We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Insurance & life assurance

Archives for June 2009

Car insurance: Comprehensive cheaper than TPFF?
I've been looking for quotes on a car that I may be given soon and for some reason the cheapest companies seem to want me to pay around £200 extra for TPFF. Making comprehensive the only real option. Any reason for this? While I'm here do any sites do cash-back on Direct Line? As they seem to be cheapest for me.
Cancelled insurance help
Hi. I had a disagreement with my old insurance company Halifax over a year ago now which lead to them cancelling my house insurance after a claim for burglary. The disagreement came over the fact they left it over 2 months to send out a loss inspector to my address to assess my claim, the guy who turned up was an ex police…
Car crash advice
Basically crashed 2months into my first insurance year and car. And was at fault during the crash last thursday :( Silly mistake i must admit. Im just after advice. Should i carry out the remaining 10months insurance, or cancel it and start a new years insurance. Apparently my insurance is fine with cancelling. Im just…
Travel Insurance cover when left the UK
Hi Folks, Not sure if youcan help me BUT here is my question. My daughter has left the UK holidaying in South America for 6 weeks, unfortunatey she has not checked her Travel insurance to ensure it's still active which I only discovered when I was giving a her a lift to the airport. As a concerned father, I tried ringing…
over 40% increase
in my van insurance from last year with no claims are they seriouse.the broker said its because of the floods the insurance comps are trying to recoup well i cant believe it anyone else noticed increases aswell
esure (Car) + Morley Slater (Body Shop, Derby) = Nightmare! Please Help!
Hello All, I am writing today to assist a friend who is in desperate need of help! My friend had another car crash into him on a roundabout, the other driver caused damage to the drivers door and rear panel. He promptly contacted his insurance company, esure, to claim to get his car fixed. esure arranged for Helphire to…
Life Assurance and Inheritance Tax
Hi Everyone:j I'm new (or rather, newly registered - I've been following Martin's advice for ages) and here is my first question: I want to arrange Life Assurance for my wife, and the sum is in excess of the Inheritance Tax level. Martin says "If you die the life assurance forms part of your estate. This could mean you're…
Mortgage payment protection insurance
My son is buying a house and looking at all the insurance policies he should get,his budget will be very tight. He will get Buildings and contents insurance and also Mortgae life assurance so if he dies the mortgage will be paid but I have read differing views on whether he should get one of these PPI's any advice??? My…
Car Insurance for Pensioners
Martin's latest review of Car Insurance was very comprehensive. However, I feel he could have touched on the best car insurance policies for pensioners. The range of premiums can vary tremendously & that goes for Travel Insurance too.
Does this affect both no claims bonuses?
Hi all, We have two cars, both owned by me, and both insured in my name with my OH as a named driver. My main car has 6 years protected NCB with Bell (part of Admiral). The second car which is now OH's main car is insured with Diamond and has 0 years NCB as he moved to England from Ireland less than a year ago, and it was…
Travel Insurance Query (family cover)
Not sure if this has been asked and answered before....but hey ho! My fiancee and I are going on our honeymoon in Aug, and our daughter is going on holiday with her grandparents at the same time. I'm looking to take out annual family travel insurance, but am not sure if this would cover our daughter as well while she is on…
sheilas wheels V tesco (contents insurance)
Have just had our contents insurance quote from tesco , gone from £320 to £410.Never claimed anything , am amazed they can justify such an increase and send the letter stating " you do not have to do anything - we will automatically renew for you ".I dont think so. Have been online to sheilas wheels and got quoted £74 for…
Direct Line pet insurance
Does anyone know if they give 'for life' cover? I've no idea where my policy documents are to check up. Also, I had to have one of my cats put to sleep last week - I have a claim going through for the costs, will they cancel the policy automatically afterwards (the invoice clearly states what it's for) or do I need to ring…
ibuyeco - avoid like the plague!
I've just cancelled my policy because I've had to sell my car as I'm out of work and they've charged me £32ish to cancel and about £64 for something else - I've never experienced anything like it really really annoyed, unless you're definitely seeing your policy through don't use this bull$hit company!
Trip cancellation insurance
Both my wife and I have travel insurance which includes medical cover for pre-existing conditions. However, the insurance does not extend to cancellation losses in the event that the trip was cancelled as a result of these conditions. Anyone know where I can get trip cancellation insurance for a reasonable cost? By the…
anyone used these 3 travel insurers
Hi, the the three travel insurers that come out top of the list on the comparison site for me travelling to Canada / USA are: Primary Insurance Insure for.com Preferential Travel They all have similar pros and cons so I wonder if anyone has used any of these / had to make a claim? - any comments? Thank you Mark
How to answer number of years insurance held continuously?
I change home insurance almost every year to get the best deals but this has lead to a problem when answering the continuous insurance questions when getting quotes. Typically they want to know how many years you have held insurance without a break. Would changing insurer on the renewal date classify as a break? I reckon…
home insurance bldgs & contents
Hi, Busy buying my first property, could anyone offer any advice on the following, 1) what is a fair quote for both bldgs & contents? 2) is it best to go for separate quotes or joint? 3) any ideas who is offering the best deals at present?does it make any difference that property is a new build? 4) Are there any particular…
Pet Insurance
Good Evening, I am hoping somone can give me some advice. I have my dog insured with a well known dog insurer as I contined with them after the free 6 weeks puppy insurance my dog came with because she actually fell ill and we needed to use them. I am still paying my policy every month and my dog is now 9 months old but…
Home Insurance - working from home
I am trying to get a quote for my home insurance but the problem I have is that I work from home and even though the business is insured seperately, I have not yet found a company that will provide home insurance. Anyone with any companies or ideas? Thanks in advance.

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Insurance & life assurance

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Insurance & life assurance

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free