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Single item insurance?
We currently have buildings and contents insurance through Norwich Union. The policy costs us around £430 per year and there is little scope to move insurers (at a good price) due to the house we reside in having a flat roof. The contents insurance covers any item up to £2,500 but I recently got engaged to my girlfriend…
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injury claim against me?
im really hoping im in the right place for this. 11 months ago, i was involved in a car accident, which was deemed to be my fauly even though the other driver was speeding(but this cant be proven) anyway, as far as i was aware everything had been sorted. today i receive a letter from his accident claim lawyer stating that…
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Long stay Travel Insurance
Im 66 and planing to go away for 150 days during the winter months Because of my age I cant find any insures to cover me for that lenth of time. Any know of any insures that can accomadate this?
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Comparison Websites
Have just spent the last half hour, trying to find a cheaper quote However, they seem to be misleading in their prices I put in my selection criteria, ie want protected claims, courtesy car, and £100 excess Now all the prices that come up, have these boxes checked, but once you click through to the Insurance Companies'…
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Help with Tesco Car Insurance and cancelling a policy with them
Hi i am looking for some advise. I cancelled my car insurance with Tesco on 1 May with a direct debit coming out on the 5th, knowing that this would not be able to be stopped, expected that to be taken, however as Tesco charges a cancellation fee of one months premium plus £10 - queried what would happen. The gentleman…
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Insurance !!!! up costing me for their error
Hi I'm hoping someone can help. This forum was suggested by a friend and I guess this (or the debt collection section) is the appropriate as its covered by both. However the collection service (wescots) have been exceptionally easy to deal with and have passed their dispute back to the insurance company. This gets me to…
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car no claims bonus, proof.
my insurance policy is due for renewal on 25th may 2009, with nig , the renewal for this policy is £200 cheaper elsewhere, but they require proof of my ncb, 9 years, how do i do this i have been through all my certificates etc and cant find anything with this on, i insure through at broker at present who couldnt give a…
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Amended Motor Policy
Apologies if you've already read this, I originally tagged it onto an old thread, but it didn't seem to get noticed, has got lost and I need to take some action fairly soon. My DD is getting a new car next week and has just amended her existing Tesco policy (commenced Jan 2009). The new car is insured from the 20th May…
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Holiday insurance - help?
As the name might suggest, I recently made a (several?) daft mistake buying annual, multi-trip holiday insurance. I've realised that the insurance doesn't cover the duration of time for which I am away, it only covers 60 days at a time and I'm away for 65. I bought the insurance from the travel agent at the same time as my…
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Some advice
Looking for some advice..... I live on my own in my mortgaged (excuse the spelling!) home, I currently have ASU cover with Pinnacle which has increased from £27 to £35, which has lead me to review what cover I actually need. My job is pretty safe (dare I say it!) and we get good rates of sick pay - so i'm thinking perhaps…
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Need Advice on extra Pru Health Charges
Hi I don't know if anyone can give advice or help on this problem I/my partner has. She held a policy with Pruhealth over 2 years ago for approximately 1 year. She rang Pruhealth and cancelled the policy over 1 year and 2 months ago. Under the terms and conditions of the policy it states something along the lines of "If…
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Contents insurance - advice about valuing my laptop
Hi. I'm trying to sort out some contents insurance and am struggling to decide what to insure my laptop for. It cost me £1100 but that was way back in 2005, with the way laptops depreciate I'd pick up a similar one for about £400 these days. I don't know whether I should insure it for the full £1100 because that way it…
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Buildings insurance for older properties
Anyone out there suggest some companies to try for buildings insurance on my 1800s house, it's constructed of brick and wood and this seems to be the excuse for hiking the premium. We have to have fire extinguishers and fire blankets all over the place. My premium from the Halifax this year (our mortgage provider -although…
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Jewellery valuation re home insurance
I have just found, and bought, a quote for home insurance which was £50 cheaper than my renewal premium. Both quotes include cover for an item of jewellery I had valued about 5 years ago. However, in the email they sent to confirm, it says I will need to send them a valuation of this item (as it's worth more than £2,500)…
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Legal Cover on Car Insurance?
Do I need this? I know a few solicitor's firms and a friend of a friend owns a bte and ate insurance company..... Advice please? :confused: Thanks
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Mortgage protection claim delay - why and what can I do?
I took out mortgage protection insurance a few months ago - an "I protect" plan with Wessex Group. I was made redundant on 6th April, and I made the claim the next day. My policy states the waiting period is 30 days and the initial exclusion period is 60 days (which I'm outside of). They requested all the usual bumf…
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Mortgage protection claim delay - why and what can I do?
I took out mortgage protection insurance a few months ago - an I:protect plan with Wessex Group. I was made redundant on 6th April, and I made the claim the next day. My policy states the waiting period is 30 days and the initial exclusion period is 60 days (both of which I'm outside of). They requested all the usual bumf…
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Q's on life insurance
Hi, My wife and I are looking to get a joint policy for life insurance (level term) but have a couple of questions. How long would people suggest to get the cover for, we have two kids and a mortgage but also need the money to pay for any bills once the mortgage has been paid? For example if we got it for 20 years would…
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Big increase in monthly cost
Should i look around now as just got a letter to say that from June my monthly premium will increase to £17.64 an increase of £9.67. Now i understand the reason for the increase with the economy being the way it is, but part of me feels that too much of an increase. What do people think?? As this is the 1st time i have had…
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How to put my life insurance / assurance in trust
Hi, I have just taken a new joint decreasing term life assurance / insurance policy with my wife, which is to pay off my mortgage. I would like to put the policy in trust, to avoid paying any extra Inheritance Tax. The policy is with Norwich Union, found via Cavendish Online. The documentation states I should "speak to my…
