Assurance Plan. Back in September 2004 I was invited to a financial review at a branch with my partner. We wanted to consolidate our existing debts that we had with…
-
Car insurance (who does the claim go against)
Wondering if someone can help..... Back in Dec 2010 I had an accident in our car. The policy was in my wife's name, and I was driving. As it was 'her' policy she made the claim. My question is, when on comparison websites for car insurance, who does the accident or claim go against, when answering the question..."Any…
-
Money Supermarket - not so super
Martin's Money Tips recommends Money Supermarket. But when I got a price comparison today for house insurance, I was shortly afterwards phoned by someone from an insurance company touting for trade. He had obviously been given my phone number by Money Supermarket - which I had not asked them to do. So beware of using price…
-
Building Insurance/legal expenses cover
Hi, I'd like to know what 'legal expenses cover' actually means and what it covers. I'm looking for Building Insurance only and am anticipating a potential dispute with my neighbour who has his shed on the corner of the access path to my garden - making it impossible for me to stay on the access path and means that as I…
