We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Car insurance: Comprehensive cheaper than TPFF?

I've been looking for quotes on a car that I may be given soon and for some reason the cheapest companies seem to want me to pay around £200 extra for TPFF. Making comprehensive the only real option.

Any reason for this?

While I'm here do any sites do cash-back on Direct Line? As they seem to be cheapest for me.

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    If you are finding comp. cheaper than tp, (but would be happy with tp), then reduce the premium by going for a massive excess (some offer £1000 or more).

    From time to time DL do use quidco.
  • scubaangel
    scubaangel Posts: 6,600 Forumite
    First Anniversary
    Delta I had exactly the same thing when I was looking to insure my previous car, a friend who worked in insurance said its due to a combination of age of the car, age of driver (in my case early 20's) and general hassle involved with sorting claims from old cars and young drivers. But admitted it makes absolutely no sense whatsoever!
    It’s not worth doing something unless someone, somewhere, would much rather you weren’t doing it.
    Sir Terry Pratchett
    Find my diary here

    http://forums.moneysavingexpert.com/showthread.php?t=5135113
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 345.8K Banking & Borrowing
  • 251K Reduce Debt & Boost Income
  • 450.9K Spending & Discounts
  • 237.8K Work, Benefits & Business
  • 612.6K Mortgages, Homes & Bills
  • 174.3K Life & Family
  • 250.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.