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Sexist Insurance Company
Hi, I just wanted to have a bit of a rant about a Life Insurance Policy I recently took out with PruProtect. It's life insurance on 'my mortgage' for 'my house' that 'I own'. I'm not one for womens rights and all that but after taking out this insurance which covers myself and my partner who moved in with me 6 years ago,…
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House Insurance Claims
I am currently going through a house insurance claim for water damage. I've been in touch with my insurer who sent out a loss adjuster, they advised me my options on getting the work done. The options were to use their own builder, get my own builder or to have a cash settlement based on the amount of damage. I opted to…
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aviva - complained and received very rude call
Hi all, I complained to Aviva because of a few issues, firstly they kept on sending me letters to send them my NCD proof ( was with Aviva from June 2010-June 2011) so when i renwed my policy earlier this year as i was surprised as they were my previous insurer. When i initially joined them i was able to get them proof of…
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Car accident - not my fault! Why should I have to pay
Hi there, I'm new to this place, and I also don't have the time to be looking at all the threads so I apologise if this has come up before. On sunday, my neighbour was reversing out of the drive way, and he hit my car which was parked on the road on the other side. It was the first time I had parked on the road since my…
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Insurance Repair causes more Damage. Help!
HELP! My car has been in for a small bodywork repair after a minor incident last sunday (see post about car park accident). The insurance approved body repair place took the car this morning and returned it to me this afternooon with the repair done. Wow! Fantastic stuff. But............ As the car had very little diesel…
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why pay every year
Can anyone tell me why i should pay my car insurance every year? surely once i have bought a policy that is mine until i make a claim on it & i should not need another one a year later.To pay for something/nothing each year seems ludicrous i don't buy a freezer,washing machine,cooker etc. We are just being ripped off by…
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personal injury claim 2 years later.....
I have a dilemma and need some advice please. 2 years ago (october 2009) an "unidentified" driver hit me and drove off. I got the reg number of vehicle and description but the owner of the vehicle said it had been stolen and they had not been driving. The vehicle and owner were insured though. I approached a personal…
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Lost NCB
Was insured with same company for years with no claims or convictions etc. Built up max NCB. About 3 years ago their renewal was easily beaten on a comparison site. So I went with the new company. The following year changed company again with an even cheaper quote. On the 3rd year I used the comparison site and got a…
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Motobike Insurance Massive Increase?
Hiya everyone - was hoping you might be able to help me with something. I've been riding a motorbike for a little while - passed my test and began in Brighton. I was given a quote by Carole Nash for about £240 (3rd party fire and theft - £450 excess) and have been happy with it. Recently i moved to london - central. They…
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Direct Line renewal quotes
Both my car and house are due for renewal. My car insurance renewal quote was £500. This was: £413 basic premium £ 42 Rescue £ 45 Interest If I was a new customer it'd be £343 £307 basic premium £ 35 Rescue £ 0 Interest. Thanks Direct Line :mad: Moving onto Home Insurance My renewal quote was £353 New customer cost is…
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car crash advice :( with twist!
Hi guys first time here any advice would be really appreciated... A month ago today i was driving to my friends house down a country lane the road narrows and opens so there are passing places i met a van i saw him coming as there was a car infront so i stopped this guy didnt assess whether he could get his big van through…
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Official investigation into Asprea?
How would one initiate an official consumer investigation into Asprea's misconduct in claim handling and and blatant claim evasion tactics please? As it stands they are entirely a law unto themselves, Insurance policy holders are being duped by this wholly unscrupulous bullying company. I am at the later stage in the…
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Halifax dump pet insurance
We received a letter from Halifax pet insurance. they are no longer Insuring our dog. He has an exisiting condition that he will no longer be covered for. They sent us details of another Insurance company that was nearly £150 dearer than direct line insurance. We don't know what to do if our dog needs another operation. We…
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ex smoker and life assurance
Quick(ish) question - I've been off the smokes for 7 months now :j and (with luck) I'll stay off them for good! - is it worth waiting until 12 months to get the better price for being a "non-smoker"? - Get a policy now (about £50,000) as a smoker then get another policy once the cheaper rates become available? End up with…
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All insurance with one provider?
At the moment I have buildings, contents and car insurance with 3 different companies. Going to look at combining buildings and contents next time around but has anyone got all three with the same company? And is it a good idea anyway? Also when changing to a combined cover, how do you get round the fact that you may have…
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Decreasing Term Insurance - help!
I've been reading through the MSE guides but still a bit unsure as to what to do, we currently have a Decreasing Term Insurance without profits for 2 people covering death and critical illness. We're currently with Legal and General and paying about £17 a month for £300k of cover, I wanted to increase this to £400k, as I…
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Car insurance - scam?
Firstly, I apologise if I've posted this in the wrong area. My dad contacted me earlier to say a woman had called asking for me. She wants me to get in touch regarding "the bump I had in 2010", as I had been rear-ended by someone. He forwarded me a Liverpool-based number, which Google returns no results for (other than…
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House Insurance and Bankruptcy
Wasn't sure whether to put this here or in the bankruptcy forum but basically I need to renew our house insurance and one of the questions it asks if anyone has been bankrupt, which my husband has been. This happened in 2001 and he has since been discharged. When I go through the comparison website saying he has been…
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Insurance for type 1 diabetics
Hi, does anybody know of a good but cheap travel insurance company for policies that cover type 1 diabetics. My wife has it and is very well controlled, she is 33. We are going to Florida for 2 weeks and it's for a family of 3. The cheapest quote we have had is around £100. Many Thanks
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House Insurance - Desperate help needed! Underpinned house!
Hi, Our home insurance is due for renewal on the 24th October and we've just received a renewal quote of £957, (£370 was last years) due to AXA (through a broker) now declaring our postcode apparently within a flood risk area. Other insurance companies (including AXA Online!) and the Environment Agency state we are not…