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Being accused of fronting.
mypolicy.co.uk have given me a decent quote. After calling them up and attempting to purchase the policy I was told that they wouldn't insure our car. It's an 09 1Series BMW that we bought last year. The car is used by my Mum most days to travel to work, occasional on-call (she's a nurse) and general use. I'm 32, but…
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Life Insurance, Repayment Protection on Mortgage
Hi, hope someone can advise on points below: I have a mortgage and did take out Life Insurance and Repayment Protection in 1999. I paid these 2 extras until autumn 2010 and then stopped as I was advised to do so due to my financial difficulties at the time. I had moved back from abroad and had no job and was trying…
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Life insurance help please :)
i am after some help to do with the life insurance me and my partner took out in 2009, we took it with nationwide, and pay £4.48 for me and £7.22 for my partner, and we now think our insurance isn't very good, and we want to swap. We got it out because we have a daughter. the terms are: nothing will be payed out before…
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Car insurance renewal - after minor scrape, no claim
My wife had a minor bump reversing into someone in a car park. We told the insurance in case the other driver claimed against us. We decided not to claim ourselves as it was cheaper to repair ourselves than pay the excess. Now it is time for renewal. Do we need to declare this as an accident even though we didn't claim? We…
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Other party disputing claim
My husband had a car accident a few months ago. He had pulled over and parked up at the side of the road to check something. As he was leaning over to look in the glove compartment another car came around the bend behind him and ran into the back of his vehicle. We thought it would be straightforward claim. Vehicle hit…
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Mortgage payment insurance for unemployed?
Three of us a going in on a mortgage together (a single person and a couple). One half off the couple is unemployed with sporadic income (but some savings that could cover payments in the short term if all income is lost). The employed half of the couple could conceivably cover payments too. How should deal with this in…
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Help new shower has brought down the kitchen ceiling
Can anyone advise the best course of action for me. I have just had a full new bathroom fitted and the kitchen ceiling has come down!!!! The plumber used a flexi pipe fitting under the shower which leaked where the flexi part meets the solid plastic part. The plumber is time served and a friend doing a freebie for me so I…
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Insurance letter what are they after?
Hi I hit a pothole which caused about £240 amount of damage. I contacted local council they passed me on to their insurance firm. The last letter from their insurance company said they admit liability in relation to breach of statutory duty. but reserve position on causation and contributory negligence. They want to know…
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Car insurance help needed
Hi, I was wondering if anyone could help me. I've been driving for 7 years now and have 7 years unprotected NCD. I'm due for renewal in November and the quotes I've been getting are astronomical. When I first passed my test as a 21 year old my insurance was £1100 on an 8 year old ford ka. The lowest quote/ renewal I ever…
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Contents Insurance....Is it really worth it?
Had a nightmare weekend so I'll cut the story down as much as possible....... Saturday (broad daylight) my wife and I decided to go to a country park that we have been to many many times before. We park up, leave a bag in the boot (you can all see what's coming can't you!) and wonder off. We return 45 minutes later to find…
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unemployed and car insurance £80 dearer!
My hubby phoned up his car insurance company to get a better deal on his insurance. He has been with them 12 years and was put through to the loyalty department! While looking into his account they asked if he was still in the same employment, he mentioned that he is unemployed and seeking work, they promptly added £80 to…
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Short term bike insurance
My son is looking to sell his 125 scooter as he gets his car next week. The bike is insured up to next Monday (he gets the car on Tuesday) but obviously if it doesn't sell by then we'll need to insure it. I've read that a lot of bike insurers will charge you 60% of the annual premium even if you cancel after a couple of…
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Question about high value items on contents insurance.
What is considered to be a high value item and do I have to declare everything? My OH has given me a list of stuff he wants to be covered on the contents insurance, eg snowboard - £600, fishing equipment - £1000, piano - £500. He's got 2 bikes worth £400 and £1500 and I presume these need to be on the policy as well as my…
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Please Delete.
Edit: Nevermind!
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Equine Insurance - Claim Declined, HELP
:( :(:(:( Can anybody point me to where I might find sample letters to appeal against a declined insurance claim? After weeks/months of trying to contact Insurance providers E&L, I eventually succeeded only to be told that our claim had been disputed and that a letter/email, had been sent over 2 months ago outlining the…
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No claims question
We currently have two cars one which is quite high on insurance and obviously about to get much higher when it comes up for renewal in January, and a small car which is less obviously but has gone up from approx £27 per month to £50+ per month. We have 8 years no claims on the bigger car but only 1 on the small one. We are…
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Life Insurance- No Beneficiary Named
My dad died recently and although there was a small amount of life insurance, there was no named beneficiary. Does this need to go to my mum or could it go to me or my brother, with my mum's agreement? We are not dependant children. Thanks.
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Car insurance for young drivers. Help!!!
This is a bit of a nightmare. I'm looking for insurance for my son who takes his test this week. Presuming he passes, he'll be looking for a car (Corsa/Fiesta or similar). He's working but on a low wage and the quotes we are getting are £3.5k + (we even had a £11k quote!!). Does anyone have any suggestions on how to keep…
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travel insurance for the uk
can anyone help.. can you get cancellation insurance that covers bad weather IE:snow, for a 3 day trip in the uk. booked a treat for new year and thinking about the weather etc..
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Axa Home Contents insurance question
I am at my home contents renewal time which is due at the end of the month and having done the comparison sites, I've got a quote that is a lot cheaper than my existing renewal but thought I'd ask whether it is actually worth changing company. Current contents insurance is with Hiscox with £65k cover plus £20k of valuables…
