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Confused about window locks
Hi everybody I want to get contents insurance in my new home but am unsure if all the windows have the correct standard of lock installed. Can anyone advise? We have Victorian sash windows, all with locks, but some are different from others and I don't know which, if any, will be adequate. In some windows in addition to…
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Claim for whiplash?
3 weeks ago I was a passenger in a car which was involved in an accident, I didn't think I had any injuries but the next day started suffering with shoulder/neck pain. I attended my local A&E and have since visited my GP too. The other driver admitted liability and I have just received a letter offering me £1000 as…
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Is this bullying/harassment?
I'm seeking advice about a situation involving a very nasty letter from Direct Line insurance. We had to make a claim for an accident in August 2009 from our previous insurer, Swiftcover; they were such a nightmare to deal with that we left them 7 months ago, but since repairs had been completed and the excess paid on our…
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Adding no claims protection after car insurance policy has started?
I have an existing policy with Aviva which began at the end of Sept. At the time I didn't choose the option for Protected No Claims, think I missed that option as I was too excited to finally have cheap car ins... anyway. So i'm thinking now that as I have 5 years NCD (which Aviva has verified the docs for) I probably…
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if you want health insurance, read this, £100 free m&s vouchers
Hi, i took out health cover with AXA PPP, they have sent me a leaflet saying if I reccomend a friend, me and my friend each recieve £100 of M&s vouchers. If anyone is in the market for health insurance, and wants to be my friend (!) please get in touch, thanks -Kate, p.s i think i can put forward at least 5
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Is no claims protection a con?
Hi, I wonder if some people could give me their opinion please? I had my car renewal from the AA at £321. The next day, we had to make a claim (our fault, less than £1000, paid £325 excess) and we got a new renewal for £364. If I hadn't have had no claims protection, apparently my renewal would have been £372. So it looks…
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Foundations of house in Spain
Hi all We have a house in Spain which suffered earthquake damage and then developed extensive cracking at one end of the house We have recently won an extended battle with our insurance company to get part of our house rebuilt - instead of merely patching up (stitching etc) The house (like all Spanish houses over a certain…
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Buildings Insurance Claim Help.
Long story short; I need to make a claim on my buildings insurance who said i need to get at least two quotes to them before they will decide who to appoint. However my plumbing company have said that if I sign a mandate of authhority they can deal with the whole thing and i wont need to submit any claims to the insurance…
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Replacement windscreen with protected no claims - do you declare it?
Bit of a funny one really - both my husband and I have had our windscreens replaced this year (at different times, due to kicked up stones on the road) It has occured to me that I have indeed made a claim against my insurance for this. However, I pay extra for no claims discount protection - I'm not due to renew for a…
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car insurance for 19 year old
Hi i need some help i spend 7 days looking for a car insurance third party fire and theft but only to get £7000 as the price. I live in birmingham car going to be parked on the road. Does anyone here know where i can find good car insurance? Please help looking to spend £4000 on it because i work 15 miles away. Its so…
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Complimentary AXA MOT insurance
Hi all, I bought a car a couple of weeks ago (on credit, thru Santander) and today I've received an insurance pack from Global Insurance Management (underwritten by AXA Insurance) for complimentary MOT insurance, which appears to cover me in case my car fails its MOT (in March) for up to £350. Now I'm the last one to look…
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Home insurance that includes mobile phone cover?
Hi all, I am moving house and need cover for my contents. However, I am really keen to cover my mobile - an iPhone 4, but I am confused as to whether this is covered or not within some insurance quotes, especially on some of the "mobile phone cover" options. For instance I was a few clicks away from going with Bank of…
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Insuring two cars
I have a small car (KA), which is insured (paid full balance) until 15 Sept 2011. My OH has a car, but it died the other day, and the repair bill is over twice the value of the car, so not worth it. Renewal is up 10 Sept 2010, so obviously he won't be renewing, and car is being scrapped. In the mean time, he's using my…
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Advise
Can anyone advise please The building society we had our mortgage with also arranged 2 insurance policies, buildings & contents and mortgage protection. We recently paid off our mortgage on the 1st Sept and at the time of paying off I enquired about continuing the policies particularly the mortgage protecion as work may be…
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Help! - Can I take insurance company to court?
Hi I'm hoping someone can offer me some advice My husband's vehicle was parked in a bay in London and someone who was reversing into a space behind him, hit his van by accident. They admitted they were liable and the van was fixed, no problems. However, due to the extent of the damage, my husband needed a hire van for the…
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New insurance quotes
Has the world gone mad? My car insurance is due for renewal at the end of November, and for once I've started looking around in good time to see what the going rate is, especially with the reports of the price hikes this year. I've only been on two sites so far. I normally get comprehensive cover so that's where I started.…
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My insurance dew for renewal, should I ?
I have been insured with Barclays for about 5 years now. Reading things about how banks will screw you given half a chance, am beginning to wonder how safe I will be if ever I needed to make a claim on my buildings and contents. I am also insured for emergency cover with them, this works very good. About 3 weeks ago my…
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Advised to tell lies.
A lady phoned me the other day to sell me house insurance. I explained that I used a broker and due to my house having 7 bedrooms most insurers will not touch it. She advised me that if all 7 seven bedrooms were not in use to remove the beds and say there were only 4 bedrooms. She explained that a bedroom must have a bed…
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Newbie MPI question
Hi all, just a quickie - my husband is arranging mortgage protection insurance this week. I am self employed (and more to the point embarking on a career change so it's just complicated to sort it out for me at present) so it will just be him taking it out. Should he apply to cover the entire monthly repayment (which we…
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Cheap Insurances
Just accepting the cheapest quote might not be in everyone's best interests. We could do with information about how good the relevant company is when dealing with claims. This is every bit as important (if not more so) than saving money on the premiums.
