Car insurance - NCP

tribalboy

Hi guys,

I am looking to get insurance for my Skoda Fabia 1.9 vrS 06 model and have been looking at the different comparison sites. The cheapest quote I am getting is from https://www.onequotedirect.co.uk for £749 with my No Claims Bonus protected (I have 4 years no claims, which was never protected before). They say that they are a representative of Europa group ltd and the policy displays an Allianz logo.

I am confused by this. Is it okay to go with a broker considering claims, are they good enough or is it worth spending another £50 quid and going with Aviva (£798)

Thanks in advance

R3negadeuk

Hi,

Allianz are a legit insurer. I would have no qualms insuring with them if the price is right.

The only thing I would mention is that most of their contact centers are Indian, however, so are Avivas. I don't see this is an issue, it is fyi.

At the end of the day it is 50 quid cheaper for the same product.

tribalboy

thanks for the reply mate. Actually the presence of the broker confuses me. Who would I contact in case of a claim, is it the broker or Allianz directly

R3negadeuk

If you make a claim, the first point of contact should be the broker. The would then either deal with it themselves or refer you to the insurer.

It has changed a bit, but the broker generally only sells the product, they are the middleman.

Check you policy docs when you get them. But I can't see you having any issues if you choose either insurer, broker or not.