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Was my insurance cancelled or did I cancel it?
A program we just watched on TV has got me and my wife worried about our home insurance....i.e what would happen if our house burnt down. A couple of years ago we moved away for a few months, and had someone house sitting. When this happened I phoned up our insurance company straight away and said "we have someone living…
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Help with Life Assurance please
My partner has decided he needs to get this just incase anything happens and we have 3 young children. Ive been looking at the different types and i am just lost at all the different ones. He wants one that pays a lump sum if he dies but he doesn't want it for a fixed term, he just wants to keep paying into it until he…
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car insurance pay out
I had an accident in my car and it was not my fault, The insurance company offered me £1978 for it that i excepted, they then send i have to get rid of it myself for scrap which i did, so they then deducked the pay out price because i got scrap money for it, so they will only give me £1768 for my car. Are they aloud to do…
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Ridiculous car insurance quotes - why??
I've decided after 8 years of living in London and not needing a car for work, I finally want to have one again to go away for weekends and get more shopping without ordering it ;) I'm 30, have had my licence since 1997, i got a fixed penalty in 2007 and 3 points, but haven't had a car since 2007 so no NCB. The cheapest…
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building regulations indemnity insurance
Hi,can anyone help.I'm having a basic 3 by 3 metre conservatory built with a low lying sloping roof to minimise any neighbour's loss of light and only 1 electrical socket fitted and was advised that no planning consent was needed. However following talks with friends they have suggested that as the previous owner of the…
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Broker didn't renew our policy, now need to claim
Our house and contents insurance was up for renewal on 21Sept. We receieved a letter from the broker dated the beginning of Sept advising us that if we wished continue our existing policy we didn't need to do anything as we paid by direct debit. So I did nothing. We now need to make a claim. Yesterday I called the…
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Trustworthy broker sought for ASU
I really need some guidance on income protection, but don't know who to call to sort it out. I'm looking for a reliable broker but (probably) not London and Country, as I think I p-ed off someone there pretty badly after he talked me into buying a load of products which I later cancelled. Don't know if that will affect…
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Swinton Car Insurance cancelled
I had a problem with my DD last month, it didn't go out on the day it should have because I had no money in my account...this has happened in the past and they simply tried to take it out again with an addiontal charge of £12 for late payment... therefore I didn't contact them about it as I presumed they'd try and take the…
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Aviva demanding return of certificate
My wife declined to renew her car insurance with Aviva which expires midnight on 15 November. She received a letter today demanding the return of the certificate. They can certainly have it but not until the day after the policy expires; why do they want it back ? Surely an expired certificate of insurance is no good to…
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Salary protection for IT professionals
My husband is an IT Manager and wants to get ASU cover. I am looking into this for him as I'm off work at the mo, and was surprised when someone told me that 'hardly any insurance companies offer this type of protection for people in IT'. I mean...WHAT? I can't actually believe this so if anyone can explain what they are…
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Stop Thief
I recently changed my car, so rang my insurers, directchoice.com. After a short wait my call was answered bt a lady who said everyone was busy and could she take my number to arrange a call back. After half an hour I got fed up waiting so rang them back, and got straight through to an advisor, which was a little annoying,…
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ASDA car insurance - Warning new online apps
New policy with ASDA car insurance - Should I cancel my policy and take the loss :( ? Hi, I made a big mistake by signing up online for car insurance with ASDA exclusive online car insurance before reading the many terrible reviews around on the internet. They are absolutely awful in my opinion and many others by the look…
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Contents Insurance - Personal Tools limit £150
I have just received my policy paperwork for new Buildings and Contents insurance with Halifax. It is a good policy offering unlimited sums for buildings and contents. HOWEVER in the contents section there is a specific limit on 'Personal Tools in the home' of 150 pounds :( . This is such a low figure, I checked with…
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Personal injury claims now being the norm
The Insurance providers dug our graves - cost wise (they had no intention of making a trading loss except via the people who insured with them and trusted them). From day one they paid out on fraudulent claims (and still do) because they could not be bothered to investigate a so-called whiplash or a so-called sprained…
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Penalized for asking advice (admiral)
Recently i went to take out a new car insurance policy when i was told that there was a incident involving my car in January 2010 and that it is effecting my renewal price. This is not the case. What happened was, i hit a pot hole which caused a dent in my allow wheel (not enough to fail the m.o.t), i rung up to get some…
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Car Insurance: Not at fault accident - who's insurance should we use?
Hi All, Yesterday my car was involved in a bump :( It happened in a supermarket carpark - I was not even in the car at the time - and the other person has admitted full liability. My insurance company told me to only deal with them. However the other persons car insurance company is now calling offering to arrange getting…
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no claims bonus
hi i have recently bought car insurance from the green car insurance company,they asked if i had my proof of my no claims that i could send them so i sent them over 2 weeks ago and they havent received them so i rang them up and they said they would ring my previous insurers up,now i had a motor trade insurance last year…
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Goods In Transit Insurance for private removal
I'm hiring a van for the day and want to insure the contents while in transit. Can anybody recommend a website or company that can offer this to a private individual like me? I have tried the AA website and it assumes I work in a trade and want coverage for a year and want coverage for tools too. It's hopeless. Or am I the…
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Theft of rings
Hi all newbie here I need some help with an insurance claim, so here goes. We suffered a theft earlier this year, my wife had some rings taken, and we had a camera taken, none of these items were worth a great deal of money, the rings mostly had more sentimental value than real money worth, and the camera was just a budget…
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Home Insurance actual cover much less than stated on policy statement
Hi all Have just rung my current insurer (been with them for over 5 years) to see if there's anything I can do to reduce my renewal premium as it has gone sky high... My renewal document (and all past statements of cover) states contents cover of up to £50,000 - as it has been since we upped it a few years ago, yet the…
