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No claims discounts.
I've just had my renewal from direct line, anyway its shot up $200 (silly phone doesn't have a pound sign) from last year, started shopping around. I checked my details on the renewal and they say 8yrs no claims, when it should be 12. I rang them and they said I'd been with them for 3yrs and my previous insurance company…
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Contents insurance - help
We had our house burgled about 10 weeks ago. I obviously immediately called our insurer, Sheilas Wheels, to log a claim. Luckily, we didn't have too much stolen so the claim would have been in the region of £2000, however there were sentimental items taken, such as my husbands wedding ring. The insurance company sent out a…
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Home Owner option?
Sorry if this has been asked before, I tried a search but couldn't find the answer. I've just become a home owner and and my partner lives with me but he's not on the mortgage. What option should he choose on car insurance quotes as he's techincally not a home owner but he's not a tenant either or living with parents etc.…
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Home insurance
Two questions - I have a Lloyds TSB mortgage and home contents/buildings insurance - something I have had for years but I could get cheaper insurance - can I move or because of the mortgage am I linked in. Also do I have to wait until the renew date in 2011?
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Boiler/central heating Insurance
Have an Ideal Boiler fitted in my new place that is now 3 years old. I know that Ideal Boilers are poor but it came as standard. It's not been working too badly over the last few months but has been temperamental in the past. Looking for some central heating / boiler insurance and have a couple of queries: 1) anybody…
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Garage Wall water coming through
We live in a deatched house with a garage attached to the house the neighbouring bunglow is built higher up on the garage side there is a retaining wall wich runs the full length of the drive and down the side of the garage through to the back garden there is a gap of about 4 inches between the retaining wall and the…
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Car insurance auto renewed - Can I cancel this????
Insurance expired yesterday, and I was signing up for a new company today, but just realised the letter states they will renew automatically. What can I do? I didn't want them to renew cause they have quoted £20 more than a different company. Is it too late to cancel without a charge? Thanks
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xmas insurance
i have to renew my car insurance on december 23rd which over the years is getting dearer and dearer. I would somehow like to try and change this renewel later in the year say march when it won't be such a financial burden. I am not sure how to go about this should i try a monthly insurance? or cancel and renew?. Has anyone…
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Is this possible?
DH and I have been married for 7 years and have 2 children and im currently expecting number 3 We need to update our Wills as our last one only included our 1st child. In the event of us both dying together I would like my best friend to have our children. She is their godmother also. If we were both to die id like a…
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Making a claim
My son was involved in an accident on the way home from work on Friday evening. It was dark and raining heavily and he was in standing traffic. The man in front set off and so did my son, then the man stopped suddenly and my son tutted the car in front. They got out and examined the car. Just a slight scratch to my sons…
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Van Insurance differant classes
Hi Just trying to get a decent Van insurance quote. The biggest influence on the price the "Van Use" i.e Carriage of own goods, Carriage of Goods for Hire & Reward etc. The price trebles. If i am transporting my own goods (Jam and Chutney) to be sold or possibly sold (market trader) would the Carriage of own goods be…
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Is reporting an accident categorised as a claim?
There is something that is bothering me regarding a car insurance claim. I have been driving for 30 years and I have never made a claim but back in August of this year I was in a car park sitting in the passenger seat reading when a lady trying to park next to me hit me. She gave me all her insurance details and that was…
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3party claim, affects car price?
Hi i have 3rd party only and someone crashed into my car and ranaway, given the car details to the police to chase up, but they are very slow... and damage is not huge ( still unsure how about the repair cost). question is will it affect my car price if I claim through his/her insurance? should i repair myself and avoid…
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Building up no claims
Hiya I am 31, have just passed my test and I am a named driver on my husbands insurance. He has full protected no claims so it is a cheap option It is about 400 pounds more to insure the car in my name but at least it will let me build up some no claims The questions are: Should I go it alone from now or should I build up…
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Car insurance - NCP
Hi guys, I am looking to get insurance for my Skoda Fabia 1.9 vrS 06 model and have been looking at the different comparison sites. The cheapest quote I am getting is from https://www.onequotedirect.co.uk for £749 with my No Claims Bonus protected (I have 4 years no claims, which was never protected before). They say that…
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van insurance cancelled
hi there i was just wondering if anyboby could give me some help/advice i have insured my van with budget for several years but yesterday received a letter saying they give seven days notice of cancellation, i straight away phoned them to ask why and was told the underwriter would no longer insure me but they could look…
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Refused Claim On Buildings and Contents Insurance
Hi all, will keep it brief as possible and looking for advice whether I should appeal this and how? I was looking after parents house whilst they were on holiday for 4 weeks and during this period I was going away for a week as well. During the week I went away we had organised for a family friend to park his car there and…
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How badly does a claim affect your premium? House insurance
Hi, My partner has accidentally damaged our living room carpet :mad: and we don't know whether we should claim on our insurance for it. What we don't want to do is get the carpet on the insurance but end up paying morein increased premiums over the next few years. We have our buildings and contents insured jointly and have…
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i had a car crash !! please help
Hi all, i had a crash not my fault, other driver admits blame and police prosecutuing. I only have 3rd party/fire/theft. will my insurance still deal with the claim for me or am i on my own. I am waitng for them to call back. I was very lucky just suffered some whiplash, and wrist sprain, will they pay anything for the…
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Driving my dads car
Currently doing driving lessons, and did want to borrow my dads car in the later stages, so I can get a bit of extra practise in without paying £20 an hour for the privilege. I looked into putting myself onto my dads insurance as a named driver, but as he's got a saga over 50 plan, it seems they wont insure me too. Is…
