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Change of address and no longer student - £400 extra for 6 months!
Hey guys. In summary: 1 year policy: £1200 Occupation: Student Location: Stafford Months left: 6 Broker: Zurich THROUGH Endsleigh On saturday I move to Leeds and start a full time job on Monday. Graduate in July. I called the insurance company who say I now owe just over £400 for the remaining 6 months. I have been told…
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Bennetts Motorcycle insurance
My first post so i hope some can point me in the right direction ive been communting to london each day for the past 4 years renewing each year with bennetts, this year my job changed and i had to give up the bike and start to use public transport. so i sold the bike and i call the insurance company to cancel the policy…
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Is this law, or are car insurers discriminating against me?
I'm hoping someone who knows about car insurance and the law surrounding it can help me on this one. My car insurer (and other car insurance companies) have well and truly baffled me on this with their strange attitude. Situation is as follows: I own a 5 year old car, and insurance is in my name, with me as the main…
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home insurance rip off
Hi I wondered if someone could maybe answer this question for me. I have been going through all my old paperwork dating back to 1999. I came across 2 statements from Barclays relating to my mortgage. one from Aug 99-Aug00 and the other Aug 00- Aug01. Now the statements showed what mortgage payments had been made during the…
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No Decent Reviews
Hi. I am in the process of changing home contents/building insurance from the very useless Lloyds TSB. No matter where I look, ALL companies, without exception, are rated as good or brilliant right up until you make a claim!! Are there ANY companies that don't make a big fuss?? I'd been claim free for nnniions of years. I…
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Insurance Claim
Hi I've recently had my bicycle stolen, I have it insured with a cycle insurance specialist. The policy says that any claim would only be valid if the bike is secured with a lock that they approve of When the bike was stolen it was using a lighter lock which they won't appove of, if I lie about what lock was used am I…
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life assurance question
Can anyone help me please? I have been applying for mortgage life assurance/critical illness cover for myself and my partner. The problem is that I can't get critical illness cover for myself because I have a high BMI and I suffer from depression. The last person I spoke to was a broker who said he covered all the…
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Insurance made Void - where to renew.
To cut a long story. In 2007 my fiancee changed Home & Contents Insurance from Zurich to MoreThan. When filling in the online application she somehow missed declaring a claim for November 2006 which Zurich honoured. This week this info has come to light and MoreThan have now made our insurance void claiming they would not…
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Free car breakdown insurance from Churchill's?
Churchill's are offering Free car breakdown insurance when you get a quote and take their car insurance before July. Having been insured with them for some years, I emailed them to see if I qualify. I suspect not. But what if I get a quote now for next years renewal? Anyone know anything about this offer? Will subsequent…
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Life insurance/mortgage protection.
Help! At the beginning of last year i bought my first house. Unfortunately i didn't take out insurance incase of illness or unemployment. So i've decided i'd better do something about it before it's too late, but i haven't got a clue what to go for. Whether it be life assurance or just mortgage protection or both. Im…
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Ibuyeco being crafty with renewal quote
Hi everyone, I'm currently insured with Ibuyeco car insurance and have just had my renewal quote. Last year I paid about £550 to be insured fully comp with them. My renewal quote from them is £780!! I have an extra year of no claims with them so I can't understand why it has gone up? The man on the phone wasn't very…
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What kind of Insurance cover do i need if i were to flood my downstairs neighbour?
Hi, just wondering... Do i need Contents or home insurance incase that ever happens? I only have Building Insurance!
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Car Damage - easy MSE question?
Guys, Wife drove into a fence this morning that has caused damage to the front right hand side of the Nissan Micra. Without looking at it, I think we've got a dent on the front drivers side to deal with. My question is, what is the best way to save money with something like this? These are things on my mind: 1. Are Nissan…
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Car insurance cancellation help?
Hi, my sister has just sold her car. She was paying monthly (about £100 per month) and the insurance was due to run until october. She rang up to cancel and she was told she had to pay the whole amount up to the end of the year! About 400 quid! I've never heard of this before, is it normal? Any way round it? whenever i've…
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Mis-sold Insurance for Accidental Damage to Furniture
Hi, We bought mirrored bedroom furniture from Harveys in July 2007 costing £1570.50. We don't normally buy protection insurance, as it would be covered by Home Insurance, however this policy at £188 seemed to be a good idea. The salesman specifically told us that as we were buying a SET of furniture, if one item was…
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car insurance problem
Hi Just wondering if anyone out there can help me with my dilema. I have a chance of a new job delivering and collecting prescriptions in my local area. Problem I have is that the company vehicle that is to be used for this job is'nt ready for delivery until mid July, so the company has asked if I will use my own vehicle…
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Health care plan are they worth it?
I have just signed up to HSA Health Care Plan. It cost's me £10.00 a month for myself, partner and 5 year old daughter. Because I am a Tesco employee I have already saved about £5.00 because its a benefit Tesco offer their staff. So along with saving about a fiver a month could i cancel them and save the other tenner, or…
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PPI on loan for car - wont pay
Im hoping someone can give advice on this, my friend took a loan out for a car in Nov 08, he took PPI as he was on a tempory contract at work and was worried that if anything happend he would be covered. He found a lump on his neck approx 10 months earlier but put this down to a swollen gland as he had suffered an ear…
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House Insurance
Can anyone tell me how I can find an insurance company that doesn't charge for monthly payments? I've been onto three different comparison sites and every company charges about 21% APR for the 'privilege' of paying monthly. I've also been to insurance companies direct (Aviva, Churchill, Direct Line, etc) and they charge…
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What kind of policy do I need?
I was looking for a mortgage protection policy for critical illness-i.e. if diagnosed with a critical illness I would have my entire mortgage paid off. However I see that on this site that kind of policy isn't particularly advised. However, an income protection policy I'm not so sure of as don't they only pay out for a…
