home insurance bldgs & contents

bear.1973

Hi,

Busy buying my first property, could anyone offer any advice on the following,
1) what is a fair quote for both bldgs & contents?
2) is it best to go for separate quotes or joint?
3) any ideas who is offering the best deals at present?does it make any difference that property is a new build?
4) Are there any particular insurers who deal specifically with new build's?

thankyou in advance to any reply's

dacouch

a) Depends on your personal circumstances
b) Its normally best in the event of a claim to have Buildings and Contents with the same Insurer
c) see a)
d) see a)

bear.1973

thanks , i guess its just a case of shopping around.
looks like another couple of tedious hours searching the net : (

dacouch

You could try some of the Cashback sites

sandrah-t

I have done hours and hours of research for my son who is buying his first home. The best quote I have had for combined insurance which includes accidental damage for both is £132 with Sheilas wheels!

bear.1973

have been on cashback sites and i got a quote for £154 from esure, plus £45 cashback on quidco
or morethan quote £190, 100 cashback quidco.
just checking out the policy's before i decdide which one to go with.
x

fiji_dave

if you've found the quote on line, give them a call as well and see if they can bring the quote down any less. I'm with Direct Line and a quick call to them when it came to the renewal date dropped the price by 280 quid!!