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Car radio pinched motobility is it covered???
Hi And thank you for reading this, last night my sisters car (Motobility) was broken into:mad: (smashed drivers door window) and the radio pinched..:mad::mad: contacted the Insurance this morning and was told that its not covered..:mad::mad: On reading the insurance details it state all internal equipment is covered...:(:(…
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Pet Insurance for pre existing condition
Hello we've recently rehomed a dog. when she was spayed she needed a transfusion as her blood was slow to clot. i'm now worried that we won't be able to get insurance cover. any advice appreciated!
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anyone have M&S House Insurance?
who are the underwriters? I've scanned quickly the policy and it says it covers a single item of up to £10k is that correct? Thinking of jewellery like engagement/ wedding rings which are over £1k and some online places need to quote items above £1k
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Can I take out home contents cover if I'm not on the tenancy agreement?
Me and my girlfriend rent a house with another couple. The other couple are on the tenancy agreement but we are not, purely for the reason that the management company wanted £60 per name added to it. Will my stuff be covered if I'm not on the tenancy agreement? Do all 4 of us need to be named policyholders? On a side note,…
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help.. filled in insurance form wrong
hi can anyone help i filled in an insurance online for my partner and paid for it they have now emailed me and said i never told them he had an accident 3 years ago which i never knew about. i only did this a week ago can i cancel it and get my money back or am i in trouble for filling in the form wrong thanks
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Can I have two seperate car insurance policies?
I currently have a Vectra, policy is in my name with my husband as a named driver. Im a few days away from putting my Clio back on the road so I can drive myself to work and back. Can I have two policies in my name? Tried Admiral Multicar but as DH has a motoring conviction it won't accept us :mad: Whats the cheapest way…
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FSA - quick query
We've heard of them fining companies for millions for mis-selling, or not handling their procedures correctly. As a matter of interest, who does the fine payment go to? Now FSA admits they screwed up on monitoring RBS, will they get fined? if so, who will get the money?
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Vanderlism causing write offs
Help Help! Any advice gratefully received. My 19 year old son parked my car in a car park with cameras on Friday night. It was only parked for about an hour and a half and was kicked forcefully on both sides and at the back, leaving huge dents and damage which means it will most definitely cause it to be a write off. My…
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Sneaky First Direct silently raising car ins excesses!
Unscrupulous thieves. Partner just got renewal notice though- same price as previous year, so she was about to not bother comparing with other providers. She just happened to notice the excess looked quite high - compared with the previous year and found they'd put her excess up without asking and without any mention of…
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Compensation claim
I was recently in an accident and suffered whiplash I informed the insurance company dealing with my claim and they offered £1000 which after 2 days of pain seemed reasonable so I verbally accepted and they agreed to confirm their offer in writing. Everyone including my husband said I should hold out because my injuries…
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Insurance advice needed - mortgage, income
I am just about to take out a mortgage for £150,000 and the lender is pushing their insurance products. Whilst I am under no obligation to take out THEIR policies, I believe (??) I still need to cover/protect myself & my partner. My circumstances: > Purchasing a 2nd property on a remortgage over 15 years, taking out…
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Premium Increased
My Wife was contacted by RAC Insurance recently advising that her premium was being increased by £17/yr. The letter indicated that there was a claim on her policy for recovery of costs, something that she did not know anything about. After a very lengthy call with RAC it turns out that the increase is as a result of a…
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3rd party motor claim - Computer says No
Briefly, my claim has been refused. I was involved in an incident where the car in front of me stopped at a junction blocking my way. The passenger got out approached my car and asked for directions. Distracted, my wife was talking to him when he grabbed through the window and snatched her bag. She screamed, I jumped out…
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Harveys Care & Protection
Hi, We purchased a side board and table and chairs from Harveys some 18 months ago. At the time we paid £90 to protect the side board and chairs for 3 years. We were told that the care and protection plan would cover manufacturing defects, accidental damage (although this may be limited to one claim) and pet accidents. We…
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Nightmare Insurance Claim
Hi All, I just wondered if anyone has had any dealings with Minster Law in relation to Motor Insurance Claims? My husband and his co-workers were rear-ended in their work van about 14 months ago by a woman who just drove off after they helped fix her front bumper back on! They were lucky enough to get her reg number and…
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Why is my new address "unacceptable" to KGM?
Hi. Am moving house. Rang up the broker One Quote to inform them and get a quote for a new policy. Then like a bolt out of the blue - I was told my new address was "unacceptable" to the underwriters - KGM. I was rather unhappy to say the least. To add insult to injury I'm having to pay them £72 to cancel!! (£35 admin plus…
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Car Insurance No Claims Help
Hello, A colleague of mine moved to the uk in june of this year. prior to moving to the uk he had lived in italy and had car insurance in italy. since moving to the uk he has had difficulty in getting car insurance as no insurers seem to want to accept the no claims certificate issued by his italian insurer. the document…
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Car accident & insurance.
Hi All, On 5th October I had a small accident, just few scratches on my and some lady's car. She pulled out the car on the roundabout. The problem is she blamed me so my case is in the third party company. But it is not a problem. After a few months, on 5th December, I sold my car and I did first mistake. I cancelled my…
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SAGA Dirty Tricks Car Insurance Fees
I've just sold my car mid term of my car insurance and they are charging me £50 for administration fees to cancel the policy!! I know they probably told me about the charges etc in the paperwork and over the phone when I rang them to start the policy but I feel this is a covert dirty trick that the underwriters have…
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Expat insurance
Ten years ago my husband and I took out insurance as expats. It was for a fixed term of ten years and we are now looking for more insurance Ten years ago we were informed by IFA that only Friends Provident would cover expats. Before the ten years were up, we contacted Friends Provident to say we would like to continue with…