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Motorbike Insurance
Anyone here a young motorbike rider? I've been quoted as £900+ for my insuance which is freaking high as far as im concerned! However it is lower than others which usualy average about 2k :shocked: Does anyone have any tips on lowering thc costs? I know full well my age (21) coupled with the area i live (north London) and…
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Fully Comp VS Third Party
Im intending to buy a car for the summer (3 or 4 months) because transport where I live is ridiculous. I have £1500 to buy and insure the car and have found plenty of Clios that fit this price bracket. My question to you guys is this; do I go fully comp, third party f&t, or a 6month scheme (which I've found to be quite…
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Switching Home Insurers ~ Quick question
I've never switched before.. and have no idea what I'm doing.. :o I currently have my home insurance with the AA .. I want to switch to Tesco. I'm only a few months into this years policy with AA (been with them yeeears).. Do I just cancel? .. or will I have to pay some kind of premium for leaving? Thankyooo :wave:
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Premium lowering ploy by insurance companies
Not for the first time has this happened to me. When my house insurance came up for renewal, I had already bought cover with NU via Topcashback. My insurer at that time (AIG) didn't contact me regarding my renewal until about 2 weeks priorto the end of the policy, and when they did, the premium was far in excess of what I…
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Policy cancellation charge
After Aviva quoted me a ridiculous renewal figure despite 4 years of no claims in our new flat, I shopped around through Quidco and switched to Esure. My new premium is £55 and Quidco is arranging to send me £20 cashback. :j However, only on receiving my policy documents did I realise that Esure would charge me £27.50 for…
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Indemnity insurance (not business)
Can anyone offer any advice please I have been given the oportunity to join a naval ship to travel form Lisbon back to Plymouth the idea of this is for naval personel to have thier families on board to get a feel for what navy life is like. however because I am not an immediate family member ( I am brother inlaw to person…
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Stephensons of Easingwold bus reverses into my car - company won't pay for damage
Two weeks (8:40am - rush hour 04/06/09) ago a Stephensons of Easingwold stephensonsofeasingwold.co.uk 54 seater coach pulled up to a busy mini roundabout in Norton-on-Derwent, North Yorkshire - lots of traffic behind it - drove half way across the roundabout, then stops, goes into reverse gear (lights and everything) and…
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Interesting
Here is an interesting article. http://www.thesun.co.uk/sol/homepage/news/money/2490468/Ex-cop-fraudster-in-hot-water.html
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Accident, Sickness & unemployment insurance
My partner has just had his policy taken over by a new company and it has increased from £25 per month to £46. (He was not notified we only found out when we queried the new direct debit). The problem is that he broke his leg playing football last October (he did not put a claim in though as he had 4 weeks sick pay from…
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why do i have to declare "claim" ?? car renewal
Some one reversed into my stationary car in February writing it off! Eventually i tracked them down and got their insurance details. I let my insurance company know what had happened, as i am required to do so. I dealt direct with third party insurance company and the claim was settled direct with them. Now it is renewal…
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Macbook Insurance
Hello, I am currently living between two houses, neither of which I own or have any house insurance policies on, although my possessions are covered with the main house insurance policy that my sister holds. I have recently bought a £2000 Apple Macbook pro and I am looking for some advice on insuring it. It is kept in a…
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Buildings Insurance Question
Hi, I wonder if any of you could provide advice regarding a buildings insurance question that I have. Just want to ask whether we needed buildings insurance to cover us and our neighbour, as we live in a semi-detached house, if damage to our property for whatever reason caused damage to theirs? If so, i presume their…
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Using Life Insurance to pay foreign taxes
In all honestly I didn't really know how to word the title of this thread; so please bear with me whilst I explain. I'm a French resident of some 9 years without spouse, parents, siblings or children and have decided to leave my sole property, here in France, to my nephew. Sadly French succession law and inheritance issues…
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Endowment policy
Took out a policy to pay off my mortgage of 21k was informed it would pay a lump sum of 21k also, total circa 42k was value i was informed. I took out this policy in Oct 1985, received a letter this week advising it now projects a shortfall, all previous annual statements had projected a surplus. Today rang the ombodsmans…
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Female Driver Insurance
I have removed this post as it has obviously upset a few people
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insure4excess - read small print!
I am renewing my car insurance and thought about increasing my voluntary excess and taking out an insure4excess policy to cover it (and other insurance eg home and travel) But on reading the insure4excess policy, it became clear that they only reimburse if the claim on your insurance is more than the excess. Call centre…
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temp car insurance
Hi, my car broke its cam belt (I know should have changed it sooner but it wasn't due for another 20K) and I need my car. Hired a car (£188 pw, ouch) then went out and bought a cheap run-a-round and then had to insure it. Called my insurers and the can cover me one month at a time for a second car for just £35 which I…
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Life Insurance still in joint names
I am after some advice, preferably from a life insurance guru. Im an u/w myself but in a completely different field, however I have a slant on what I think should happen & I just want to make sure Im correct. My story is this, about 6 years ago, me & my then girlfriend bought a house together. With this we bought a life…
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Compulsory Life & CI Insurance - Is This Legal?
Hi, My friend has asked me to look in to whether she can claim any insurance money back on a business loan she took out 12 months ago and I wondered if anyone on this board can advise me? She took a business loan for £220k to pay off her then mortgage, buy out her ex husband and put some money in to expanding her business.…
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Dividend Paying Whole life Insurance
I recently signed up with a new life insurance provider. They boast that they can "beat the pants off my old insurance policy." They have quite a few benefits I like though. There is one called five layered protection. It means that their policy has the four "layers of security other policies have. Namely, 1.Life Insurance…
