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Will severance pay affect my income protection insurance payouts?
I have been unfit for work for 3 years due to ill health and receiving monthly income protection insurance (PHI) payouts. Shortly my employer is going to terminate my contract due to ill health and will award me a lump sum worth 3 months full pay. Will this lump sum need to be declared to the insurance company and if I do…
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Life Insurance
Last Sept 08 we increased our motgage so naturally we increased our our life cover and critical illness cover, at the time we were told that my other half wasnt covered on the original policy so obviously we put him on as far as we were aware he was on the policy, anyway she also said that we could just increase my amount…
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How many Life Insurance policies??
I am a 40yr old male with dependants and NO life insurance. I was wondering if it is possible to take out life insurance policies with more than one company and if there are any benefits/drawbacks to this. I would also be grateful if anyone can show me where I can sample a typical questionaire to a Level Term Policy…
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Need MPPI or PPI - Employed with new company start up
Hi All I need to take out a policy which covers me for approx £1100 a month to cover my mortgage and other loans and everyday expenditure. The company I work went into liquidation, and restarted up the next day under a new name, keep the majority of our clients, so basically the same job but under a new name, but I was…
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Still paying car insurance on a written off car?
Hello everyone I apologise if this has been asked before. There are a lot of threads on here! My query in I have a car insurance policy which i took out. The broker is The Insurance Factory and the insurance company is Groupama. I decided to pay monthly, but unfortunately had to make a claim only 2 days after taking out…
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Life protection plan
I do hope I am in the right place!! Please redirect me if not. I had to see my Bank, Alliance & Leicester, recently and whilst there they set me up with a young man who gave me a quote for Whole of Life Plan Quotation. I will be 70 next birthday (October) in good health etc. This plan is with Legal & General - Life cover…
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egroup-insurance help
Am having big problems with Evan there trying to say that I have chosen for my policy to lapse when I have not. My Email I have a policy with you and when I changed over my vehicle I was sent an email saying that my policy will only continue till June, I do not want my policy to be cancelled I want to keep it going month…
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Credit search and car insurance
Does anyone know if insurance companies do credit searches on car insurance applicants.
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Does home insurance cove this!
I have buildings and contents insurance with Countrywide insurance services based in Northampton. My living room has damp coming from my floorboards and joists which are crumbling away and will need replacing. I have read from front to back and again to see if i am covered for this but it doesnt mention nothing about it,…
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Car damaged by falling Chimney - Not covered?
I have home insurance though Asda with Equity RedStar. On Sunday afternoon we heard a large bang only to find that part of the chimney had broken off, smashed some roof tiles and damaged my car which was parked on my drive next to the house. After finding out there was no out of hours no. for RedStar (what happens in an…
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Help - Home Insurance Not Trading but want money!!
In Feb 09 I took out home insurance with a company. I wanted to cancel this insurance so I wrote to them in April twice, but i did not recieve a response. Finally last week they emailed me back and announced this company has ceased trading. I cancelled my direct debit and then I got a letter from a credit company sending…
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Bank has me paying two home insurances
Hi 5 years ago we moved house and took out new home and bricks and mortor insurance and I have just discovered that I am still paying bricks & mortor insurance on my previous property and have been ever since we have moved. I have phoned my bank (Abbey National) and they have made me an offer of 300 pound repayment when I…
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public liability insurance
HI guys, im looking for a company that is reasonably priced to get public liability insurance from. Im just starting up a pub, so this is why i need it any help would be much appreciated Many thanks joanne :beer:
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Has anyone used ESI insurance?
Hi there This is my first post on the site so I hope it is an appropriate post! I am a big fan of martins site and am constantly saving money thanks to Martin! However I am just after some advice on wether to go for this money saving bargain or not... I am currently shopping around via comparison sites for my car insurance…
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health insurance ?
Hi all i remember @ the back of my mind when i went for a bank review they offered me some kind of insurance,If you were out of work through health etc. They would pay you a lump some each month ? am i right or am i dreaming ? is it under health insurance ?
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Redundancy/waiver agreement/exgratia payment - implications/confusion
Hi folks Hoping some kind souls may be able to shed some/any advice regarding recent sudden redundancy as a result of employer losing main client. While on the surface a potential payoff on table is relatively attractive I am basically nervous at way whole thing is being handled by employers who have a history of - let's…
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morgage payment protection insurance
Hi, I'm new on here. I need some advice quickly, in January my company made my job redundant but offered me the chance to go for another job which I was offered on April 6th on a 6 month trial period. The job is alot more then I considered and I am having difficulties in managing the requirements (from a personal…
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Cashback site not allowing existing quotes
Hi! CAn anyone advise or help? Trying to get a cheap car insurance quote following the instructions in the insurance section...ie using all the compare websites. When I then go to cashback site to try to retrieve the quote I am unable to do so. I then need to apply for a new quote. The first quote through comparison site…
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steel framed house insurance
hi. can anyone tell me who does insurance (building and contents) for steel framed house apart from halifax. it is a bsif house. cheers all.
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Can anyone beat my £75 car insurance for the year??
I've been looking round for car insurance for the past 2 weeks and Hastings gave me the cheapest quote of £145 for the year. Searching around for the highest cashback deals for Hastings, fatcheese came on top with £70, which means if all goes to plan and my transaction tracks my insurance will be £75 for the year...happy…
